Capital to buy an additional copy machine and equipment for printing service
Khoirudin
Pemalang, Indonesia
100% repaid
Entrepreneur
Name
Khoirudin
Member since
February 2015
On-time repayments
77 installments • 62%
About Me
I am a vocational school graduates from Pekalongan. I live with my wife and my son. I used to work in a sarong factory in Pekalongan, as a designer. I started my business with the small loan that I get from a bank. With my basic skills that I have, I am trying to survive in this business.
My Business
I am trying to run a small photocopy and printing service. In 2009, I worked in another photocopy and printing business. With the experience from that business, I tried to run a similar business. Alhamdullilah, my business starts to earn some income. My yearly profit keeps growing. Every month, I can earn gross profit of $580 with the net profit of $415.
Photocopy and printing service is high in demand, since there are many offices and schools who need this kind of service. I believe that this business will keep growing in the coming years. Hence, I need an additional capital to buy a new photocopy machine and other equipment.
Hopefully my plan will be realized. Amen.
Loan Proposal
Below is the description of my plan to use the funds:
1. Purchase of HVS paper = 15 rim (15 x $ 2.42 = $ 36.3)
2. Purchase of Toner for printers = 1 pcs (1 x $ 10 = $ 10)
3. Purchase of Pens (Standard brand)= 3 pack (3 x $ 1 = $ 3)
The profit and revenue details are as follows:
1. Photocopy service = 15 reams (5,000 sheets x Rp. 200 = Rp. 1,000,000)
= Rp. 1,000,000 = $ 76.92
2. Selling of Pens (Standard brand) = 3 pack (36 pcs x Rp. 2,000 = Rp. 72,000)
= Rp. 72,000 = $ 5.53
The profit can be calculated as follows:
Capital = $ 50
Selling price = $ 76.92 + $ 5.53 = $ 82.45
Profit = Selling Price - Capital = $ 82.45 - $ 50 = $ 32.45
To the net profit of $ 32.45
Show original Bahasa Indonesia
About Me
saya adalah lulusan dari sekolah menengah kejuruan di salah satu sekolah di pekalongan. tinggal bersama istri dan 1 orang anak laki-laki. Sebelumnya saya pernah bekerja di pabrik pakelat (Pabrik pembuatan sarung) di Pekalongan pada bagian Desain. Saya mulai merintis usaha dari modal yang terbatas yang saya dapatkan dari pengajuan ke salah satu bank, dari basic ketrampilan yang saya miliki sebelumnya, akhirnya saya mencoba survive di usaha yang saya rintis ini.
My Business
Saya buka usaha kecil-kecilan, yaitu foto copy dan percetakan. Awal mula usaha ini saya rintis tahun 2009, dimana sebelumnya saya pernah bekerja di tempat yang sama yaitu foto copy. Berbekal dari pengalaman sebelumnya, saya mencoba untuk membuka usaha serupa, alhamdulillah dalam perjalanannya sampai dengan saat ini, usaha saya sudah cukup menghasilkan, terlihat dari laba dari tahun ke tahun semakin meningkat. Setiap bulan rata-rata laba bruto Rp. 7.000.000,- sedangkan laba netonya sekitar Rp. 5.000.000,-
Berpedoman dari peluang usaha foto copy, dimana semakin tahun semakin dibutuhkan karena banyaknya perkantoran dan sekolah-sekolah serta anak-anak sekolah yang membutuhkan jasa ini, maka saya yakin semakin tahun usaha ini akan semakin maju. Untuk itu dibutuhkan modal yang penambahan unit baru serta penambahan bahan pendukung lainya
Semoga semua dapat berjalan sesuai planning , amin.
Loan Proposal
Berikut gambaran umum secara singkat rincian penggunaan dana :
1. Pembelian HVS = 15 rim (15 x $2.42 = $36,3)
2. Pembelian Toner = 1 pcs (1 x 10$ = $10)
3. Pembelian pulpen Standar = 3 pak (3 x 1$ = $3)
Dari modal tersebut dapat dihitung rincian pendapatannya :
1. Foto copy = 15 rim (5.000 lembar x Rp. 200 = Rp. 1.000.000)
= Rp. 1.000.000 = $76.92
2. Pulpen Standar = 3 pak (36 pcs x Rp. 2.000 = Rp. 72.000)
= Rp. 72.000 = $5.53
akumulasi laba dapat dihitung sebagai berikut :
Modal = $50
Harga Jual = $76.92 + $5.53 = $82.45
