Mar 23, 2015
My students are in action with British English Speaker. They practice english directly with him. What a beatiful day !
Thank you for your continued support, For my past loan managed to fully stock my small shop. I have gone further and purchased a more effective and reliable printing and photocopying machine. Am now able to deliver quality work on a timely manner which has made me earn a higher reputation and referrals from satisfied customers. Am also stocking more computer accessories than before. Thank you all my lenders. I couldn't have achieved this without your support.
Purchase of the survey equipment has made my life better, this has kept me in a better position since at the moment am in able to hire the equipment as well save the amount I could have spent on hiring to render services.
I got my first loan with zidisha toward the end of last year. This is the time that business picks up due to the onset of the festive season. I moved very fast and bought an inventory of mobile phone accessories such as memory, batteries and skins. I was able to sell them very fast and as evidenced by my loan repayment record, the cash flow has been very good.
I now feel ready to venture into sale of mobile phones which is more lucrative than the accessories.
WORKING IN MY BUSINESS
Here I am weighing the rice using the Counter Scale.
The jerry cans contain the cooking oil which I buy then resell to the customers in smaller affordable quantities.
I am looking forward to increasing stock and grow this business.
Thank you lenders for your great support
Thank you so much Zidisha stakeholders for the support you gave unto to me. Agricultural sector is quit unpredictable but I always invest lots of time on studying the market and that seems to be working for me.With the foot pump the business is expected to do much better in future given I will no longer depend on rain fed agriculture. I salute I thank you all.
Mar 22, 2015
I want to convey a very special thank you for Zidisha Lender's. With the Loan amount of KES 8,130, I bought essential food products like sugar, maize flour and cooking fat, now my shop is doing well and clients appreciate my services. My profit has increased and my 2 daughters are going to school uninterrupted as I raise enough money from the shop as a result of increased sales and profit that I use to pay for them school fee.
Am glad my loan was fully funded on 18th of March.
After recieving the amount i managed to purchase the following:-
1. 100kg of sugar at cost $66.66, expected profit
2. Maize 160kg at cost $44.44, expected profit
3. Rice 90kg @ $40.00, expected profit $30.00
i am currently recieving many customers from the variety of supplies i got for them.
in the past 4 days i have seen my daily sales hit $ 30. this has improved from the $20 i was recieving. i do know however after a week my sales will still continue rising for me to make more in terms of profit and therefore be in a position to pay my loan on time and quickly.
i am currently in my plans and as i see i might start a mini supermarket come next year. this is my long term plan for my business and maybe after two years open a big supermarket like Nakumatt then may be expand openning branches in new places offering employment.
This will increase peoples living standards for those who will get employment.
It just requires my patience, determination and support from many of my friends not forgetting my lenders and the Zidisha Inc.
i look forward to paying my 1st installment and all others in time.
Thanks so much zidisha lenders, i did my exams well, the remaining amount i used to increase my vegetables in farm and bought some feeds for cow. Currently am selling little milk from my cow and the vegetables i.e kales spinach and cabbages. Its giving me some profit
Abigail Effah Dedaa
Mar 20, 2015
loan has helped me get enough to cater for my ward and myself,business doing great...all thanks to lenders
Nakuru Town, Kenya
thanks to lenders for the support you gave me l bought the malaria drugs and now lam selling to patients at affordable prices
Wise Torgbo Dziedzorm Kwaku
Amazing, i have been known in the town as the supplier of cane product.
This have make the business very simple to operate.
Because i pre-financed my producer, i make profit from every item he sells. Thanks to all my Lenders and the Zidisha Team.
God Bless you all. I have the chance to do other business.
My VM is always happy with me.
Hi lenders i have recieved Ksh. 20908, i have been able to purchase a laminating machine which costs $ 60.
I have used $20 to buy plain photocopy and printing paper which is approximately 5 rims of 500 A4 sheets in each rim. That’s 2500 A4 plain papers.
I have also purchased a hardy stapler and a binding machine that costs $ 33 and added stationery like pens,rulers, mark pens, exercise books, blank CDs and plastic bag folders which are common with the university students. I hope these additions should make me a good profit.
Once again thanks Zidisha and thanks to the lender may God bless you.
