Samuel’s fashion loan project

Samuel

Accra, Ghana

4% repaid

Follow Samuel How it Works

Entrepreneur

Name

Samuel

Member since

May 2019

On-time repayments

24 installments  •  67%

About Me

My name is Samuel Appiah from Akim Oda in the eastern region of Ghana but lives at Accra, the capital and a city of Ghana. Born at korle-bu in the year nineties. Went to school up to the senior secondary education level and was very good in art. I had many opportunities in various kinds of work institutions but never felt so good with it until I was one day told and inspired by my church choir leader on my way back home from rehearsal, I will never forget that beautiful blessed evening. And I quote: “ you sing so beautiful and can teach and preach the word of God when given the opportunity, but you also carry some spirit of which you are not aware and since ignorant has always been a disease, diseases also do kill that’s why yet still upon all this gentle work that God have given to you; you still not happy and I can see it bro, creat what you love doing most for yourself and the people around you in other to feel fruitful...” With this and many motivational speeches i heard from him that evening, with the little that I have saved I planned to create this one thing that I love doing as far as job is concerned you matter the cost and this time not letting anything cross my way. Its was sewing(fashion)

I then started with Emmanuel who works and I pay him at the end of the week. I later had an apprentice and we decided not to wait for people to come with their own materials, design and a part payment of workmanship but rather chase customers at their homes, workplace and offices with our own design clothings(African wears)

I have now had another two apprentices summing up to three apprentices one worker and wone a contract within and outside Ghana of which I need more money to fund and expand the business by buying fabrics, materials since I have to fund everything and every process till it get to who ever and where ever we are distributing to. And to employ another worker in other to make delivery on time to customers.

I just hope I get a bigger loan to fund this business on time before it too late for me.

My Business

My business is called Divine fashion. We are into fashions; sewing all kinds of unisex clothing especially African wears to the market and any one interested both in and outside the country

With it high cost of produce demands high funds to make the clothing’s available, affordable and easy accessible to customers and the market before cash

Loan Proposal

I will be using this loan to fund my business by buying fabrics and a few materials for my business. A few days ago was tough. I couldn’t get to the market easily because the money I received wasn’t enough for my projected expectations towards this Christmas. Things was expensive in the market thereby raising the price of my clothing a bit high coursing disappointment in the costumers. This time am aiming high in good faith with different styles, varieties and strategies.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$452.00

Date disbursed

Dec 25, 2019

Repayment status

Late

Projected term

2 months

Other loans

Jun 2019:  $14

Jun 2019:  $22

Jun 2019:  $67

Jun 2019:  $270

Jul 2019:  $324

Nov 2019:  $410

Lenders

PaulE

Cockeysville, MD, United States

MarktheMormon

Sandy, Utah, United States

Svenip

Vienna, Austria

Franmiguel

Perth, Australia

Laurie

United States

I

isaac

United Kingdom

Ed

Howells, United States

M

Mary

United States

R

Ray

Australia

Stefan Koshold

Mülheim, Germany

AS

Andreas Steck

Germany

Sayuri

United Kingdom

M

Michael

Germany

Ask Samuel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • M

    Mary    Dec 18, 2020

    It is time for you to step up and repay your loan Samuel. Not paying not only takes funds from your lenders but also other Zidisha Borrowers. I cannot re-loan what I am not repaid. You can adjust your repayment amount to a smaller amount.

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  • Richard    Jun 5, 2020

    I have called Sammy On Phone.
    He also said his business has not been very good recently. I advised him to adjust the Installment Amount and pay any amount he has for now as he tries to work towards clearing or settling the loan.
    He admitted to me that he had actually planned to do that.

    I believe he will make a payment very soon

    He has promised to login and make a payment.

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  • Priscilla    May 28, 2020

    Samuel is not going through so I spoke with one reference and told me Samuel is not around so when he reached him he will deliver my message thank you

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  • Kusi    Apr 7, 2020

    I leave a message to one reference.

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  • Kusi    Mar 6, 2020

    It's still difficult to reach him hence l called his reference to leave a message.

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    • M

      Mary    Mar 24, 2020

      Thank you for updating lenders about Samuel Appiah's lack of loan repayments Kusi.

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  • Kusi    Feb 6, 2020

    Her number is difficult to go through l called a reference to leave a message.

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  • Samuel    Dec 31, 2019

    The orders my customers made couldn’t go through because of the fire outbreak at Kasoa new market store 45, 46 and 47, ankoma Plasa.

