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Rosemary

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Rosemary

Member since

February 2015

On-time repayments

307 installments  •  63%

About Me

I was born in 1988 and brought up in Meru County. I am the fifth born surrounded by four sisters and one brother. I joined attended Primary School in the same constituency where I sat for my KCPE and attained 387 marks out of 500 marks in 2002. In 2003, I joined form one at Materi Girls' Centre, Tharaka Nithi County for my high school studies. I completed and scored a mean grade of B plain. I later joined Kenyatta University in 2008 and completed 2012 with a Bachelor Degree in Information Science, second class upper division. Currently, I am in my second trimester, Masters degree with sufficient help from Zidisha.
Having brought up in a humble background was not easy for us. My parents were peasant farmers who depended on rented piece of land per season. It was not a guarantee that they will harvest enough to take care of us due to the weather conditions and also the fact that they missed cultivating the land since some seasons would pass without enough money to pay for it.
I was a church youth leader in my local church and high school. At the university, I was a choir member and used to pound the drum to the rhythm of the song. I am still a choir member to date. I am in praise and worship team too.
Since I was a little girl, I liked serving and helping particularly the special needs and physically challenged children and adults. I have learn online and through my own exploring different books, videos etc how to communicate through sign language. and Yes! I can communicate a number of sentences to deaf. Am hoping one day I will get funds to join a special school to learn more on sign language.
I appreciate CDF, HELB, Zidisha, Tala, Mshwari for their help in education and short term loans for other necessities. I thank God, I am where I am after long endurance and persistent.
I have been selling classy handbags through friends referrals and offering deliveries. I also have a printing business. This handbag and printing business grew with the help of Zidisha, though the sales went low since covid-19. I am also an employee in a Kenyan university on part time. Zidisha also helped me pay part of my university fee in 2015.
Despite my mum not being financially stable, she has adopted 2 kids that I am helping her raise and pay school fees too. She believe in helping someone else to tap blessings. I also got one beautiful daughter.

I thank God for this far because without him, nothing would be possible. I am also grateful to the mighty Zidisha Team.

My Business

Zidisha helped me start my first and second business; sale of classy handbags and printing (reprographic) business which has helped me cater for some of my bills. This 4th loan, I have planned to put up a grocery business for my mum so that she can be able to cater for some bills and this will not only ease my burden but also inspire and motivate her that she can indeed do something to earn her few coins.
I am also employed on casual bases as a librarian. The salary I get I pay for the basic needs and save the rest for my daughter and sibling school fees.
I am grateful to this organization.

Loan Proposal

When I get this loan,it will help me in completing my school fees.Though I have a deficit of 230 dollars I am certain that what I will receive from you will narrow the balance. I will use my this months profit from my business to bridge the gap.
I expect to get my Masters Degree after completion that will give me a good stand in the current job market. This will enable me secure a better job that will assist me in expanding my business as well as cater for my family needs. Am determined to make my parents and other siblings at least live a better life, different from the hardship we have been raised through.

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Feb 24, 2015

Repayment status

On Time

Projected term

3 months

Lenders

P

Philippe

Adliswil, Switzerland

Hope2012

United Kingdom

Zidisha

Sterling, United States

P

PhilACK

Brampton, Canada

E

EnhanceLife

Heber City, United States

Matthew

New York, NY, United States

W

wogman

Evanston, United States

S

samuk

Nottingham, United Kingdom

I

Ilona

St Catharines, Canada

jan73

Eugene, United States

J

jay12

Germany

mepster

San Francisco, Ca, United States

A

adamdreaming

United States

Wendy

Los Angeles, United States

Ask Rosemary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Rosemary    May 3, 2023

    Trying to pay little I have at the moment to reduce my balance

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  • Rosemary    Feb 1, 2023

    Things did not work as expected, mum closed the business because of rent arrears and business was not picking up. I will try repay in bits till I complete the loan

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  • Rosemary    Jan 12, 2023

    I'm very willing to clear my loan and I will clear it soonest possible.

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  • Rosemary    Nov 3, 2022

    Tough times for me. I promise to increase installment or clear the loan as things get better.

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  • Rosemary    Oct 18, 2022

    My mum's business didn't pick up as expected. I have been forced to chip in and things have not gone as expected. I am planning to clear this loan with my salary.

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  • Rosemary    Sep 4, 2022

    I am in a financial crisis but the situation is getting better will clear the loan soon

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  • Rosemary    Jul 28, 2022

    We got a family emergency that drained us too much but I am getting stable.
    I will repay my loan in full before the final installment date

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  • Rosemary    Feb 7, 2022

    Thank you very much for your support. I received 34,939 Kes. I have already paid for the cereals, they will be delivered all by Wednesday to Mum's new grocery shop.

    God bless you abundantly!

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  • Rosemary    Feb 4, 2022

    Thank you very much zidisha for this platform. More blessings to the beautiful souls that funded this project, may your cup overflow.

    This project with be of great help to me and my family since my mum will have somewhere to get her few coins to help in family upkeep and finally keep her motivated and busy. Her dreams to build a beautiful house will soon be a reality. God bless.

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  • Gilbert    Feb 4, 2022

    All the best

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  • Emmanuel    Feb 3, 2022

    Am trying to help you with what l can

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  • Salifya    Feb 2, 2022

    All the best in setting up mum's business

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  • Andrew Crawford    Feb 1, 2022

    Good luck Rosemary

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  • Madesto    Apr 2, 2021

    Rosemary will repay her loan by 21st of this month.

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    • Rosemary    Apr 7, 2021

      Hi Waswa,

      I cleared my loan on 31st March but it was not updated on time. Thanks

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  • Rosemary    Apr 1, 2021

    Hello Zidisha Team. I cleared my loan but my zidisha account do not reflect.
    My MPESA confirmation code is: PCV5AF1C07
    Amount: Ksh6,444.00
    Date: 31/3/21 at 9:27 AM.

    Please help confirm, I will be greatful.

    Thanks

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  • Rosemary    Feb 16, 2021

    I'm experiencing payment delay.

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  • Duncan    Dec 29, 2020

    She requests for more time to service her loan.

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  • Rosemary    Nov 19, 2020

    Down financially

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  • Rosemary    Oct 2, 2020

    .

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  • Rosemary    Aug 17, 2020

    The last days have been good, I started a side hustle that is giving good returns.

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