Morine
Nairobi, Kenya
100% repaid
Name
Morine
Member since
January 2015
On-time repayments
191 installments • 87%
I was born and raised in a small village in the slopes of mount Kenya. In my childhood days, I always dreamt of being a writer and I started writing as early as when I was 10 years.
I used to write short stories for my friends to read and they would really appreciate. My English teacher especially encouraged me that I was a good writer and this was a great motivation for me.
By the time I had joined high school, I knew I wanted to write, focusing on educating children on issues affecting our community day by day. So far, I have been able to write and publish two books that are already in the market. Book one is titled Disability is not Inability, that encourages all children that no matter the challeges they face, they can make it in life.
Book 2 in a short story that teaches children between the age of 6 - 7 about HIV/AIDs, how it is spread as well as the care of those who are affected and those that are infected.
Through the money that I have raised by selling my books, I have been able to open up a small printing and photocopy shop. I would like to expand my business to become a cyber cafe with several computers. I would also like to start selling printing materials and stationery to maximize on the space that I have in my shop as well as to generate more income.
The extra income will also facilitate me to hold talks to reach out to more children to educate and encourage them that they can also make it in life.
In my shop, I also offer graphic design, branding, typing and printing, document lamination, document binding document scanning, printing and photocopy services. I chose this business because I am able to meet and interact with many people.
Through offering all the stated services, and having expanded my business with the last zidisha loan, I am able to make about Ksh. 7,000 per day. This amount minus the cost of the day which includes, toner for the photocopier, ink for my ink jet printer, printing and photocopying papers, lamination papers and electricity leaves me with about Ksh. 3,500 per day as the profit.
I have seen the need to expand my printing shop and diversify by bringing in new items like photo frames. This is because after printing photos for my clients, most of them keep on asking if I could frame the photos for them.
I plan to buy several types of photo frames with the loan I get from Zidisha. The cost of each item varies depending on the size of the photo to be framed. Ideally, the cost varies between 2 dollar and 5 dollars and after selling the item, I expect to make at least 50% profit from each photo frame.
I will channel the proceeds from the sales to buying more stocks of photo frames and also save some of the money to take my daughter and son on holiday soon.
I look forward to being granted the loan. thanks in advance.
Positive
6
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$186.00
Date disbursed
Jul 1, 2015
Repayment status
On Time
Projected term
2 months
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