As promised the rains are down and the seedlings have been transplanted as well.The whole process has been great since the seedlings had already been ordered at the nursery I didn't have to go through the hardship I was used to over the years.With the loan support from Zidisha and oue noble lenders, we have had an enjoyable and delightful planting season.
Thanks Zidisha , Thank you all my Lenders.
Thanks very much for your support. I have received the loan.
Water has being bought for the children to drink, and washing of hands. Also for cooking. Some learning materials are also being bought and I will keep you all updated.
Thanks once again.
Dear my lenders and the entire zidisha staff team, Thank you so much for the loan i recieved yesterday morning; please note that i have recieved ksh 8857 which is equivalent to 100 dollars. This amount is enough to enable me buy atleast three heavy reflective jackets and a brand new motorcycle umbrella. this umbrella will enable me to be able to work even in rain season like now very cormfatably; Please note that i have already bought the umbrella and i am now working on the jackets. My lenders; i dearly salute you for helping me in my business, I was not able to buy the said items, but now through your help i have them, Thank you. This is the reason that powers me to enjoy repaying all my loans with gladness. Zidisha staff team has always been on my side solving all my problems wherever i request their help.This being my seventh loan to take from zidisha, i find it necessary to say Thank you. having said all those remarks, i hereby wish to let you my lenders, the entire zidisha staff team and the volunteers in the team that, i will not only pay my loan as i have always done, but i will also pay and pay in time as usual, Thank you.
many ask me where i drew my inspiration from and its data like this that made me fell that my business was needed i may not transform the whole of Africa but i can change one life and create a ripple effect.
1.8 million people die every year from diarrhoeal diseases (including cholera); 90% are children under 5, mostly in developing countries.
88% of diarrhea disease is attributed to unsafe water supply, inadequate sanitation and hygiene.
Augustine Kwame Ansah
Mar 19, 2015
My dear Zidisha Team and respective Lenders, You deserve more than thank you. My shop is now running impressively, because of your support, some of the items are added to my shop. Thank you very much.
Willis Atambilah Nsoh
I am very grateful for the honour done me by granting my second loan of $321. Thanks for the good works and may you never lack in all your dealings. I have bought an industrial sewing machine costing $270 and the remaining $51 added to my saved money to buy more fabrics for my clothing production. Thanks once again lenders for without you I wouldn't be able to buy the sewing I have always dreamt of.
Indeed Zidisha is a place to be.
Samuel Wainaina Kagai
I am very grateful for you since the loan you gave me it have really helped me. I managed to buy some modern shaving machines which have improved my business and I happened to open a new branch which is really picking.
That change in my business you have really contributed and may God bless you all.
Hi ? Am so grateful for the support you give me the production has real increased, i bought feeds for 33 dollars and 12 dollars for medicine (deworming,N.c.d) .they have laid 95 % that being 16 dollers by day ,as from Tuesday i will start paying my loans thanks zidisha for the good work you are doing .
Mariakani - Kafuduni, Kenya
Thank to lenders
My first loan has improved the quality of dairy products and more supply to my family and entire community at large, I now use the increased profit to buy a refrigerator to preserve my milk to make it stay long so as customers can buy them when they are fresh at all time.
today was a great day got to nakumatt supermarket and got some new cleaning detergent and once again it was a success photos of makfix solutions limitedafter cleaning (meru)
Thika, Kenya, Kenya
Hallo. Thanks to the lenders for your support. I received the loan of 4565 KES which will go a long way to boost my filming and freelance media business. I will pay for monthly internet to keep in touch with key clients and use the rest for business errands. The main goal is to venture in agri-business and while the starting loan amount is not enough to take me there yet, buy a water pump, it is a step towards the right direction. Thanks
Mar 18, 2015
On my first loan, I was able to increase my stock of pharmaceutical drugs. As a result I was able to sell more and managed to buy a plot. I now intend to build my small house so that I can safe more money
Thank you so much, I purchased 10 hens for laying eggs and 90 more are remaining ..I am happy farmer God bless you.
Thanks to Zidisha Lending Group I was given a Loan of 100$ which I was able to start my mushroom farm. I used the money to buy sawdust and spawn as well as topped up some for other requirements like buying the raw material for making the bleach.
So far the germination has been well with a few moulds here and there which i removed to avoid contamination of the rest of the crop thus I still will be able to make a good profit as I had predicted. The little that I have been able to sell so far has really gone a long way to settle my loan cost and other needs as well as savings and I am now sure to expand the size of my crop.
