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Personal loan for masters application process

Reading this post about five years ago brings back nostalgic feelings while also instilling a sense of humility and gratitude. My last post here was on August 15, 2015, and exactly a month later, I had the opportunity to embark on a one-year internship in Israel. The internship was incredibly demanding, causing me to completely forget about this platform. However, I never forgot about my dream and project of applying to a Master's program.

During my time in Israel, I was able to save money from the internship and applied to several Master's programs in the United States. I was admitted in August 2019 and successfully completed the Master's program in July 2021 with a perfect 4.0 GPA. I have now begun my Ph.D. program and am currently in my third year. It has been an incredible journey thus far.
Interestingly, while working on my research today, I stumbled upon a post that reminded me of this platform. I want to take this opportunity to express my gratitude to my donor and also apologize for not being able to repay them on time. Although the pay button is not currently functioning on my account, I will reach out to the help center and find a way to fulfill my repayment.

Ultimately, I believe I am now in a position where I can offer assistance to others as well.

Hand crochet weaving

I would like to inform my backers that I received my project this today with much joy. I will buy yarn for my hand crochet weaving and plan to buy a sewing machine to increase production and quality of my work. I thank you all for backing my project, without you I would not have succeeded. God bless you all.

Maize farming for school feeding project

The Ebenezer pupils are enjoying their lunch. The lunch project means alot to these children. The school also provides porridge for break.
I'm still very grateful to my supporters for the funds given to plant maize for the lunch project.

Concentrates for my calves

Hello Zidisha family. Thank you so much for funding my project. Your support will make a positive change in my business. I will use the funds in buying concentrates for my calves, and purchase two mineral blocks for them too.
I now believe that my dream of owning a farm will come to be no matter the time it will take. Thank you for trusting in me, and to Zidisha, thank you for the platform where lives are changed because you have changed mine.
I will pay it forward.

Poultry farm

Thank you very much Zidisha members who have funded my project, am going to building materials to start my poultry project including feeding and drinking trough. God bless you abundantly, the project is good to help me in educating my children and changing our lifestyle as a whole, thank you all for making my dream come true..

Selling basic commodities

thank you for all the support so far, I have made a lot of progress in the economy thanks to zidisha. I already have a motorbike, car and so on. Thank you very much

Translated by Google     Show original

terimakasih atas semua dukungan selama ini, saya banyak mendapat kemajuan dalam ekonomi berkat zidisha.sudah punya motor, mobil dan lain lain. terimakasih banyak

Grocery shop

All the best Mali, I'm sure you can do it and still achieve your dream of going to college

Poultry project

I want to take this opportunity thank Zidisha family for finding my poultry project. Am now able to sell two trays of eggs every four days in which am helping my family.
Thankyou once again.

Hand crochet weaving

Thank you for for funding my last project. I used the funds to increase my yarn, do marketing for my handcrafts and I plan to open a shop to be able to display my finished goods and to reach out to more people. Thank you.

Kids go go!

Greetings. First thank you very much for being on my side in backing my business. Your generosity and kindness is unparalleled. Last funding, I was able to purchase some of the equipment that I needed for my business. For instance the fridge I purchased that time to cool beverages doubled sales for the same. This is because where I am, it gets really hot and customers want cold beverages from the shop. This doubling of sales has enabled me to now expand my ventures to now run this clothes and bags shop. This is how your generosity is transforming things here in Kenya. Each of these shops, I do employ two people. This is how your generosity is creating employment here on the ground.

My passion, my dream: farming

Thank you so much my Zidisha Team.
Frm my previous loan,I was able to raise my batch of chickens and have managed to sell .I also managed to get another batch which I will be selling in the next 2 weeks.At the moment,I would like to increase on my numbers of the chickens I'm able to buy.Secondly,I have been able to start a garden fr okra.thank you Zidisha.
From boilers,I wish to get in Layers fr eggs.Because the layers fr eggs require a lot more money,I want to continue with broilers until such a time when I can manage.Otherwise that is my dream to do layers for eggs...see my chickens and poultry house now in the photo

To expand my electrical supplies & hardware store

Hi My Dear Lenders.
Am doing great with my family here in Kenya. We are in the long rains season and Central Kenya is so beautiful after experiencing hot sun since January.
Thanks for your support.

Concentrates for my calves

Hello my Zidisha family, i am very delighted for your continued support. The previous loan changed my life positively and helped me increase my herd. I look forward in supporting this platform and always remembering to pay it forward.

Calf management

Hallo my Zidisha family, the previous loan enabled me to acquire feed supplements for my dairy cows. Due to that my milk production increased leading to an additional income from the sales of milk.

