Zidisha is the first online microlending community that directly connects lenders and borrowers — no matter the distance or disparity between them.
More than 40,000 people worldwide have started using Zidisha.
Profits from the loans go to the entrepreneurs and their communities, not to intermediaries.
We display the full cost so you know how much the entrepreneur will pay for your loan.
Entrepreneurs post their own loan proposals, answer questions and share updates with you directly.
"This type of lending is possible in Africa now because many people have access to the internet."
"The average interest rate charged for microfinance loans worldwide is about 40% and even charitable loans funded through Kiva are passed on to the end borrower at an average interest rate of 35%. By eliminating intermediaries, Zidisha has been able to reduce cost to the borrower to just 5% of the loan amount."
"By enabling the efficient flow of capital across international boundaries and wealth divisions, peer-to-peer microlending has the ability to have an enormous impact — on a global scale."