Purchasing a motorbike for home delivery service

Joseph

Embakasi/pipeline, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

March 2013

On-time repayments

298 installments  •  39%

About Me

I was born in 1985 in Kiambu County.I started my primary education in the year 1992 at Kanyore primary School up to year 1999.In the year 2000,i joined Mukuyu Secondary school up to year 2004.In 2005,i joined Thika Technical training Institute where i studied Certificate in Mechanical Engineering.I joined Jua Kali sector in 2008 up to the year 2010.I left Jua Kali sector in 2011 and started a small kiosk from the loan i took from Kambaa Commercial Agencies and the savings i had.I am happily married and blessed with a 1 year old lovely daughter.

My Business

My shop consists of household goods and foodstuffs ie;flour,rice,cooking fat,sugar,beverages (soda,juices)soaps and detergents etc.My neighborhood is growing very fast,and there are no many shops around therefore making the demand of some goods very high.Most customers prefer my kiosk since its always open and the prices are affordable therefore making it difficult for me to satisfy their needs.When approved,your loan will help me to add more stock and be able to serve my customers needs while making more profit.

Loan Proposal

Dear lenders and the entire zidisha team,am very grateful for you have done to me and my business, the last loan you offered to me was of great help i managed to add more cylinders in my gas business which has improved the ease of doing business.nowadays here in Kenya especially in Nairobi area gas business is becoming more competitive by the day,most household shops are almost mixed with gas cylinders.Am therefore targeting wide range of customers through home delivery project which is also becoming so popular in other places.if you offer me this loan i will add to the little savings i have to buy a motorbike which costs around 80,000 to 90,000 kes.am very optimistic that this will be a very success

