Francis
Berekum, Ghana
11% repaid
Name
Francis
Member since
June 2015
On-time repayments
93 installments • 62%
Francis Agyei is my name, thirty one (31) years old. I was born and raised in Berekum in the Brong Ahafo Region of Ghana. I am a married man with 3 children, 2 boys and a girl whose age is 14years, 11 years and 7 years respectively. I am dark in complexion and about 4.5 feet tall. I was able to complete my Senior High School Education before I ventured into blocks manufacturing which is currently my present occupation. The food I cherish most is fufu and palm nut soup with fish which is one of our favorite local foods here and the game I like to play and watch most is soccer and volley ball. I like listening to reggae music’s. I love to share the little that I have with anyone I meet in my way and always open to advice from anyone.
Concrete Blocks Manufacturer
I am an expert in the manufacturing of concrete blocks. I have been into this business for the past five years, by God’s grace and hard work I am able to establish my own concrete blocks factory. It was not an easy thing for me at the start but I manage to obtained a loan at one of our local banks named Opportunity International Saving and Loan LTD. I was able to use this loan to purchase 20 bags of cement, 2 trip of sand and a manual block moulding machine to begin work. Business has been going on successfully since then because people keep on building houses and many of these people prefer using concrete blocks for their buildings instead. I believe in quality of work and therefore produce quality blocks to my customers. I have no problem so far as the selling of blocks is concern because people are always at my disposal to buy it. I am blessed with 5 apprentices and 4 full workers who are working and learning as well. In fact this business has been a source of income for me and I have been using profit from my work to cater for my family and other people as well.
Loan repayment.
I will be able to pay my loan without any hesitation because; I am able to raised profit from the blocks I manufacture. The profit I earn is able to pay my loan for every week. I promise to pay every week without any delay because I understand the terms and condition of the loan perfectly.
If I am considered and granted this loan, I am going to use it to buy 500 bags of cement for my concrete blocks manufacturing. I am also going to use part of the loan to buy 5 trips of sand. Currently I have been assigned to make blocks for the building of a story building. The first floor is already build and I am to make block for the second and third floor. I produce quality blocks and people are always at my shop to buy blocks to build their houses. I use some of my profit to pay for children school fees and pay the workers who are with me. I therefore plead with the entire Lenders to come to my aid to help my blocks manufacturing factory stand outstanding among the others. Thank you very much for funding my loan.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,178.00
Date disbursed
May 18, 2016
Repayment status
Late
Projected term
65 months
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Amount repaid
$136.77
Amount remaining
$1,100.06
Expected completion
Jul 2, 2017
Status
Repaying late
Installment amount
$47.74
Expected Payments | Actual Payments | ||
---|---|---|---|
May 29, 2016 | $13.41 | May 30, 2016 | $13.41 |
Jun 5, 2016 | $0.00 | ||
Jun 12, 2016 | $13.41 | Jun 12, 2016 | $13.41 |
Jun 19, 2016 | $5.36 | Jun 19, 2016 | $5.36 |
Jun 26, 2016 | $5.36 | Jun 19, 2016 | $5.36 |
Jul 3, 2016 | $5.36 | Jun 19, 2016 | $5.36 |
Jul 10, 2016 | $5.36 | Jul 10, 2016 | $5.36 |
Jul 17, 2016 | $5.36 | Jul 17, 2016 | $5.36 |
Jul 24, 2016 | $5.36 | Jul 28, 2016 | $5.36 |
Jul 31, 2016 | $5.36 | Jul 28, 2016 | $5.36 |
Aug 7, 2016 | $5.36 | Jul 28, 2016 | $5.36 |
Aug 14, 2016 | $0.00 | ||
Aug 21, 2016 | $8.05 | Aug 24, 2016 | $8.05 |
Aug 28, 2016 | $8.05 | Aug 24, 2016 | $8.05 |
Sep 4, 2016 | $8.05 | Aug 24, 2016 | $8.05 |
Sep 11, 2016 | $8.05 | Aug 24, 2016 | $8.05 |
Sep 18, 2016 | $8.05 | Aug 24, 2016 | $8.05 |
Sep 25, 2016 | $0.00 | ||
Oct 2, 2016 | $5.36 | Oct 9, 2016 | $5.36 |
Oct 9, 2016 | $5.36 | Oct 16, 2016 | $5.36 |
Oct 16, 2016 | $0.00 | ||
Oct 23, 2016 | $0.00 | ||
Oct 30, 2016 | $1.34 | Oct 30, 2016 | $1.34 |
Nov 6, 2016 | $1.34 | Nov 16, 2016 | $1.34 |
Nov 13, 2016 | $1.34 | Nov 16, 2016 | $1.34 |
Nov 20, 2016 | $1.34 | Nov 30, 2016 | $1.34 |
Nov 27, 2016 | $1.34 | Nov 30, 2016 | $1.34 |
Dec 4, 2016 | $1.34 | Dec 21, 2016 | $1.34 |
Dec 11, 2016 | $1.34 | Dec 21, 2016 | $1.34 |
Dec 18, 2016 | $1.34 | Jan 18, 2017 | $1.34 |
Dec 25, 2016 | $1.34 | Jan 18, 2017 | $1.34 |
Jan 1, 2017 | $1.34 | Jan 18, 2017 | $1.34 |
Jan 8, 2017 | $1.34 | Jan 18, 2017 | $1.34 |
Jan 15, 2017 | $1.34 | Jan 18, 2017 | $1.34 |
Jan 22, 2017 | $47.74 | ||
Jan 29, 2017 | $47.74 | ||
Feb 5, 2017 | $47.74 | ||
Feb 12, 2017 | $47.74 | ||
Feb 19, 2017 | $47.74 | ||
Feb 26, 2017 | $47.74 | ||
Mar 5, 2017 | $47.74 | ||
Mar 12, 2017 | $47.74 | ||
Mar 19, 2017 | $47.74 | ||
Mar 26, 2017 | $47.74 | ||
Apr 2, 2017 | $47.74 | ||
Apr 9, 2017 | $47.74 | ||
Apr 16, 2017 | $47.74 | ||
Apr 23, 2017 | $47.74 | ||
Apr 30, 2017 | $47.74 | ||
May 7, 2017 | $47.74 | ||
May 14, 2017 | $47.74 | ||
May 21, 2017 | $47.74 | ||
May 28, 2017 | $47.74 | ||
Jun 4, 2017 | $47.74 | ||
Jun 11, 2017 | $47.74 | ||
Jun 18, 2017 | $47.74 | ||
Jun 25, 2017 | $47.74 | ||
Jul 2, 2017 | $2.15 |
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