Name
Malik
Member since
October 2015
On-time repayments
98 installments • 29%
My name is Malik Benjamin. I come from Berekum in the Brong and Ahafo region of Ghana. I am 24 years old. I started my basic education at Ameyawkrom District assembly primary school in the western region of Ghana. After basic school, I continued my education at Berekum methodist junior high school in the year 2007 . After the final examination, I got an admission to Okomfo Anokye senior high school In the Ashanti region of Ghana in the year 2010. For all this while, my father was the one taking care of me. Unfortunately my father passed away in that same year and so I had no other option than to quite school and help my mum. Since I was the only one with my mother by then. From then I had to help some people in their farms in other to get food for my self and my mother. In the year 2011, I explained my problem to an elder in my church. That is church of Pentecost Nyamebekyere local Berekum. He also forwarded the issue to the church members n they helped me to further my education to the senior high school in the year 2011. By God's grace I completed in the year 2014 but due to some problems our papers were cancelled. Since then I have been in de house helping people in their farms for a living. I now want to register in a private senior high school in other to continue my education.
My business is a small shop. I sell seasonal movies. The shop was given to me by a nabourhood friend who has gotten an admission to a tetiarry institution. He inherited it from his uncle who is currently dead. When I got the shop, I decided to consider so many factors to find out what I can do in the shop. I realised that since we are living in a rural area, there is no entertainment here with the exception of watching of football matches and movies. This idea encouraged me to sell seasonal and local movies.i started with seasonal movies but currently I'm adding local Ghanaian movies to the seasonal movies since customers have been demanding it recently.
At first I use to go for the movies from a brother who does the same job but Currently, my first and second loan has helped me to go for the movies myself from Kumasi in the Ashanti region of Ghana. Now I m applying for another loan in other to buy more seasonal and local movies to fill the shop and also start preparations towards adding a barbering salon to my video shop since Im good at barbering too, renovate my shop and also buy a walking stick for my mother since she is now old and can not walk well.
If I'm able to raise this loan to invest in my business. It will help me to earn enough profit to cater for myself and mother in other to achieve my aspirations in life.
.
I would be very grateful if you would kindly grant me a loan to buy more seasonal movies to fill my shop. I will use all the 2,188GHS to buy seasonal and local movies to fill my shop in other to ern more profit. The cost price for one seasonal movie CD is $0.522. N a sell it at $0.77. The cost of one local movie CD is also $1.01 and I sell it at $1.4.I will use $200 to buy seasonal movies, $200 to buy local movies,$50 to renovate my shop and $40 to purchase banners which will help my business to run faster. will also use $20 to purchase a walking stick for my mother since she is now old and cannot walk well. I will also use the remaining money to start preparations towards adding a barbering shop to my video shop since I'm good at barbering too. I believe if I'm given the loan, I will be able to invest in my business to ern enough profit to repay my loan, further my education and also cater for my mother.Thank you.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$672.00
Date disbursed
Sep 26, 2016
Repayment status
Late
Projected term
67 months
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Amount repaid
$22.45
Amount remaining
$649.66
Expected completion
May 25, 2018
Status
Repaying late
Installment amount
$0.26
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 7, 2016 | $7.74 | Oct 8, 2016 | $7.74 |
Oct 14, 2016 | $1.29 | Oct 14, 2016 | $1.29 |
Oct 21, 2016 | $1.29 | Oct 23, 2016 | $1.29 |
Oct 28, 2016 | $1.29 | Nov 5, 2016 | $1.29 |
Nov 4, 2016 | $1.29 | Nov 5, 2016 | $1.29 |
Nov 11, 2016 | $0.00 | ||
Nov 18, 2016 | $0.00 | ||
Nov 25, 2016 | $0.00 | ||
Dec 2, 2016 | $0.77 | Nov 28, 2016 | $0.77 |
Dec 9, 2016 | $0.77 | Dec 5, 2016 | $0.77 |
Dec 16, 2016 | $0.77 | Dec 21, 2016 | $0.77 |
Dec 23, 2016 | $0.77 | Dec 21, 2016 | $0.77 |
Dec 30, 2016 | $0.77 | Jan 3, 2017 | $0.77 |
Jan 6, 2017 | $0.00 | ||
Jan 13, 2017 | $0.00 | ||
Jan 20, 2017 | $0.00 | ||
Jan 27, 2017 | $0.00 | ||
Feb 3, 2017 | $0.00 | ||
Feb 10, 2017 | $0.00 | ||
Feb 17, 2017 | $0.00 | ||
Feb 24, 2017 | $0.00 | ||
Mar 3, 2017 | $0.00 | ||
Mar 10, 2017 | $0.00 | ||
Mar 17, 2017 | $0.00 | ||
Mar 24, 2017 | $0.00 | ||
Mar 31, 2017 | $0.00 | ||
Apr 7, 2017 | $0.00 | ||
Apr 14, 2017 | $0.00 | ||
Apr 21, 2017 | $0.26 | Apr 17, 2017 | $0.26 |
Apr 28, 2017 | $0.26 | Apr 27, 2017 | $0.26 |
May 5, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
May 12, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
May 19, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
May 26, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Jun 2, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Jun 9, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Jun 16, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Jun 23, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Jun 30, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Jul 7, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Jul 14, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Jul 21, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Jul 28, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Aug 4, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Aug 11, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Aug 18, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Aug 25, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Sep 1, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Sep 8, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Sep 15, 2017 | $0.26 | Dec 4, 2017 | $0.26 |
Sep 22, 2017 | $0.26 | ||
Sep 29, 2017 | $0.26 | ||
Oct 6, 2017 | $0.26 | ||
Oct 13, 2017 | $0.26 | ||
Oct 20, 2017 | $0.26 | ||
Oct 27, 2017 | $0.26 | ||
Nov 3, 2017 | $0.26 | ||
Nov 10, 2017 | $0.26 | ||
Nov 17, 2017 | $0.26 | ||
Nov 24, 2017 | $0.26 | ||
Dec 1, 2017 | $0.26 | ||
Dec 8, 2017 | $26.06 | ||
Dec 15, 2017 | $26.06 | ||
Dec 22, 2017 | $26.06 | ||
Dec 29, 2017 | $26.06 | ||
Jan 5, 2018 | $26.06 | ||
Jan 12, 2018 | $26.06 | ||
Jan 19, 2018 | $26.06 | ||
Jan 26, 2018 | $26.06 | ||
Feb 2, 2018 | $26.06 | ||
Feb 9, 2018 | $26.06 | ||
Feb 16, 2018 | $26.06 | ||
Feb 23, 2018 | $26.06 | ||
Mar 2, 2018 | $26.06 | ||
Mar 9, 2018 | $26.06 | ||
Mar 16, 2018 | $26.06 | ||
Mar 23, 2018 | $26.06 | ||
Mar 30, 2018 | $26.06 | ||
Apr 6, 2018 | $26.06 | ||
Apr 13, 2018 | $26.06 | ||
Apr 20, 2018 | $26.06 | ||
Apr 27, 2018 | $26.06 | ||
May 4, 2018 | $26.06 | ||
May 11, 2018 | $26.06 | ||
May 18, 2018 | $26.06 | ||
May 25, 2018 | $21.41 |
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