Garbage collection service

This fund i will use it first to apply 2 licenses to continue allowing me to collect Garbage. 1 county government requires everyone collecting Garbage have this license which cost $180 yearly. 2 environmental body which is nationally environment management authority (nema) also requires me to have the license which cost $88 yearly. To me and my two workers while at work we must have a pair of gumboot ×3 costs 15, pair of groves ×3 cost $9, overall each cost $20×3. This will allow allowing to work stress free because i have done all this at once. The rest i will hire a truck which cost weekly $100 a whole day going house to house. I Thank all who has funded my loan, especially jesus figueres and Alex barocas may God bless you. I promise to pay back.

Maize farming for school feeding project

This is the farm at present. The rains are still on and we expect a good harvest.
Hello. The maize farm is doing great. The weeding has been done. I'm just waiting for the harvest. Thanks once for all the support my funders gave.

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To open up a restaurant

Thank you my beloved backers, may you continue with the same spirit of helping me with funds. I managed to pay my tuition fee on time and am now enjoying my studies and am not cheated out of school

To pay school fees for my daughter

Thank you, thank you so very much, am so happy that my daughter will start school today. Your help is so useful, God bless you backers

Purchase of another carwash machine

May our living God bless you all.
Just wanna thank all members that contributed towards my project.
Raised funds am going to use to buy additional carwash machine that will truly increase my business income.
Thanks so much to members that backed my project.

Supplying gypsum for construction

Thank you so so much for making my project come true. I'll pay for my gypsum supply which will yield a profit that will pay for home consumables and school fees

Increase my raw materials inventory for my soap business

Thank you my lenders for my last loan. The funds helped me purchase more inventory for my business which in turn increased my production and I was able to fulfill more orders than before. I wouldn't have achieved that milestone without your kind help. Thanks again.

Farming of vegatables (spinach and kales)

The money was of great help, I managed to plant vegatables and my farm is doing good.


I managed to own a shoe selling shop which I never had and have gained more customers than before but I would like to add more stock in varietie

T shirt printing machine for printing shirts

Hello lenders, hopefully you are doing well.Thank you for lending me the money.My loan proposal is fully funded.
I will use the money to buy a T-shirt printing machine.This machine will increase the profit to my shop,it will create employment because I will employ one person to help.
I will use the profit to pay the school fees for my two children and help my mother who is a window and lives in rural areas.
Thank you ones again...
Ahsante sana.

Projected to be a large commodity trader

I have always wanted to introduce Macadamia and Hass avocado farming in my rural area of Makueni which is actually known for orange, mangoes, and lemons.I believe an introduction of these farm products in Makueni (especially the HASS AVOCADO) will be able to be beneficial to rural small and large-scale farmers who depend too much on Citrus fruit farming which does not have export potential. The Hass avocado products' largest buyers are the Chinese and the current tonnage from Kenya cannot satisfy the market. So there is potential for diversification and engagement.I will use the funds to study and engage with the county government of the Makueni Ministry of Agriculture and introduce HASS AVACADO seedlings.

Tuition fee

Initially i had received funding from zidisha that assisted me to complete my studies. am now a graduate with bachelor of commerce. Thankyou for funding my project.

Stock bags & accessories

I will always be grateful for Zidisha community. At 28 years old, they took a chance on me and offered me an opportunity to get my first loan for my first business, which was purchasing clothing/bags for my online store, Alien youth designs. The profits I made from this business allowed me to purchase a one way bus ticket to Malindi because I worked online and needed a break from the hustle and bustle of the city. Malindi is now home.
Thank you Zidisha.

Prime cleaners

I will use this money to buy raw material for soap production.
This will help me to boost my production capacity and increase supply of my products.
Thank you so much Zidisha team for making my project possible, I promise you that I will not disappoint you

Prime cleaners

I wish you much success. With your skills and knowledge you can achieve anything you put you mind to. May you have a happy successful business and life.

Dairy farming

I will invest in my farm, I will buy cow feeds and plant Napier grass this will increase milk production which I will supply and earn a living.


Thank you for the support you offered,I was able to buy 3months old chicks and now they are grown and laying eggs

To pay school fees for my daughter

Dear backers thank you so much, I managed to pay my rentals on time. Your help is changing my life and I hope to get more help from you beloved ones.

Purchase of another carwash machine

Morning all family
Previous fund I used to purchase carwash detergents.
Indeed that really helped me in easen my job as items for cleaning vehicles I had enough in stock.
Quality items spend on customers will always make the to come back and even call there friends.
My carwash business has been booming
And this has enabled me to pay my bills without any problems.
And this makes me to be very grateful to this best family.
Thanks all and am looking forward to purchase another carwash machine for business expansion.

