Starters valley

Joseph

Embu, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

November 2016

On-time repayments

13 installments  •  31%

About Me

Am Joseph Zachary born 39 years ago. I am a graduate in business administration finance from Maseno university. My family was not well up hence we had to struggle to make ends meet. I would sell avocados and bread to raise required money for learning and get shopping for my personal use. i discovered local people have never seen computers which made me start a computer training program with one computer i purchased using college loan facility and some savings i had done. This translated the training to grow to a big and known college that has a capacity of more than 200 students taking different courses.
One unique thing about culture is that people are always adventurous and would like to take new thing as they come. By this am able to tap on opportunities to train and mentor young people to be self reliant and sustainable through a program i have started called starters valley.
My daughter would like to be a neural surgeon while my son aspires to be a pilot.
My hobby is to train and make others grow in different fields by equipping them with an environment to practice what one knows best and has interest in

My Business

I am currently working on a training on business start ups and entrepreneurship. This is an area that many people have not ventured in and people have ideas but cannot be able to put these ideas into business. My work is to train individuals who have these ideas and mentor them into starting these businesses that will earn the a living for them to be self reliant and sustainable. This will create employment to very many people which in turn will grow the economy of my place and improve the living standards.
After the training which takes 4 months i have set up a hub where these skills will be practiced in different fields depending on ones interest. In here am able to tap on tenders floated by government which has given priority to youths, women and people with disability who will have gained knowledge and experience from this hub. Whatever tender we get i will help in financing and delivery from which the person doing it will get 60% and 40% goes to starters valley to fund its operations. Secondly i will set up workstations which the entrepreneurs will be leasing at affordable rates since not many are able to afford offices for there is scarcity of offices which has made it too much expensive for an ordinary person starting to grow his business. One floor which costs me Kes 65,000 rent cant accommodate 60 work stations each going for Kes 2,000 which gives me income of Kes 120,000 thus profit of Kes 55,000. net of expenses electricity Kes 3000, water Kes 3000, internet Kes 8,000 and administration Kes 16,000 i will make a net profit of Kes 25,000. On that floor i will also have a cybercafe for those who dont have personal computers which will average a daily income of Kes 1000. This totals to another Kes 30,000 +25000=55000.

Out of this i can be able to comfortably pay a loan of 20,000 monthly and reinvest in business at kes15,000 pay school fees for children and do some home developments worth kes20,000

Loan Proposal

With the initial first loan i will be able to create trustworthiness with Zindisha since i was not introduced by anybody.

Initially i wanted loan of $1000 to set up the starters valley training program which will earn me profit of $550

I have partners from smile to the future an NGO based in netherlands and founder of My GSP Global. They already showed willingness by visiting the country and seen my project. This loan will give me a mileage by promoting the page online which will give it popularlity.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$5.00

Date disbursed

Nov 30, 2016

Repayment status

On Time

Projected term

5 weeks

Lenders

Kitty

Hailsham, United Kingdom

PG

Paul Graham

United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

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  • Joseph    Dec 7, 2022

    Thank you so much my financiers. I have receive the funding and am applying for service providers to make the installation at their earliest time possible. I promise to repay this amount earliest as i will have flow of cashflow once it is done.

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  • Joseph    Dec 7, 2022

    People busy working at the work station that i created and its doing extremely well

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  • Joseph    Dec 7, 2022

    My office is working well after my recovery from a tragic road accident. Am back to normal working and things are progressing on well with my workspace increasing greatly

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  • Joseph    Dec 7, 2022

    I have been able to increase my computers for workspace greatly. The funding that i received i used it to revive the computers that needed some repairs for them to start being used at the cyber in workspaces. Now i have been able to increase the cashflow from the working computers in my project. Now an increased number of professionals requiring working space can now access the services. Thank you for this funding it has greatly improved my business.

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  • Lillian    Jul 3, 2017

    I talked to Joseph and he said he had an accident thus was unable to repay the loan. He is now well and he has promised to pay before the week ends.

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  • Joseph    Mar 1, 2017

    Thank you my lenders for i received the loan and it has really yielded me returns for i have been able to reach out to many who wants to be trained on entrepreneurship skills.

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  • Joseph    Feb 16, 2017

    Thanks to my lenders for keeping me moving with loan advance you are giving me looking forward to work together

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  • Joseph    Feb 16, 2017

    It was a surprise after attending my lecture in training the entrepreneurs Starters Valley volunteers from Maastricht University brought me a birthday cake. The program is getting growth in numbers as more and more youths are enrolling for classes

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  • Joseph    Dec 26, 2016

    Am so much obliged to my financiers as up to date i have received overwhelming responses from my advertisement that i made with the loan. I can assure that come January the program has so many enquiries of the people who want to join. Thanks to my financiers and i know together we can do more exceedingly and abundantly.

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  • Joseph    Dec 23, 2016

    I wish you all zidisha team and my investors a merry christmas and a happy productive new year.

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  • Joseph    Dec 5, 2016

    To propel the project am working on notes for presentation to a group of youth in Embu county on entrepreneurship and start ups

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  • Joseph    Dec 1, 2016

    I received my loan of Kes 525 from you my lenders. I will use this money to to promote my business in the social media so as to create awareness of the running starters valley program. I have given a task to an IT expert to develop an app for my business which i will circulate to other platforms for people to download.

    I take this gesture to sincerely thank you for the support you have given me by lending to me this amount. I will post the application once it has been ready for you to see it in 3 days time. Once again thank you for the hand you have extended and i look forward to partnering more and creating a healthy and smooth relationship as i move forward with you taking my hand.

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  • Kitty    Nov 30, 2016

    Congratulations and good luck

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    • Joseph    Dec 1, 2016

      Thank you for your hand in this journey. I so much appreciate.

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  • Joseph    Nov 27, 2016

    Thank you my Lenders and am so grateful for your kind gesture to extend a loan facility to me. This loan will help me create publicity through social media to promote my business. I know and am sure that with this publicity I will create demand for my services and help me scale a greater height.

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  • Joseph    Nov 23, 2016

    youths taking a keen listen to starters valley entrepreneurship training

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  • Joseph    Nov 23, 2016

    It's has been a pleasure to talk with the local leaders of the Muslim community in Majengo Nyeri Kenya. Great people, very welcoming and the message has been well received. We are looking forward to have a fruitful collaboration in the near future as we create training program on entrepreneurship for self reliance and sustainability.

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