Project Updates

I want to thank all my lenders.I just finished paying my first Zidisha loan and it made such a difference in boosting my photoshop and photography business.I have managed to save toward purchasing a new digital camera and even managed to stock my shop from the proceeds of the photography work that had increased because of longer days you made possible for me to hire the cameras for my work.Again Happy holidays and i wish you all the best in the new year.Kids are not yet back to school but i have been having a busy time taking photographs and not only repaying the loan but restocking my business.I look forward to doing more business with you.On Christmas day i made close to 150$!!!! Thanks again

Dear lenders,
May I take this opportunity to sincerely thank you for your friendly gesture, by accepting to lend me. The money did a great job. By coincidence, when I received the money, after two days my welding machine broke down. The secondary windings and the cooling fan windings melted! The machine was rendered useless. If it were not for the loan today I could be telling a very sad story.
The good news is: I only raised a few extra dollars plus the loan the money was enough to hire a specialist to carry out repairs immediately. After four days of waiting anxiously one morning the technician surprised me at my shop with the machine ready for use! It was a well done job.
The machine is doing a good job. Once again thank you.
In the picture the replaced windings can be seen in white color while the new fan is shiny. I love my trade and with sufficient capital I will make it. Blessings to you all.

Dear Lenders,
Happy holiday season!! I'd like to inform you that my family and I are well, we enjoyed this festive season spending that much needed quality family time together and we thank God for good health. I trust that you and your families are well too as u await to usher in the new year.
The last loan I took from Zidisha, which I have fully paid back, was ksh. 38,800 (approximately $435) towards my goat rearing and selling business. That money enabled me to expand my goat pen to accommodate my growing stock. The cost of construction is broken down as follows: Timber 200ft @ ksh 49 ($0.5) X 200= ksh 9800 ($110), 20 iron sheets @ ksh 600 ( $6.7) X 20= ksh 12,000 ($134) , Labour cost was ksh 10,000 ($112), the balance of $79 I added to my profit from sale of previously existing stock to cater for transport cost, nails, extra water tank to harvest rain water for the goats.
I'd like to thank you all for supporting my business and upgrading my living standards and that of my son through Zidisha loan. I hope you will continue to support me in my next loan application.
Regards Jackie

Hello Zidisha and Lenders,
l am glad for what you have done for me. l needed money to improve my business and no one wanted to give me but a friend invited me to join Zidisha and now l have seen Changes.Below you will see pictures of my business.

This is the machine which I use for typing purposes....

sincerely I would like to thank the Zidisha team for their entire support. The loan has ever enabled me to purchase high quality materials for making sofa sets. Apart from that, the amount of timber has been increased and there has been ease in making the furniture.
The purchase has been a milestone as my profits have increased compared to the recent times and I can comfortably pay my employees daily or weekly.
My neighborhood is a place to be with a scenery of beautiful trees and vegetation with a good landscape suitable for living

I once again thank all my lenders for the generosity they have shown me, God bless you all for your Kindness. The loan has helped me alot, because i was able to increase my stock from what i had previously and now i am able to make some more profit.

Technology has actually made this world a better place to be. As long as you are technologically literate, one with an extra mind can do exploits to earn a living even without being employed. as long as the mind is sharp. Getting access to unique funding microfinance Zidisha is one of them. Due to technology, we are able to borrow, invest, repay it back on time. This has made the world actually into a global village. I love this.with this financial lending organization, a serious individual wont afford losing it or its trust. I really congradulate Zidisha for its heart. Long live Zidisha, to help the entire world's innovative minds.

This is me in the shamba as you can see my carrots are doing very well.

My work place

samples of production

During the mushroom compost preparation

I take this kind opportunity to say thanks to my lenders of the previous loan.Through the amount,i was able to increase my horticultural (kales) production leading to increased profits.I met 60% of the demand compared to the previous 20%. I was able to provide only two meals(breakfast and supper) for my family but now my family gets three meals in a day due to increment of my profits .Thanks to Zidisha.Am looking forward to cooperate with zidisha in order to continue benefiting from their online lending.Thanks zidisha and all partners.Live long

hi lenders,am gretful to the loan i got.this being my second loan has really helped.i have enrolled in the university studying for a degree.thenks to you my long time dream is becoming realistic.the first loan enabled me to expand my hardware business.its doing quite well.am in the university and all is going well.i just did end of semester exams and we are on holiday break resuming january 2015.no words can express how i feel but am gretful to u all

Dear lenders,
My project of selling (mandazis) is doing well infact i have managed to raise a profit of 500ksh per day and managed to save some money,
i have like 15000ksh on my account i would request to expand and make it a milk bar where i can add other stuffs like milk,yoghurt,sour milk also known as (maziwa lala) in our language ,omlettes and our traditional food for breakfast like cassava,arrowroots etc.
please kindly grant mi another loan of 15000ksh to fulfill that goal
thank you in advance.

