Money-transfer business

Entrepreneur

About Me

Hi, Am martin mwangi young at heart l got D+ in my secondary education, but it doesn't mean when you get such kind of grade you are a failure in life. I learn't through
bursary that how managed to complete my high school.
From when l completed my high school l became garbage collector, then moved to car washing. Then finally God came through n my bro was able support with capital to start an mpesa business here in kariobangi south.
The business has grown which has lead to opening up accessory, n kcb agent , whereby a friend of mine gave me to have an equity agent. The business has open up many opportunity to me and also to l get to employe some. I believe there is nothing impossible if you have positive mindset n the right goals you will achieve.

My Business

Hi my business is offers money transfer which is commonly known as mpesa in Kenya, kcb agent , Equity agent is coming up. On top of that l sell accessory, electronics, padlocks. The services l offer are valuable because business around they need to transfer money if a trader need goods in order to receive the goods. Also for electronics whenever bulb has gone off then a customer will came to my shop for the bulb or in case there is need to change bulb holder l will advice so.l chose the business because it has transformed peoples life around me and also l do offer advice whenever a young approach for advice.
My expense my business cost 30USD the one l leave in is 32USD then my daily food 40USD and when l get to pay an employee cost 200ksh per day.
My revenue for the mpesa is 250USD n electronics,accessory, padlock will give over 100USD. I use my business in growing up my business like right now l got equity agent.
In addition l have managed to increase my stock in padlocks Thanks to zidisha.
My future plans is to add airtel money which requires me to raise capital 20USD to which roughly when calculate the commission l will be earning from 10USD per month which will be this coming month of november. Kindly zidisha am asking for assistance l want to grow and help young entrepreneur around me to grow with zidisha. Thank you.

Hi Zidisha,
Thank you for the assistance you have given me,for you have really help me in a big
way in my business. Am applying for another loan, of which am looking forward it
will assist me especially when am planing to move my business to much bigger space n secure place.

Thank you zidisha for the far l have come with you guys looking forward towards a brighter future and better life. My next loan which am looking which am asking is to invest to kcb agent as (e-float) , which has been trending upward , am asking a loan of USD199. Which will give me a return of USD 80 every month with the assistance of other money transfer that is mpesa airtel money not forgetting accessory l will be able pay back the loan. The profits l normally l get pay one of my partners n the rest l reinvest in to the business.Thank you zidisha.

Thank you zidisha for the warm support you have given me. May God bless you so
may not lack to give an extra hand with upcoming enterprenues. Am still requesting for the upgrade of Kcb agency loan which will be totally to USD398.
The loan you have given has support to extend my customer base that is Kcb agency,mpesa, and airtel money services not living behind accessory,padlocks.
Thank you zidisha am looking forward growing with you guys in zidisha.

Thank you zidisha for the loan you gave me it has really supported my business in kcb float transaction they have being increased right now my mpesa transaction have increased by USD 3.

Hi Zidisha,
Thank you for the assistance you have given me,for you have really help me in a big
way in my business. Am applying for another loan, of which am looking forward it
will assist me especially when am planing to move my business to much bigger space n secure place. Am looking forward to a positive response.

Kind Regards,
Marin


Hi Zidisha,
Hi thank you once again zidisha for offering me an opportunity to kindly request for another loan,l offer money transfer servicesi.e(agency which include mpesa,equity,coop,familykcb,airtelmoney) and l sell accessory,electrical, mobile phones,padlocks. The money transfer is important because customer work so easy,efficient receiving n depositing money and fast,paying bills like rent,electricity,water becomes convenient without any hustle. Accessory are important especially chargers,earphones, phones battery(phone)usb cable, communication becomes easy. For security reason l do sell padlock that would secure customers house.
My revenue for this month mpesa commission is USD340, for rest l haven't received but for equity is USD130,Coop Agency USD80, Kcb Agency USD50airtel money USD20,while for family bank agency is USD40.
The whole profits reinvest back to may business because the demand always goes since l do offer quality services. The customers do spread the word to other customers hence the need to increase my float level. My intention is also to upgrade the salary for the one whom l have hired he work diligently.
My goals is also introduce tokens and cooking gas since there has been a demand for commodity around my community. My aim is impact my community positively with services l offer.

Kind Regards,
Martin

Hey Zidisha,
Thanks alot for being my partner, courtesy of your funds lenders you made my business to grow to another level. There has been increase the number of gas cylinders n refilling. There has been also an increase in the number of transaction in mpesa by 3usd equity 3usd. My aim is to bring an impact in my community and also to create employment in my community right now l have two employees.

Kind regards,
Martin

Hey Zidisha,
Thanks alot for being my partner, courtesy of your funds lenders you made my business to grow to another level. There has been increase the number of gas cylinders n refilling. There has been also an increase in the number of transaction in mpesa by 3usd equity 3usd. My aim is to bring an impact in my community and also to create employment in my community right now l have two employees.

Kind regards,
Martin

Hey Zidisha,
Thanks alot for being my partner, courtesy of your funds lenders you made my business to grow to another level. There has been increase the number of gas cylinders n refilling. There has been also an increase in the number of transaction in mpesa by 3usd equity 3usd. My aim is to bring an impact in my community and also to create employment in my community right now l have two employees.

Kind regards,
Martin

Loan Proposal

Hi Lenders,

The loan l will acquire that is USD 1104 will invest it to my equity agency since my customers when they come to my shop l don't enough of equity float so l loose on that business, and am also planning to shift my business to more bigger space. Start selling gas cylinder,grills,burner,tv aerial.
When you offer a customer what he really need he or she will be satisfied because he or she will not have the hustle to rush to the bank instead he or she will come to my shop and do the transaction at a close thus he or she will save time and continue doing his or her important business , he or she will spread the good news of how the services are good hence the no. of transaction will increase. My target profit is USD60.
About Me Story
A new skill which l have learn is how put glass protector on a phone without messing with the customer phone. Another skill is how register customer simcard using digital registration using the safaricom platform. And also how cut simcard of a customer precisely.
l have joined a business group here in Kenya its know as chama.
Thank you lenders and zidisha for your humble support,looking forward to a positive response.

Kind Regards,
Martin

Feedback

Loan Info

Lenders