• Lend Bineta $60 for a sewing machine

    and join the global person-to-person microlending movement.

    View Our Entrepreneurs
  • Lend Pherister $200 for a new school

    and join the global person-to-person microlending movement.

    View Our Entrepreneurs
  • Lend Melita $100 for a dairy cow

    and join the global person-to-person microlending movement.

    View Our Entrepreneurs
  • Lend Mary $50 for a delivery wagon

    and join the global person-to-person microlending movement.

    View Our Entrepreneurs

P2P lending across the international wealth divide.

We are pioneering the first online microlending community to connect lenders and borrowers directly across international borders - overcoming previously insurmountable barriers of geography, wealth and circumstance.

The Innovation

People in developing countries support their families with their own small businesses. They need loans in order to grow - but local banks charge exorbitant interest rates.

We bypass expensive local banks and connect lenders and borrowers directly. The result is a fairly priced loan - and a friendship that transcends geography.

How It Works

Borrowers Apply

A borrower logs into Zidisha and posts a loan request to help fund his/her business.

Lenders Choose

A lender selects an available loan and bids to provide all or part of the funding.

Set the Interest

Lenders propose their own interest rate for the funds that they offer to loan.

Direct Payment

100% of the lender's loan is disbursed directly to the borrower's business.

Direct Communication

Lenders and borrowers can stay in touch on the impact of the loan.

Virtuous Cycle

Loans are repaid in regular installments and can be reinvested immediately.

Become A Lender

Join us and start making a difference. You can explore entrepreneur stories, find a loan project to support, and connect with others who share the vision of a world where responsible and motivated people have the opportunity to pursue their goals regardless of their location.

View Entrepreneurs