Laba = Harga Jual - Modal = $82,45 - $50 = $32,45
Jadi Laba bersihnya = $32,45
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Here's a brief general description details the use of funds:
1. Purchase HVS = 15 rim (15 x $ 2.42 = $ 36.3)
2. Purchasing Toner = 1 pcs (1 x $ 10 = $ 10)
3. Purchase pen Standard = 3 pack (3 x $ 1 = $ 3)
Can be calculated from the capital revenue details:
1. Photocopy = 15 reams (5,000 sheets x Rp. 200 = Rp. 1,000,000)
= Rp. 1,000,000 = $ 76.92
2. Pens Standard = 3 pack (36 pcs x Rp. 2,000 = Rp. 72,000)
= Rp. 72,000 = $ 5.53
the cumulative gain can be calculated as follows:
Capital = $ 50
Selling price = $ 76.92 + $ 5.53 = $ 82.45
Profit = Selling Price - Capital = $ 82.45 - $ 50 = $ 32.45
So the net profit = $ 32.45
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$50.00
Date disbursed
Mar 29, 2015
Repayment status
On Time
Projected term
13 months
Other loans
Lenders
Canada
Summary
Amount repaid
$52.50
Amount remaining
$0.00
Date repaid
May 16, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 5, 2015 | $2.28 | Apr 5, 2015 | $2.28 |
| Apr 12, 2015 | $2.28 | Apr 12, 2015 | $2.28 |
| Apr 19, 2015 | $2.28 | Apr 19, 2015 | $2.28 |
| Apr 26, 2015 | $2.28 | Apr 26, 2015 | $2.28 |
| May 3, 2015 | $2.28 | May 3, 2015 | $2.28 |
| May 10, 2015 | $2.28 | May 3, 2015 | $1.52 |
| May 10, 2015 | $0.76 | ||
| May 17, 2015 | $2.28 | May 24, 2015 | $2.28 |
| May 24, 2015 | $0.03 | May 24, 2015 | $0.03 |
| May 31, 2015 | $0.00 | ||
| Jun 7, 2015 | $1.16 | Jun 1, 2015 | $1.16 |
| Jun 14, 2015 | $1.16 | Jun 1, 2015 | $0.54 |
| Jul 8, 2015 | $0.62 | ||
| Jun 21, 2015 | $1.16 | Jul 8, 2015 | $1.16 |
| Jun 28, 2015 | $1.16 | Jul 8, 2015 | $1.16 |
| Jul 5, 2015 | $0.54 | Jul 8, 2015 | $0.54 |
| Jul 12, 2015 | $0.00 | ||
| Jul 19, 2015 | $0.00 | ||
| Jul 26, 2015 | $0.00 | ||
| Aug 2, 2015 | $0.00 | ||
| Aug 9, 2015 | $0.00 | ||
| Aug 16, 2015 | $0.77 | Aug 18, 2015 | $0.77 |
| Aug 23, 2015 | $0.77 | Aug 18, 2015 | $0.77 |
| Aug 30, 2015 | $0.77 | Aug 18, 2015 | $0.77 |
| Sep 6, 2015 | $0.77 | Aug 18, 2015 | $0.77 |
| Sep 13, 2015 | $0.77 | Aug 18, 2015 | $0.77 |
| Sep 20, 2015 | $0.77 | Oct 19, 2015 | $0.77 |
| Sep 27, 2015 | $0.77 | Oct 19, 2015 | $0.77 |
| Oct 4, 2015 | $0.77 | Oct 19, 2015 | $0.77 |
| Oct 11, 2015 | $0.77 | Oct 19, 2015 | $0.77 |
| Oct 18, 2015 | $0.77 | Oct 19, 2015 | $0.77 |
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.85 | Nov 30, 2015 | $0.85 |
| Nov 22, 2015 | $0.85 | Nov 30, 2015 | $0.85 |
| Nov 29, 2015 | $0.85 | Nov 30, 2015 | $0.85 |
| Dec 6, 2015 | $0.85 | Nov 30, 2015 | $0.85 |
| Dec 13, 2015 | $0.85 | Nov 30, 2015 | $0.85 |
| Dec 20, 2015 | $0.85 | Jan 5, 2016 | $0.85 |
| Dec 27, 2015 | $0.85 | Jan 5, 2016 | $0.85 |
| Jan 3, 2016 | $0.85 | Jan 5, 2016 | $0.85 |
| Jan 10, 2016 | $0.85 | Jan 5, 2016 | $0.85 |
| Jan 17, 2016 | $0.85 | Jan 5, 2016 | $0.46 |
| Feb 9, 2016 | $0.39 | ||
| Jan 24, 2016 | $0.85 | Feb 9, 2016 | $0.85 |
| Jan 31, 2016 | $0.85 | Feb 9, 2016 | $0.85 |
| Feb 7, 2016 | $0.85 | Feb 9, 2016 | $0.85 |
| Feb 14, 2016 | $0.85 | Feb 9, 2016 | $0.85 |
| Feb 21, 2016 | $0.85 | Feb 9, 2016 | $0.08 |
| Mar 15, 2016 | $0.77 | ||
| Feb 28, 2016 | $0.85 | Mar 15, 2016 | $0.85 |
| Mar 6, 2016 | $0.85 | Mar 15, 2016 | $0.85 |
| Mar 13, 2016 | $0.85 | Mar 15, 2016 | $0.85 |
| Mar 20, 2016 | $0.85 | Mar 15, 2016 | $0.54 |
| Apr 12, 2016 | $0.31 | ||
| Mar 27, 2016 | $0.85 | Apr 12, 2016 | $0.85 |
| Apr 3, 2016 | $0.85 | Apr 12, 2016 | $0.85 |
| Apr 10, 2016 | $0.85 | Apr 12, 2016 | $0.85 |
| Apr 17, 2016 | $0.85 | Apr 12, 2016 | $0.85 |
| Apr 24, 2016 | $0.85 | Apr 12, 2016 | $0.15 |
| May 16, 2016 | $0.69 | ||
| May 1, 2016 | $0.85 | May 16, 2016 | $0.85 |
| May 8, 2016 | $0.85 | May 16, 2016 | $0.85 |
| May 15, 2016 | $1.52 | May 16, 2016 | $1.52 |
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