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  • Samuel    Dec 26, 2019

    Great!! I have received my loan in my account

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  • Samuel    Dec 25, 2019

    Thanks to Zidisha, and to my wonderful Leaders here, God bless you

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  • M

    Mary    Dec 23, 2019

    It is wonderful that you found work in something you are passionate about Samuel. I can see pride sewn in each of your products!

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    • Samuel    Dec 25, 2019

      It was awesome to see myself in my own product, more especially my friends. The admire the clothes I made for them during their graduation.

      Thank you Mary. I do appreciate your comments.

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  • Samuel    Dec 21, 2019

    With tears, sow.
    And with joy, you shall harvest!!

    Have a great weekends

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  • Samuel    Dec 16, 2019

    Thanks to you all Lenders who proudly supported me when I was in need.
    Although business wasn’t all that good as I expected but was ok other done doing nothing because I have learnt a lot, where the twists and turns are .
    It probably because it my first annum since I started this business.

    I do appreciate every penny released to push my business this month.
    God bless you all in all your good ways.
    Long live Zidisha!!

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  • Samuel    Nov 29, 2019

    Business is ongoing, Thanks to you all my lenders

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  • Samuel    Nov 18, 2019

    Thanks to all my lenders. I have received the money in my account.

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  • Samuel    Nov 18, 2019

    God bless you all my lenders. And thanks very much for contributing.
    For a couple of months now, I have been increasing gradually till date and am very grateful to God and Zidisha paving a beautiful broadway for my excellence.

    I am also very glad to see my loan fully funded by my honorable lenders here.

    Christmas on the way. With this loan this time is a great opportunity for me to buy fabrics for sowing to the market

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    • (Comment deleted by author)

  • Samuel    Nov 11, 2019

    My customers have always loved my clothings. Especially my designs

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  • Samuel    Oct 2, 2019

    Hello family,

    How do my friend looks in my new but simple design?

    As tiny as the spider is, it loves doing(weaving) what gives it food.

    Love your work with passion and hard working my fellow borrowers, and remember it’s the only way for your smiles in other to be honest always.

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  • (Comment deleted by author)

    • Samuel    Sep 24, 2019

      Thank you very much Laurie,

      I have really enjoyed it and have benefited from this.

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  • (Comment deleted by author)

    • Samuel    Sep 25, 2019

      Am very grateful for your beautiful and encouraging words.

      Is like I don’t know where and how to start. Thank you, and thank you again for shearing that peaceful information with me.

      I hopping to read on The topic of human overpopulation being the root cause of most problems on the planet from you some day to come.

      With this one and much appreciation, I say God grant you prosperous and healthful life

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      • (Comment deleted by author)

        • Samuel    Oct 15, 2019

          Dear Laurie,

          I hope under God’s Grace by His Mercies, you are healthy. Indeed your try(essay) is not just an essay, but a dozen of real(true) information wealth to be consumed and assimilated by our brains as people who want to move this globe to a better time.

          With this Mum, I want to find out for the benefits of many people who would have interest in this.
          Please, do I have your permission to past your link to this essay on my social media page?

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        • (Comment deleted by author)

          • Samuel    Oct 30, 2019

            Hi Laurie

            In Africa, we mostly called every Elder (older enough to be our Father and mother) male person Dad or Daddy, Papa or father. And Mum or Mom, Mother when she is a female.

            The reason is simple, is a sign of SHOWING and GIVING them the needed maximum respect of what they are able and capable of at that age with a single purpose of creating awareness of how valuable they are to have them as parents globally.

            So Laurie, I don’t know about other countries and perhaps continent as well.
            Therefore, to us is not about having produce your own kind because producing, never producing and not producing is a DECISION but motherhood is ability(nature)and capability. I called you Mum because I knew you could give birth to me[as a woman and age different] not necessarily that you have children but the fact that you can give birth or parent me.-:)

            In all, I understand your point and will stick to your way Laurie-:)

            The above is my try of an exposition of why... And I hope you get it. Forgive me if by any means I offend you in my utterances in my attempt of trying.

            To proceed, I would like to thank you very much for your time of much efforts in the “roots cause” you have done a massive job there as I always see a new added light shining. So many people are learning from your message and will soon graduate to become teachers like you for a better world.

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            • (Comment deleted by author)

              • Samuel    Oct 31, 2019

                Thanks Very much.

