Unripe bananas for selling to hotels

Emmanuel

Embu, Kenya

100% repaid

Entrepreneur

Name

Emmanuel

Member since

February 2015

On-time repayments

215 installments  •  83%

About Me

I am Emmanuel Jua aged 29years. I grew up in Embu which is on the slopes of mt kenya. I schooled in the neighbouring county in high school and managed to get a grade to take me to tertiary education. enrolled in chuka university for a degree in commerce. having an entrepreneur mindset and from the push of need I took a loan with zidisha in 2015 and a few borrowing from friends and was able to start a cyber while in my 2nd year of study. since then I've regularly borrowed from zidisha with a good repayment schedule and credit score and was able to grow the cyber. it assisted me alot to earn day to day living in the university. I was able to graduate in 2017 and from then I was able to employ some two other people. I'm grateful to zidisha this far and I look forward to a more mutual beneficial business relationships.

My Business

I run a cyber cafe located within the university whereby I have two printers. a kyocera taskalfa and an Epson coloured printer. I have two desktops and now wish to expand by adding five more desktops to broaden my customer base. this will see me grow the day to day profit and this will be a plus to me and also to the community since I will have brought services closer to them

Loan Proposal

I will buy bananas from the local areas around my place. A kilo at the Village goes at 13KES and is sold at 20KEs. This is quite substantial amount to yield profits when the business is bulk since am targeting to buy a whole pick up of them alone. This will also help me re-invest in the photocopy business around the University with expectations of higher profits too.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$369.00

Date disbursed

Dec 31, 2015

Repayment status

On Time

Projected term

11 months

Lenders

A

andyfletcher

I want my "My loans" page back, Qatar

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

L

LuZi44

Basel, Switzerland

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  • Emmanuel    Apr 4, 2022

    please consider my reduced payment schedule.i am behind on my repayment and bills due to unforeseen circumstances.kindly bear with me.

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  • Emmanuel    Feb 24, 2022

    i am sorry for not remitting my payments. this has been caused by delayed milk payments where i supply.kindly bear with me

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  • Emmanuel    Nov 18, 2021

    Hello Zidisha team. Thank you for funding me. This money will push me a great milestone in my dairy project. I will buy stock to greens now that its raining and prepare sillages. i will also buy ready made animal feeds to boost production.
    I will update you with photos ones i hit the ground running.
    Thank you.

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  • Emmanuel    Feb 6, 2019

    I had some inevitable personal situation where by i was ill but I'm getting back on my feet now

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  • Emmanuel    Aug 25, 2018

    Thank you my lenders and team zidisha at large. You are of great impact to my personal and business life playing a great role. I look forward to a greater business relationship and even a day I will also be a lender and help transform a life.
    This facility as indicated I will use it to purchase a color printer to be able to tap on to the market which is not saturated thus I look forward to an increment to my day income and a larger profit margin after expenses deductions. This at-large transforming to a better livelihood standard. Thank you again.

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  • Henry    Aug 24, 2018

    congratulation in you business keep it up.

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  • Kenet    Aug 24, 2018

    congratulation in your business keep it up.

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  • Emmanuel    Aug 20, 2018

    With the last facility I was able to purchase a copier machine which has increased my day income. It's more fast than the initial 10copies per minute since its 18copies per minute. (Kyocera Taskalfa 181)This machine has enabled me to broaden my customers capacity thus increasing my income before the university breaks for holidays. Attached is a picture of the two machines.

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  • Emmanuel    Dec 21, 2017

    I experienced some difficuties with my machine and upon repair the schools are closed. I will resume the original installment as soon as they re open the university

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  • Emmanuel    Nov 30, 2017

    To be able to recover my loan the two installments i didnt reoay on time

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  • Emmanuel    Aug 24, 2017

    I am very greatful to all my lenders. I have received my loan of 800 dollars after deductions. As planned i will buy a kyocera machine 300i to fasten my printing business and this will see me increase my profits. Thanks a lot. Im humbled.
    I will keep you updated when i acquire the machine

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  • Emmanuel    Aug 15, 2017

    Hello Team Zidisha,I am so greatful for the loan extended to me.It has been funded at a good time because it gives me the chance to shop for the Kyocera Machine and settle down get ready for work/business which starts in a weeks time when school resumes.Thank you.As I said earlier the loan will buy a new and fast copier with a printer to fasten work and eliminate delays on printing or copying que on my cafe.This way I will attract more customers and thus increased profit.I am very humbled and very greatful.You team zidisha has seen me a great deal climb up to where I am today.Than you!Thank You.

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  • Emmanuel    Aug 5, 2017

    Thank you team zidisha.the recently completed loan was of great help to my business. Although was faced with few challenges I made it.thank you all.

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  • Emmanuel    May 23, 2017

    I wish to place my review for a decreament of my installment amount.I am unable to keep up with the initial installlment owed to the difficulty in the banana business I invested in.lately there has been a shortage of rains and thus the product has not had a good yield leading to its shortage.On my other printing business the students have gone for their long holidays thus this leaves me with delayed payments. I do not want to affect my on time repayments there I kindly request for a review.
    In case the business picks up I will place increased instalments to be able to repay the loan on time.
    Thanks

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  • Emmanuel    Dec 26, 2016

    Hello Team Zidisha.I am so much greatful for your continued support to see me achieve my dreams and the uplift of the community at large.I received the loan I had applied which will up to 800dollar upon repayment.This money I'll use to add up on my banana investment so that i can increase sales which will add up to increased profits.It will also partly fund the transportation and legal licencing required to complete the same.I look foward to even higher amounts and continued mutual benefits.Thank you team.humbled

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  • Emmanuel    Dec 21, 2016

    Hello team zidisha.I have received the loan.I will use the loan to top up my stock of green bananas!!This will help me be able to hire and fill a whole truck and thus this will lead a increament in my profits hence i will be able to expand even my other photocopy business.Thanks to zidisha team.I am so humbled.Thanks thanks thanks!!!Humbled.

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  • Emmanuel    Dec 10, 2016

    Its near festive season n its rainy.But the rains can't hinder the green banana business which is quite attractive as per now. Banana have gone commercial in sense that they are even being used to manufacture flour!!!

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  • Emmanuel    Dec 8, 2016

    thanks team zidisha.cant thank you enough.step by step you have helped me get to be crowned this undergraduate degree.A BIG THANKYOU to all team members.

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  • Emmanuel    Oct 2, 2016

    Hello team zidisha.am greatful for the loan you lend me.i was able to add a 3desktop cyber cafe in addition to the printer i had earlier purchased with your help.am so greatful and i will continue to educate people of this organization.I can comfortably acknowledge Zidisha offers mutual rewarding services which is to the betterment of individuals and society at large.thanks team

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  • Emmanuel    Aug 3, 2016

    Thanks a bunch Team Zidisha. I value your continued support on this business journey. I am going to buy fertilizer for my tomato farming and seedlings. Then I'll boost my banana stock to increase my sales and target market. Thanks again zidisha team

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