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$684.00

Date disbursed

Mar 27, 2016

Repayment status

On Time

Projected term

6 months

Lenders

rebecca

Chapin SC, United States

B

bgalon

London, United Kingdom

C

Cblodgett

Zurich, Switzerland

S

Snick

Halle, Germany

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

J

johan

Oslo, Norway

Veronika

victoria, Canada

mbunifu

San Jose, United States

malcolm D

grants pass, United States

BelleStarr

Albuquerque, United States

K

KakkoiiCali

Anaheim, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

U

uBaJ41

Afton, United States

DeanDropshot

Oslo, Norway

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

L

louisela

Eugene, Oregon, United States

joselvelez

Dallas, United States

T

traderjohn

Baltimore, United States

Scott

Oregon, United States

J

jgillard

Winchester, United Kingdom

R

rcmssr

Woodbury, United States

M

markj

Camberwell, Australia

BethaniK

Washington, United States

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

M

mpeters

New York, United States

Zidisha

Sterling, United States

MienDeGraeve

Ouagadougou, Burkina Faso

AnnaChristina

Pittsburgh, United States

T

ToddK

Indianapolis, IN, USA, United States

M

mogensh

København V, Denmark

S

Steveandson

Arlington, United States

G

GLWall

Iowa, United States

C

cjmenchaca

Austin, United States

A

ante1

trosa, Sweden

E

eljama

Chapel Hill, United States

SP

Steve Picchione

Lake Elsinore, United States

T

theshots

Vancouver, Canada

N

nanning

Baltasound, United Kingdom

N

ningli

Charlotte, NC, United States

Aggul

London, United Kingdom

Jeff and Marcie

Portland, OR, United States

J

jjiffer

Seattle, United States

HansLindgren

Uppsala, Sweden

D

danny

Karlsruhe, Germany

B

briansedz

Canton, Ohio, United States

P

proby24

Singapore, Singapore

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

C

cmubiggguy

Chapin, SC, United States

T

tmsaddress

Orlando, Florida, United States

B

Bavarian

Bavaria, Germany

A

ArcticOne

Medicine Hat, Canada

B

BalaVent

Las Vegas, United States

B

Becks

Dubai, United Arab Emirates

H

hanh352

Homosassa, United States

C

cyrilleberger

Gammalkil, Sweden

pbosakov

Sofia, Bulgaria

dajawein

Gladstone, Australia

indeh

London, United Kingdom

J

Jaslogic

Castle Rock, United States

T

Talex

Nürnberg, Germany

A

aguayo

Silicon Valley, United States

B

BTaylor

Colorado Springs, CO, United States

J

JandC

Watsonville, United States

K

kaf121

Lynnfield, United States

R

RichardH

Manchester, United Kingdom

D

Divergent

Bethesda, United States

Susansfund

Colorado Springs, United States

T

tomdeneire

Eke, Belgium

A

AustA

Sydney, Australia

E

ebronken

Oslo, Norway

IA

Ismini and Jerry

Stamford, USA, United States

D

danderson1953

Plainsboro, United States

A

Austrian

Graz, Austria

birtom

Ettlingen, Germany

B

bugsheep

Houston, United States

S

samuk

Nottingham, United Kingdom

D

davide

Vallentuna, Sweden

AdvancingCompassion

San Diego, United States

J

JoeSolar

Virginia, United States

A

Aastra

Los Angeles, United States

J

JonMichael

Winnipeg, Canada

W

Woodyrocks

London, United Kingdom

V

Va_Ce_Jo

Egham, United Kingdom

L

loistf

Madrid, Spain

M

MaxwellStout

Austin, United States

mtnsailor

Harrisonburg, United States

K

Katehar

Maple Valley, WA, United States

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

P

pellm

Ashland, United States

N

NicolaG

Mantova, Italy

H

hchsmicroloans

New York, United States

E

edgreig

Brixton, United Kingdom

N

Neutual

Victoria, Canada

H

Hotaru

Melbourne, Australia

MPatino01

Somerville, United States

yorick

Springfield, United States

W

WellingtonPFClass

Columbus, Oh, United States

I

ijerkov

Zagreb, Croatia

J

justincomish

Riverton, United States

L

lilbsedz

Raleigh, United States

D

DaveH

Folsom, United States

HMS_5th_Grade

Honolulu, United States

B

BlackWolf

Lappeenranta, Finland

A

Andy

Berlin, United States

fairspirit

Utrecht, Netherlands

L

LukeTenney

Mayfield, Australia

T

TurgayAlihos

SOUTHBANK, Australia

J

JoeOmundson

Portland, OR, United States

F

flaguy999

Tampa, United States

A

Andrew22

Hopewell PA, United States

A

andreasb

Zug, Switzerland

T

tbogz

Singapore, Singapore

M

Morgue

Brighton, United Kingdom

S

solarkismet

Logan, United States

A

acolomitchi

Eynesbury, Australia

M

maxep06

Fairfax, United States

James

Paris, France

C

CJAnderson

Sydney, Australia

J

jquinn373

Minneapolis, United States

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

F

Fritzimax

Pacific City, United States

C

Colmena

Chicago, United States

DVM1417

Seaford, United States

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

FriendinOregon

Hillsboro, Oregon, United States

Z

ZandC

Sacramento, United States

D

Dutch_lender

Leiderdorp, Netherlands

dmirpuri

Bangkok, Thailand

xtrahardware

Cazenovia, United States

somuchjackson

Boston, United States

B

BMcDermott

Washington, DC, United States

M

mallika

Laguna Niguel, United States

Genady