That there are people out there that are concious of other people's financial struggles is heart moving.. The 50 dollars i received has raised my business by this exted. When I see these faces of lenders I not only see a lender but a builder of destinies. Thank you so much. You help me access funds where my local banks cannot. You are my heroes. This is philanthropic. I see myself growing and going far because of you despite my very difficult background. So blessed people all you are. MERRY CHRISTMAS AND HAPPY NEW YEAR 2015.

TO ALL LENDERS lenders
The Blessings of Peace
The Beauty of Hope
The Spirit of Love
The Comfort of Faith
May this day bring you health and success. May you and your family experience God’s loving embrace.
May these be your gifts this Christmas Season
Merry Christmas to all!

CHEERS!
JOHN

Fabrice,thanks for your complement. Its my dream that I do all within my capacity to develop these geographically disadvantaged ones. By His grace and the strong team zidisha,I hope we will make it. Thanks a lot for being part of my just funded loan.merry Christmas to all my lenders.

Dear Lenders, I want to thank you so much for being of support, the loan you granted me was really helpful and especially this season, I have been working so hard and fulling the needs of my customers, you can even see how quick i have paid the loan, this is because the market was wonderful, i am really thankful and my life as a single mother of 4 children i can now put food on my table without a big husle, once again, thank you soo much

Kenya is one of the third world Countries that is growing very first on Information Technology Matters and that makes us the future Generation of Digital Kenya In the world Market, thus we have to prepare ourselves to meet this criteria. Being innovative in IT Business in such Country, one will be on the central core in meeting the Society Demands on this type of service and also create Job opportunities for skilled youths who may be looking for Jobs or Job experience after Training. People with this type of Innovativeness will actually need finance to put such in practice.That makes me give thanks to Zidisha. It has actually coincided with me as you are digital oriented in your system of working.This makes it easier for someone of my type to acquire financial backup and also being self-controlled in paying back the loan basing on the fact that you have entrusted someone you have never come across thus need to appreciate that!
As you help us build ourselves out here and build our nation, we Wish you all Merry Christmas and Happy Prosperous New Year 2015.God Bless Zidisha.

Good morning, Zidhisa and funders. Yesterday I received an email that my Indosat Dompetku account needs to be upgraded to PREMIUM and yesterday I had to Makassar to Activation in Gallery Indosat, so this time it can be used Dompetku account transactions. Thank you for your attention and cooperation luck always

The first loan was a success. It helped me increase the milk volumes. Now that we are heading to dry season here- when the demand for fresh milk is high, I want to further improve as well as maintain the existing volumes. To do this in a more effective way, I have plans to establish a bulking point- a centralized place where I will be collecting milk. This will give me an upper hand among my competitors as well as help be build trust and loyalty with farmers in the area.
To implement this, I have just posted a new loan proposal and look up to your support.
Merry Christmas and happy new year all.
Thank you.

A big thank you to all lenders and Zidisha team for the new loan that comes at the right time. This holiday season is a special one because of the support of Zidisha friends. I can order animal feed and do vaccination and other treatment for my sheep. More updates will come shortly.
I wish everyone a Merry Christmas and happy new year!

Merry Christmass too Ma'm. I'm too blessed to have you around. Thank you very much for being there for me and thanks to everybody who believes in me for helping me win this race towards achieving my goals.. I received the money today in the morning and sent it straight to the breeder. I'l be updating you after Christmass.. Thank you very very much Ma'm, may God bless & take care of you all. oh n happy new year too.. :) :)

I would like to wish all the members of Zidisha and lenders in general a Merry Christmas and a prosperous new year 2015.
Secondly I would like to appreciate the kind role played by our honorable lender to keep us and our businesses worthwhile. It has taken on your generosity for many potential people to become entrepreneurs and being able to earn a livelihood.
Personally am very happy and much exited for the poultry business that I was able to start courtesy of Zidisha loan, I have also been able to cast my business net wider by starting a clothe business, both of which are currently doing well. I hope to expand even more in future through financing, from Zidisha loan.

Thank you all, Thank you Zidisha.

Merry merry Christmas to all lenders and zidisha team. Thank you for your support. My loan have helped to increase income and i will share with needy here to celebrate this festive season. Be blessed all

Am very much humbled, and by not having mush to say let my God bless you all. The great of all is towards the loan you gave me it was of great boost to my business am now done with fixing my copier, in fact it is fully working, I believe that you are people I can lean to at the time of new years resolution in my business. my work is now well picked for this season of Christmas. I am hopping to fix a print card to that same copier so that it can be enabled to print documents from the computer instead of buying a printer. Truly my business through Zidisha is big. my God bless you, happy merry Christmas.

Dear lenders, thank you soo much for supporting my business. Thank y'll for being warm~hearted. God bless you all. I shall update you with photos of the nice boy i chose after Christmass, thank you all again for making my Xmass special, i have a new reason to keep smilling.. God Bless you all dear lenders..
Oh n happy Christmass to everybody!! :) :)

dear lenders lam so happy to inform you that my business has improved so much lam able to sell so much because customers are buying so much melon during this hot season its hot here and customers are buying and lam so happy because sales have gone up and lam making profits thanks for zidisha loan
happy festive season my dear lenders

the earnings enabled me have something for my son's birthday this holiday. we are so happy.