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                • (Comment deleted by author)

                  • Samuel    Nov 2, 2019

                    Laurie, I remember I sheared the one at your profile. rootcause.site123.me. I later managed to find my way through anytime I visit there.

                    Then I have to update it.

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  • Samuel    Sep 17, 2019

    Dear Laurie,

    It would be much of much blessing to me if possibly someone of Lenders will personally offer me help outside Zidisha in anyway. As you wished and stated in your previous response.
    But in all, I don’t have to hope(depend) since God is the only one who can change the impossible as I my believe, not that I doubted you.

    Thanks very much for your respond.
    With sadness when reading your respond I sighed.
    Right in here(heart) it did correspond.
    This should have been a response to your reply.
    But like the morning dew from the the sky,
    I thought of starting something new this time.
    Permit and forgive for my poor English this time.

    When reading your respond
    I felt so slow, very low
    Oo no!! look, tears flow.
    I looked into the sky, above high
    But with sadness, I cry high.
    So sad that I lost control
    But realized I’m only one to control
    I wouldn’t wanted to be seen
    By my siblings there with me.
    So I shouldn’t create a scene
    I said that to my self without a sound
    Because out of my cry I wanted to sound.

    When reading your respond,
    Right in here it did correspond.
    Oo no, look tears flow.
    Tears flow that I wanted to shout
    I wanted to shout and shout out loud
    But realized I have to so slow, so low.

    I know I sound like random in a car, in this my reply
    Is as if I have found myself in a hutch
    But is because your words paid a ransom of my life
    Even though I am right here under my hut.
    Yes! Laurie, so high with sadness again I sighed
    For couples of days, I red again and again
    Truly, I must tell you how I have really gain.

    Laurie, I sincerely do appreciate how from your heart you gave that’s purify water which help me clean some of my wounds. I have always been scared of life but keep going day in day out with the very hope I have, through the beautiful faces of smiles of young men and woman like me who most of the time, happens to be at my doorstep for hope out of their scared situations(life).

    I found out this(what have been bestowed in me) as a gift of survival for people to hope and believe again when I started telling people about reality using my life as an example. Thank you again for your wish and said prayers for me to get help outside Zidisha. Although it has been my prayers and wish to get helped anywhere help could come but now feel like enough and bless after reading your respond. To me is valuable and could replace that help if unfortunately i don’t get help even though life is always tough and unbearable when luck push(finance) extremely in business. I was caught by your words in this paragraph, and I quote; “..... This life is too much for me, more precisely the human life on this planet, so much of it anyway, disappoints and depresses me nearly every day and causes me to feel it's rather pointless to be here. Although I do have two suicides in my family already, I don't have their courage, so at least I am grateful that I'm in the second half of life and not the first half anymore. And thankfully, too, time seems to speed up significantly the older we get. So, this means I will be lucky to be leaving this life fairly soon. ....“”.

    This reminds me of the words from my father before he put me in a position to handle my life. ” life is sweeter than what we described it but a bit bitter when getting the chance to taste. You only managed it to be sweeter than what they described” he said. You could be blessed for a car left with a fuel, and be blessed with a fuel left with a car.

    In all, we should be grateful for what we are, we have and what we stand for. You have indeed inspired me greatly of you yourself would never understand why am saying this but wish to explain further to you some day to come.

    I therefore pray and wish you that healthful life under the grace of The most high God and if possible by your good deeds of Generosity to others even in your pointless disappointing and depressed time to here on this earth. And of course, your Good mind.

    I also feel blessed to be point out by you as on of the good people you’ve met. It’s gives me reasons to be good and keep me moving in life knowing that am wealth living.

    I am so so sorry about the suicides in your family I pray that may it never happen again. Not in your days left or after. Even though I don’t know your age but Please I beg of you, don’t pray nor wish to leave soon. As long as I wish for you healthful and peaceful living, I also want you to my seen some day because you sound more like my mother. I felt like my mother telling me a peace of her life right in front of me.
    It’s very sad to know that life indeed is unfair.

    To me, I either not fear of death but what I fear is not being fruitful or becoming a blessing to others, not leaving any good legacy if not great behind before passing.

    In fact with this beautiful conversation that we’ve been having, is like a piece of my life brought back to me and will makes it easy for me anytime I want to even when not having nothing specifically to do here. Like I said in my previous message, is like family here.

    Much regurds,
    Healthful life.

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