Münich, Germany

S

SAJudy

Argenta, Canada

E

emilys

Rochester, United States

R

rosebo

Bend, United States

E

E

Marin county, United States

L

Lanny_Walker

Vermilllion, United States

M

mzhope

Harrisburg, United States

M

markus61

cologne, Germany

B

BearLa

Indianapolis, United States

M

mibrahim51

Mountain View, United States

C

Clben7

Cincinnati, United States

dlpringle

Denver, United States

M

Mystery15

Winnipeg, Canada

S

SanderBeckers

Brussel, Belgium

A

akshu71

Ottawa, Canada

G

GanSatya

United States

D

dj9812

United States

L

liseman

United States

C

cindywu

United States

M

Molloy

Moorpark, United States

M

martyb

United States

E

elhh82

Petaling Jaya, Malaysia

M

Malibu

Westwood, United States

I

ibd267

Ambler, United States

Matching Fund

Sterling, United States

K

Kramer91

Kamerik, Netherlands

B

BlackMoss

United States

C

chrishol

United States

GiselleF

United Kingdom

J

Jonas

Linköping, Sweden

Justin

Connecticut, United States

T

tengbao

United States

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

V

valiy

Switzerland

A

allie105

United States

M

Mal57

Australia

N

nswanberg

United States

R

Russell81

United States

P

plhughes

United States

poorinvest

Sandefjord, Norway

A

ahgillett

United Kingdom

B

bugdaniel

Switzerland

K

Karpet

Faroe Islands

R

RosieWatrs

United States

H

heretohelp

Philippines

C

condo86

United States

E

expatri

United States

C

CraigInCo

United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

TyWee

Manila, Philippines

T

tmarkus

Netherlands

L

luckiestmonkey

United States

B

bscent

Hong Kong

B

blambert

United States

Lisbeth

Perth, Australia

M

Manley

Windermere, United States

M

MattWorzala

United States

J

JonAlec

United States

I

idris

United States

A

AlexH

United Kingdom

Otto Barten

Amsterdam, Netherlands

S

satheajay

United States

G

Gfunkey

United States

C

cocolo

United States

S

smanda

United States

D

ddm08

United States

I

ident

Horsholm, Denmark

M

Mscov

United States

Dave

Ede, Netherlands

M

M.Umar

Pakistan

S

Schwartz

United States

S

seanos

Nottingham, United Kingdom

P

pnrjulius

United States

Kyle Hoback

Omaha, United States

D

djlayton4

United States

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

RJ

Ryan J Cotton

United States

SK

Sebastian Krohn

Amsterdam, Netherlands

Eduardo

Sorocaba, Brazil

UD

Ulf D

Frankfurt am Main, Germany

P

pombo

United States

M

Marcus86257

United States

MJ

Matt Jenkins

United Kingdom

Dave Bogard

New York, United States

One Love

Boston, United States

AA

Adam Atlas

Montreal, QC, Canada, Canada

SK

Scott Kregel

United States

Paul

Auckland, New Zealand

MW

Matt Willis

United States

W

Wade

United States

Thomas

Basel, Switzerland

G

GS

Germany

Elly

Woudrichem, United Kingdom

LE

Landon Elscott

Central Iowa, United States

Jason Ogg

New Zealand

jtreyes

United States

PP

Pasi Paajanen

Helsinki, Finland

SK

Sunghwan Kim

Republic of Korea

B

Beth

United States

C

Chitti421

United States

Yustian Hartono

Singapore, Singapore

E

erica

antwerpen, Belgium

Max Lettenberger

Madison, WI, United States

KL

Kevin Law

United States

RB

Richard Busby

United States

Kevin

San Francisco, United States

M

Marc

Newcastle upon Tyne, United Kingdom

NW

Nick Winter

United States

KD

Kent Don

United States

Mouhamed

United States

M

mohamed

South Africa

Corina King

Calgary, Canada

Framework Eyewear

Utrecht, Netherlands

A

aruljhon

Netherlands

DC

Dan Crosby

United States

Martin Nielsen

Aarhus, Denmark

JF

Jason Foti

United States

Kavitha Amarnath

Sydney, Australia

E

eriklonnroth

United Kingdom

HR

Heather Rolon

United States

DL

Dan Lawrence

United States

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Christopher Hey

Sudbury, Canada

MT

Marco Tietz

United States

AH

Alex Hodson

United States

Gabriel Fenili

Santo André, Brazil

L

LK

United States

Derek Haney

New Orleans, United States

JC

Justin cohan

United States

S

stevensau

United States

T

tonym

Australia

YV

Yuri Vanin

United States

SR

Sharyn Ribich

United States

Carla

United States

SB

Sue Bucholz

Sacramento, United States

JB

John Brown

United States

E

EABF

Netherlands

SS

Steve Smith

Winchester, Ma, United States

KirstenAlana

Los Angeles, United States

Jes-c

United States

CW

Callum Watson

United Kingdom

L

liesje

Netherlands

Ren

Minneapolis/StPaul, United States

Caitlin Campbell

Chicago, United States

Martin Kraus

Traiskirchen, Austria

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

MC

Mike Collura

United States

M

Mika

Switzerland

Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joseph    Jul 9, 2019

    Having some difficulties but hopefully i will readjust soon

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  • Joseph    Jun 2, 2019

    Trying hard to finish repayment.

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  • Joseph    Mar 20, 2019

    Hi lenders, sorry my late payments hoping to clear my balance soon.