Another gift from Zidisha.
In a short while after my second loan application, i receive confirmation that my loan had been approved.
I therefore gave a total overhaul to my motorbike. Now see how am smiling with my 'baby' on the road.
Bravo Zidisha.

Dear lenders
Am very glad and overjoyed i purchased a fruit blender and a juice maker to make drinks for my customers who come to my clothes store and am getting some good income from my fruit juices that i make as they are fresh healthy juices

Many many thanks indeed for the loan that my business needed most at the correct business time. The loan helped me increase my Mpesa business float balance. This is a mobile money transfer service which Zidisha and their clients from use most in sending loans and repayment of the same through a pay bill number.
Gladly the business has increased my income by ksh 2500 on average and it is going on well. Thanks again helping me to get here.
Here is another most needed loan to again better my life and that of my family.
I wish to take stationary stock that is exercise books biro pens pencils, rubbers, geometrical sets and rulers as schools prepare to open in the first week of January. This business will run effectively up to June when most syllabus will have been done.
I hope to pay this loan within three months time. I had challenges my last loan including the passing of my beloved mum. in August which contributed in my late payment due to expenses we incurred as we struggled to save her life. that is now behind us since we as a family accepted that in was Gods will.

as christmas comes, il still put in the giving heart.
i believe the little i have, i can share with the few people who are needy.
i will donate a couple of clothes and toy to the rescue centre around me...
There are orphans and vulnerable children who are in a child rescue center so the little i have i will share and i believe that's the best way.
i will wind up by sharing a meal with family.
it will be great here the whole clan will be converging at one place here in vipingo coast kenya.
Expecting like a minimum of 100 people..
we shall share drinks, foods, any other things and do a Christmas Santa.
i wish my zidisha family could join me..
welcome all

dear lenders , i hope all is well to all of you. happy xmas and new year which is approachingwith me am okey fine and well doing . am enjoying my holiday here in nakuru town in nakuru county. my business is doing well this season without any problem.may you have a worderful x mas.i wish you were near, i would invite you to our nyama choma lunch. roasted meat which is very sweat. GOD BLESS YOU ALL

Its Monday morning! Working hard. I love business

to all who trusted me with their hard earned cash, am very grateful, i was able to add more inventory to my chemist shop
it has provided a source of self employment to my dear wife who just completed her studies as a nurse as she awaits to be absorbed into the national health system.
she is greatly benefiting from the family investment

Dear lenders,am very happy for your funds.The funds you have lend unto me have helped me a lot . I have managed to buy text book for class 7 and class 8.i decided to major with this two classes first, the the next loan i will buy the text books for the lest of classes. I have bought 30 text books which have helped the pupils a lot.The pupils are able to have access of text books which they never had and 3 pupils are sharing one text book. There before one book was been shared between four pupils.Lenders that is a impressive start and God bless you very much. I encourage you to continue with that spirit and you are changing many lives.i wish you a happy holiday .Enjoy it,thanks.

Merry chrismass lenders!!!! Thank you for the support you give us to see our lives better and our businesses grow.

I need to establish a new Laboratory Centre at village

these are my two weeks old chicks waiting to be sold

Thank you Holly Laird.you can have a look of my business my lenders.

Hi johnhudson,
Thank you very much for your kind comments and for the support you have given me.I have actually already bought the seedlings, prepared the land where i have been planting the seedlings before i break for Christmas.Hope that when i return after Christmas the seedlings will have germinated and almost for trans-planting.I am wishing you and your family a Happy Christmas and happy new year.Long live johnhudson.

to all my esteemed lenders
may you and your families have a very blessed Christmas season as well as the happiest and successful new year. your continued life changing acts will never be forgotten, thank you all.

dear lenders
i wish you all the happiest Christmas holiday of all times. i have to report this December has been filled by increased proceeds since people have and are increasingly purchasing clothes in preparation for the festive season. my sales has increased by 34% since January this year. thank you be blessed.

dear lenders
i would like to wish you the happiest Christmas holiday along with your families. my business has been great and i have purchased enough stock (books, pencils, pens, files, exercise books and text books )in preparation for the back to school January season. i than you for your continued support. may God bless you all.

Thank you all lenders because you have really changed my life in a way i did not believe before.

inancing a business has been one of the most challenging objectives that has to be met, but with Zidisha i was able to borrow without many preconditions like securities,
I was able to buy polythene bags at wholesale price and also increased the variety of refreshments that have seen my margin go up and hence able to boost the morale.
i have been able to pay fees for my siblings as i have been able to make good extra earnings.
I thank the zidisha team for the good work

Wow!!! Thanks very much to Zidisha you people have enabled me to secure a spacious business room for more computers. Looking forward to a blooming business now. Thanks to Zidisha.

I completed my degree course and am super excited...THE MONEY EARNED FROM MY BUSINESS ASSISTED TOWARDS MEETING MY EDUCATION REQUIREMENTS...THANK YOU ZIDISHA.