Name
James
Member since
June 2018
On-time repayments
46 installments • 54%
I am the first born of my parents among other eight siblings. I started my primary education at Badu Presby Primary School in the year 1986 at the age of eight (8) whilst staying with my grandma. I graduated to Asuafu SDA Junior Secondary School in 1992 and completed by Basic Education Certificate Examination (BECE) in 1995. I proceeded to Yamfo Anglican Senior Secondary School ; having not satisfied with the Programme of study, I had to come back to Asuafu SDA Junior Secondary School where I joined the third year students to write another BECE in 1997. I proceeded to Techiman Adventist Secondary Technical School in 1998 and completed in 2000 with a certificate in Senior Secondary Certificate Examination.
I went through difficulties whilst rising to become the first University Graduate in my family. Sometimes I had to run away from school to look for some menial jobs to feed myself throughout my basic school up to the university.
Though I am gainfully employed as a graduate teacher, I thought it prudent to engage in other business to earn much to support my other siblings and take good care of my Wife and three children. After a lenghthy discussion with my wife, we choose to sell mobile phone recharge credits, which has yielded some good returns.
We started with Gh¢ 1,000.00 worth of capital but has now grown to Gh¢ 3,000.00
I earn a monthly profit of Gh¢ 600.00 after deducting all other expenses. I have been reinvesting part of the profit and use part for childrens education.
I intend to invest this money into the business to enhance my capital base. I also intend to buy recharge cards for retail. I will also buy phone accessories for sale to boost my business
Positive
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Neutral
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Project Type
Classic Loan
Disbursed amount
$26.00
Date disbursed
Aug 24, 2018
Repayment status
On Time
Projected term
3 weeks
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