Thanks to the Zidisha lending community I am able to increase my income by 40% from the previous and I am very grateful for you supporting me through this loan.
Abundant blessings back at you as well.
Dear Zidisha community and esteemed lenders,
I am happy to make it known to you that my business has shown real signs of growth as I continue utilizing the disbursed loan to increase my stock. As depicted by the attached photo, I can now afford to purchase maize flour, wheat flour, and cooking oil in bulk as compared to previously. My customers are happier to get most of the food items they want from my shop as this has saved them the hustle of moving from one shop to another. Moreover, my ability to order things in bulk has enabled me to offer discounts to my loyal customers who are happy to support my young business. Thank you all for having confidence and trust in me that I can use the loan to make a change in my life and the lives of my customers. I look forward to even getting more returns and reciprocating by repaying the loan on time.
Thank you zidisha lenders for the loan you gave me, i received 9130 shillings in total and i am very much happy for you and so far i have bought the materials for the supply of the detergents am producing so its ready now on the market and my customers are happy because i have made it convenient for them to buy the products.Thank you very much.
With my Loan i managed to purchase a 3 in one photocopier machine (photo posted). Since i purchased photocopier machine my sales have improved by 17% so far and am glad. Part of money i am using to pay school fees for our daughter who is in pre-unit class and i am optimistic that before they close in April i'll have cleared all the school fees (photo posted). During my free time i spend it working in our small farm (photo posted) where i have planted cassava, sweet potatoes, arrow roots, potatoes, tomatoes, cow peas, beans, maize, peas, tomatoes, sukuma wiki, spinach to mention a few so that i can cut cost on food expenses and use that money to buy pesticides, manure, fertilizer, seedlings for the small farm & expanding my poshomill /cereals business. I am also concentrating with other home improvements. My family is happy because Zidisha is truly changing people's life.
I thank my lenders for the great support offered me.I was able to raise a new structure for my poultry farm which accommodates about 200 chicks.With this am able to employ another person who helps in my farm.I hope to extend my farm more with this new loan am raising by buying more feeds and drugs to boost my farm
I wish to thank Zidisha for the last loan which i used to purchase a new laminating machine for my business. This enabled me diversify my services offering my clients more value under one roof. My earnings improved by 11% as a result of the new machine.
Emmanuel Agyapong Boakye
I owe Lenders great thanks for loaning to me when ever the need arises. I cannot in any way neglect Zidisha management for creating a platform to link Borrowers and Lenders .You have really impacted my family, my business and my community as well. I was able to use the loan you gave me wisely and for that matter there is major improvement in my business and my repayment. I also place an order for my brand new impression machine from a shop in Accra- Ghana and it arrived early February 2015. I can now print material in quantity and quality.
People nowadays find it difficult to understand my progress in life, I simply answer them"ZIDISHA". I updated you earlier that because business is moving on successfully I have started with my dream house. I called it Zidisha house and its amazing how the building is moving on very fast. I am going to upload pictures here for you to see what is happening right from the start to this stage. I know you will be very happy. All that I can say for now is "God bless you forever" Thank you.
I am grateful to you Zidisha team for making my business grow in leaps and bounds,, i have been able to stock up and recently started another business of selling men's shirts, free dresses locally known as (Dera) and jewelry. I also paid part of school fees for my house help who will soon join dress making college. She has been taking good care for my kids. I look forward to your continued support in this journey. Thanks once again zidisha team you really have changed people's life .
With the Zidisha loan this is how my cyber cafe looks now. I have moved miles with the Zidisha loan Thanks to all my lenders
Ophelia Amponsah Dankwah
Dear Lenders, I am happy to announce to you that I have received the loan peacefully.
The total amount was $1525, the same amount that you lend to me. I thank you once again and the entire Zidisha staff . I will update you very soon for you to know what is happening in my mushroom farm.
Thank you lenders, with your help i was able to pay a deposit amount for an incubator that accommodates 28 eggs for my chicken business. i will be able to finish of with the balance in three weeks time. this will help me a great deal towards the betterment and growth of my business. You really are a blessing!