T shirt printing machine for printing shirts

Hello lenders and Zindisha inc as a team hope your are doing.Thank you for funding my previous loan proposal,i was able to to bu big Ricoh Aficio Mp 2500ln worthy of 50,000ksh ( 417 $ ) and Epson PX 660 3 in 1 printer for printing photos 45,000 ksh ( 415 $).
Still i was able to take my children to one of the best school.
I was able to take my business from semi permanent kiosk to a permanent house .
Also i have done small things like buying clothes and house tv.

Thank you

Laski dairy farm

With the funds received, I will purchase a heifer. This will be an addition to my dairy herd, and will add to my farm's total milk yield when the cow matures.
I am thankful for funding my project and I look forward to paying it forward so that someone else's project benefits too.

Inventory for pharmacy and laboratory

I have received the funds.Thank you very much zidisha team,lenders and members for supporting my project. I have already ordered medicines for my pharmacy and I'm waiting for it to be delivered.I have spent KES 100000 for both medicines and non pharmaceuticals.
I will use the rest to buy laboratory agents and equipments. I'm so happy and grateful for your support.

Wholesale shop and spare parts for cars and motorcycles

Grateful for Zidisha's initial project loan funds. Can add to my funds to buy snack racks I've started to believe in Zidisha and its members will be able to support our project if we run it honestly, patiently and diligently.

Translated by Google     Show original

Grateful for Zidisha's initial project loan funds. Can add to my funds to buy snack racks

I've started to believe in Zidisha and its members to be able to support our project if we run it honestly, patiently and diligently.

Inventory for pharmacy and laboratory

I want to add stock of drugs for my business.I will be able to buy more medicine and non pharmaceuticals for pharmacy.I will also but laboratory equipments including microscope,centrifuge machine and reagents.
This loan will help to boost my income because of increase in stock.I will be able to meet all my clients demands and therefore my revenue will also rise.
Thank you very much members, lenders and zidisha team for lending me loan.I'm so grateful.


Farming family land

Well done for being such a strong and capable young woman and mother. Good luck with everything, and I look forward to seeing who you choose to help when you pay it forward. xx

Fruit selling business expansion

Thank you so much zidisha for providing the platform in which people come together and fund projects to improve the economic status of other people.. I will use the funding to purchase more goods(mixed fruits)for my fruit shop and add to my savings to purchase a blender.
With the help this platform I've been able to grow and be more financially independent which has been my long-term dream come true.
I would to thank each and everyone who funded my project. I appreciate your help in boosting my business and my life too. Thank you.

Clothing africa

Hello, Cipha.

Thanks a lot for funding my project. The weather is chilly here and the funds will help me stock up cold weather clothing especially for the children and the old. This will boost my business while keeping the toddlers and old folks warm. Thanks again. Kind regards.

Equiping stationeries shop

Hello Members. Thank you for your support. I have been able to achieve a great milestone in my business and my life courtesy of the last funding you gave me. I have been able to expand my cyber and also added a computer room where we train people on basic computer packages like word processing and spreadsheets. Our class currently has 15 working desktop computers. We have 12 students under us as at now.
This has really expanded my capital base thanks to you.

Funds for enrollment for masters studies

Hello friends and backers,

I am happy to have joined KAP in persuing my masters studies dream. I have already made the program contribution fees $1531. Pending amount is $500. I am also actively studying for GMAT.
Note: Experiencing a problem when I try to add a photo.

Fruit selling business expansion

Am a mixed fruit seller. Previous projects have allowed to expand my business from a kiosk to a shop. I also sell natural Juices too.

Add stock of lg wing smartphone to my stock

The money has helped me and my family alot paying school fees and emproving my income so that my kids can have a better life and go to school well.

Education fees project

In my last project I needed money for Education. It fully funded. I managed to pay my for my two Children's exam fee, lunch and some school requirements. I have been motivated by the fact that this organization acts as an eye opener to those who wishes to have a better future. Long live zidisha.

Education fees project

In my previous project I was funded for Education and boosting my small business. I have been motived more with the organization. It has made me proud and has made me to put more effort. Congratulations to the founders.

Clothing africa

The last project helped me widen my client base, adding inventory targeting new market niches. Thanks a lot.

To expand my electrical supplies & hardware store

Installation of an electrical water pump to a client Avocado farm

Installing doors in family home

I want to take this opportunity to thank my backers for the supporr they have given me. I have been able to get a door for my parent's house using your funds. Thanks again