Name
Judy
Member since
October 2017
On-time repayments
24 installments • 67%
Iam Tooh Chepkemoi Judy,A female kenyan Citizen by birth,Born in a small Village called Ndanai in Sotik/Borabu Boarder of Bomet County-Nairobi.
I have Two Brothers and I,Being born from a humble family My parents struggle hard to pay my 8:4:4 level fee since farming was source of income.
After i cleared my high school, i went to search for a job and someone a friend tought me Baking business which i had to start with only 5,000ksh capital and it has picked to 100,000 in 2 years now. Though i lack machines for cakes and and personal motorbikes for transport,I have managed to creates jobs for more than 10 youths who do supply for my cakes.
I have been through alot in fee issues while in high school,College and business that motivated me and i will never allow my children to suffer my way.
Iam a sole proprietor.Owning a semi bakery(Its semi since i currently dont own full machines for baking).I do Doughnuts and Hard cakes.Currently i have 17 workers,6 for baking,a cleaner and 10 for supply.
There is nothing that comes easy,Every business or job has its ups and downs.I never choose this busines,i was taught and because i was desperate for job i developed positive attitude and ever since i have learn alot.
I spend 90,000 ksh every week in capital and i get a profit of Between 5000 and 12,000 every single week depending on sales.
I started this business 2years ago and because i had no capital it has built my capital,Pay my college fee,support my siblings and my parents.
Since its small money,i will put this loan to be part of my capital
It benefit me learn to pay loan on time as i prepare for better loan in future
My profit will increase by 10% unlike before
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$180.00
Date disbursed
Dec 15, 2017
Repayment status
On Time
Projected term
8 months
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