Mar 17, 2015
My dear Lenders i have received the loan and the amount was 1020 gh cedis which is equal to $249. I will use $100 to buy chemicals to spray my farm. I will also use $50 to buy fertilizer for my farm. I am going to use $33 to buy tomatoes seeds, $33 to buy carrots seeds, $33 to buy cabbage seeds, and another $33 to buy onions seeds for my farm. THANKS GOES TO ALL LENDERS FOR HELPING
Hi Zidisha friends and supporters, i really thank you for the loan. I used it to increase my salon stock. This made a big difference because apart from weaving and hair dressing i sell hair pieces, some cosmetics and other beauty items. The earning though fluctuating have increased from Ksh 600 per day to upto Ksh 1800 per day. I have used some of the increases in boosting another grocery business of cereals that i started which also has some household items. Some little money i have used to purchase Zuku digital set for my family house and my children are very happy because they can watch educative programs now. Neighbors children come to watch and share the glory of Zidisha. Very soon will post photos. But record keeping also is a good practice that has really helped me and encourage other members to keeps good business records. Soon I will recommend some business friends to join Zidisha family. Thank you.
Chers preteurs je suis tres content d'avoir recu votre argent et cela m'a permi d'investir dans le domaine de l'elevage. avec les 50$ j'ai pu acheter un sac d'aliment qui coute 15 000fr cfa , 20 pousins à raison de 300 fr/l'unite jai achete de ampe pour leclairage et quelques accessoires apres un mois cela a generé un revenu de 41 400 fr c'est a dire un benefice net de 14 400 fr merci encore une fois pour le prochain pret je voudrais une some exhorbitante pour agrandir mon travail merci encore une fois
This is how far i have gone with the carpet
Kinoo Nairobi, Kenya
Let me start by saying thank you to all of you who contributed to my first loan, the loan was God send, it enabled me to buy new pipes now i am saving a lot of water, this has helped me to pay my daughters fees on time, and save towards her college/university education, i am been consistent in my planting of vegetables, the pipes are long term investments thank you and may God bless all of you,
I have finished the front part of the poncho
Netima Village, Bungoma, Kenya
Last time i posted it had rained.It only rained on that day and never rained again.Its hot and dry and i am still doing my best to ride my bicycle from village center to center supplying shops with items from my supply box.
Hello my lenders. I feel like I should call you my business partners, for you helped me scratch where i wanted scratched with your $50 soft loan. I undertook to refund the money in 1 month which i am on course. I did buy a refurbished dell laptop for $350, and I swear, the machine has helped me monitor my academic essay writing job with a reliable machine in-terms of power and efficiency. This has finally helped me minimize the orders that were cancelled I due to lateness. the profit am making has increased by $40 monthly and am doing my savings to establish a cyber cafe with several desktop computers, where I will train other graduate how to do academic essay writing.
Doing my work in time has given me ample free time to share with my family, since my only daughter Elsie is being weaned and I love doing it.
To me it’s just a dream going for a holiday, I have a dream holiday venue which is a dream holiday hotel which is 4 Km from home- Merica Hotel. At the moment I cannot afford it but i hope by the end of the year my business will gift me with that dream. It’s my humble wish. I love that place, I love the ambiance. Taking my sweet wife Janelle there for a night of two will be a dream come true.
Sanga'alo Village, Kenya
I have not yet partitioned my shop dear lenders but i finally got a photoman to take the photos of me shaving clients inside a portion of my shop.I plan to partition it within two or three weeks and buy a mirror.
Words are not enough to express just how grateful I am for the support from my lenders and the entire Zidisha team. May you all be blessed for the big hearts you have.
I am now planning to go purchase the three computers and once I have assembled them I will take a photo to update you.
once again thank you very much for the support
I would like to thank all my lenders for giving me this opportunity as loan to impact several lives.
For sometime now I haven't been able to update you on what's happening because my phone got faulty.
I went to the villages about three weeks ago. They are so happy to recieve help from this opportunity you've given them. Now they can live their lives very comfortable knowing their produce would be sent to the market for sale.
A constant driver has been set to visit the village every fortnight to help them convey their produce for sale in the town market.
I also got a very young and aspiring high school lever who is now the leader in charge of sales and revenue. He's very good and also he plans on furthering school with the little money he makes out of it.
I pray I get time in my busy schedule to visit the villages soon and update you with pictures.
Thank you all once again and I promise your commitment has gone a long way to help many vulnerable people out here.
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