Name
Emmanuel
Member since
January 2020
On-time repayments
90 installments • 41%
My early life has been around an environment full of life and green. My father was a public servant who still loved his farming activities on a piece of land where he had his quarters. He grew everything we ate and used the waste which came out of his backyard farm and left over food for something very important which is linked to his hobby. I then learned from that stage what it means to see value in everything around us including what most people will term as waste. I developed an interest in wanting to see my environment as clean as possible from any kind of waste.
As my parents were interested in me doing the sciences which will end me as medical practitioner, I was so much interested in effective management of resources for the good of everyone around me. I started with business courses in the Senior High and eventually Bsc Business Administration in the university.
I learnt entrepreneurship along the way and I am an entrepreneur who sees opportunities in my environment and takes advantage of them. I have passion for clean and pollution free environment. I love nature and I believe that there is nothing called waste here on mother earth.
Ghana the country in which I leave has potential opportunities and for both citizens and the entire continent of Africa but the the poor management of resources has landed the country in abject poverty. My dream is contribute to the clean Ghana campaign which has been started for sometime so that my children can grow up in country in which they believe and are proud of.
I love to sit at the beautiful coasts of Ghana whiles I enjoy the beauty of nature at my free time.
I currently work with a government agency in Ghana called NIA (National Identification Authority). That is currently my main source of income. However, I have worked in plastic waste management as my own initiative in 2016 and I was making between ghc 800 - ghc 1,000 in week by just buying plastic waste from house holds and selling them to recycling plants. This was profitable until there was a huge flood in June 3, 2016 which wiped me out of business.
My business model is to create concrete blocks, pavement bricks and roofing tiles from plastic and sand using the plastic wastes collected from my business collaborators.
Collaborators are motivated with some amounts of monies, house hold items and educational materials for their wards as a form of compensation to keep our relationship.
I will use the loan to buy plastic waste collection bags which will be distributed to a few collaborators. I will then pick up the waste to an already established recycling house. I will save a part of the profit and use it as part to pay off the loan.
The loan will help me to pay off my collaborators.
I buy a kilo of waste from my collaborators at Ghc 0.30 whiles it is sold between Ghc 0.60 - 0.70 per kilo at the recycling plant.
I expect to make around ghc 30 extra on the loan.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$12.00
Date disbursed
Jan 10, 2020
Repayment status
On Time
Projected term
3 weeks
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