Name
John
Member since
August 2016
On-time repayments
31 installments • 35%
Am the last born in a family of nine. born on 15th September 1987. I started my education in the year 1993 at Kigumo Primary School where i attained 310 marks out of 500 marks. I 2003 i joined Karima boys High School and finished my secondary education in the year 2006 having attained a mean grade of B+. I joined Kenyatta university in the year 2008 and graduated in the year 2012 with a Bachelor of Science (statistics and programming)
My secondary school education had a lot of challenges due to lack of school fees but thanks to God i managed a B+ thus earning a chance to further my education.
i was employed by Equity Bank on September 2012 up to December 2012
I started my own business in the year 2013 at Nairobi with the little cash i got from my previous employer.
the most unique thing about my land is that people living in it are peace lovers and like appreciating what they have
my kid is still young and learning to speak
my hobbies are travelling , playing volleyball and meeting new friends
I deal with retail of mobile phones, their accessories and M-pesa shop.
That is phone handsets and their accessories
The phones are currently on demand due to the fact that the whole world is now embracing technology. Moreover communication being a vital order in day to day activities and the easiest mode is through mobile.
The accessories are also in demand since some of the handsets needs repairs once in a while.
M-pesa is currently the largest mobile money transfer platform in kenya with a network of over 20 million customers hence it is on high demand.
The business is interensting since one is able to know and understand the current trends in technology and the whole world in general.
Costs includes; Rent,transport, Airtime, Salaries and utilities which amounts to kes 400 dollars per month
revenue from the business amounts to kes 900 dollars per month on average
i use my revenues to grow the business, pay for my family health insurance, education policy for my kid. investing in a welfare group and saving for any unforeseen emergency
increase my stock as follows:
10 pieces Nokia handsets @ 20 dollars totaling to 200 dollars
10 pieces Samsung handsets @ 25 dollars totaling to 250 dollars
50 pieces of assorted screen guards @ 2 dollars totaling to 100 dollars
This will increase my stock and give my customers a wide range of products to choose from. I will thus be able to retain my customers.
The additional stock will hopefully raise my revenues up with an additional 500 dollars and an additional 200 dollars to the profit.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$502.00
Date disbursed
Mar 17, 2017
Repayment status
On Time
Projected term
20 months
Other loans
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Amount repaid
$507.97
Amount remaining
$0.00
Date repaid
Jul 9, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 25, 2017 | $5.97 | Mar 25, 2017 | $5.97 |
Apr 1, 2017 | $5.97 | Apr 1, 2017 | $5.97 |
Apr 8, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Apr 15, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Apr 22, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Apr 29, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
May 6, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
May 13, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
May 20, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
May 27, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jun 3, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jun 10, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jun 17, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jun 24, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jul 1, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jul 8, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jul 15, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jul 22, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jul 29, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Aug 5, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Aug 12, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Aug 19, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Aug 26, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 2, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 9, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 16, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 23, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 30, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Oct 7, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Oct 14, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Oct 21, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Oct 28, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Nov 4, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Nov 11, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Nov 18, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Nov 25, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Dec 2, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Dec 9, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Dec 16, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Dec 23, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Dec 30, 2017 | $5.97 | Jul 9, 2017 | $5.97 |
Jan 6, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jan 13, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jan 20, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jan 27, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Feb 3, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Feb 10, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Feb 17, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Feb 24, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Mar 3, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Mar 10, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Mar 17, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Mar 24, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Mar 31, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Apr 7, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Apr 14, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Apr 21, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Apr 28, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
May 5, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
May 12, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
May 19, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
May 26, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jun 2, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jun 9, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jun 16, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jun 23, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jun 30, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jul 7, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jul 14, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jul 21, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Jul 28, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Aug 4, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Aug 11, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Aug 18, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Aug 25, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 1, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 8, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 15, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 22, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Sep 29, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Oct 6, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Oct 13, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Oct 20, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Oct 27, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Nov 3, 2018 | $5.97 | Jul 9, 2017 | $5.97 |
Nov 10, 2018 | $0.50 | Jul 9, 2017 | $0.50 |
Will Oct 12, 2017
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