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  • Joseph    Feb 3, 2019

    Hi lenders l wish yo try and finish my arrears as soon as possible. Thanks

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  • Joseph    Oct 23, 2018

    Having some personal challenges but hopefully they will be over soon

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  • Joseph    Nov 14, 2017

    Dear lenders and the entire zidisha team, am deeply sorry for my inability to make my repayment as scheduled,i promise after this reschedule I will try my best to push through. Thanks God bless you..

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  • John    Nov 13, 2017

    Hello.....i have called Joseph Kuria and he has said that he will make some installments tomorrow...

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  • John    Oct 6, 2017

    hello... i have called Joseph Kuria, The busines aint so well so i explained to him that he can log in to his account and adjust the payments instalments to the amount he will be able to pay for the time being and whn business is good he can still increase the payment instalments....thank you

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  • Joseph    Mar 31, 2017

    Dear lenders; i greet you all in the name of God, first receive my sincere apologies due to my late loan payment. i have been through some difficulties lately due to the fact that i lost a job where i was working as a part time field clerk some months ago, my business has been doing well and it has sustained me and my family. i know that am behind scheduled repayment and that is why am kindly requesting to reduce my installment

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  • Joseph    Oct 20, 2016

    Dear lenders; i greet you all in the name of God, today is a great day here in Kenya as we celebrate Mashujaa day also known as Heroes day. as i celebrate our fore fathers for all the straggles they went through for us to attain freedom, i also celebrate you and the entire Zidisha team,you are my heroes and heroins. thank you for the last loan you offered to me i received all the amount you offered and its making alot of difference in my business. thank you and HAPPY MASHUJAA DAY

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  • Joseph    Oct 10, 2016

    Dear Lenders; only God knows how grateful I am , I can't thank you enough I just pray that may the good Lord bless you, I will use the loan as intended and I promise to never let down

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  • Joseph    Oct 5, 2016

    Dear lenders; it is with much gratitude that am writing to let you know that i have successfully finished repaying my loan.though i had some challenges here and and there i thank God for everything .my business is doing good thanks to your previous loan,and am hopeful am going far with you on my side. thank you and God bless

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  • Joseph    Mar 26, 2016

    Dear lenders;I must say that am deeply overwhelmed by your generous hearts. My loan is fully funded and am now waiting for it disbursement, am very very grateful

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  • Joseph    Mar 19, 2016

    Dear Lenders much greetings from me and my family.secondly i want to thank you for your continued support, you have been a blessing to many people especially me. i finished repaying my previous loan which was very helpful to me and my business.i managed to add more gas cylinders and my business is doing very well.thank to your loan.

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  • Joseph    Sep 9, 2015

    Dear lenders;let me take this opportunity to thank you for your generosity in funding my loan.this loan will be of great help to me and my business, i will use it to add more cylinders to my gas refilling business therefore making it easy to serve more customers while waiting for the next supply.In the near future,i want to be the main supplier in my area and am very sure that this loan will move me a step closer.once again i thank you very much and God bless you all.

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  • Joseph    Sep 4, 2015

    Good luck with your project

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  • Joseph    Aug 21, 2015

    Dear lenders;i greet you all Gods name its my hope that you are all full of good health.may i take this opportunity to thank you for the previous loan which was very successful most of my customers embraced my new gas refilling business with both hands, they are happy they don't have to travel a long way to refill.my only challenge is how to manage my stock since we are being supplied only ones per week, i sometimes run out of stock in the middle of the week.i intend to add more gas cylinders which will last me for more than a week.

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  • Joseph    Apr 6, 2015

    Dear lenders and the entire zidisha team,I received all the amount you offered to me and I am very grateful.am making some arrangement to purchase all the goods i had planned by tomorrow ,since today is a holiday.thank you very much and may the good lord continue blessing you.

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  • Joseph    Mar 18, 2015

    dear lenders; its always my pressure communicating with you,thank you very much for your support since i start borrowing from you.your loan has been of great help to me and to my business i had some difficult s repaying my previous loan due to personal problems which are now solved.i just hope and pray that this time around all will be well.thank you God bless

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  • Annah    Feb 26, 2015

    Great work Joseph.

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