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Quick Facts About Zidisha

Quick Facts

Here's How It Works

Can “pocket change” really make a change? We’re absolutely sure of it. In fact, you’d be amazed at how far a microloan can take someone with all the motivation in the world, but little to no resources. Follow the steps below to see how Zidisha works.

The Evolution of a Zidisha Loan

Start by browsing the listings of available loan opportunities here. When you find one (or more!) that you’d like to fund, you can contribute any portion of the loan, from a dollar up to the full amount requested.

Once the loan is fully funded and the entrepreneur confirms acceptance, we disburse your funds straight to the entrepreneur. From there on, you can communicate directly with the entrepreneur using the Discussion tab of each loan profile. (How amazing is that?)

The repayment of your loan occurs in weekly installments. As soon as the entrepreneur makes a repayment, we credit the funds back to your lending account and you can reinvest the money in new loans to other entrepreneurs.

Intrigued? Inspired? Undecided? You can learn even more about how Zidisha works on our Frequently Asked Questions page.

If you’re ready to give it a try, head over to our Browse Projects page. We’d be thrilled to have you join our global microlending movement.

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