Project Updates

Congratulations on your loan being funded Sylvester. Please let your lenders know how many Jr High students join your school. Are you planning on hiring more teachers in the future? Wishing you, your family and students, a happy, healthy and prosperious new year! Mary

Hello I managed to purchase some goods for wholesale,electronics items now am able to sell more n more than before,
I have seen a big difference for I have more than 200 customers in riftvalley region.
My earnings has increased 75percent than before, the earning I have bought a vehicle for making my work easier when supplying shop to shop.
My family is proud of this loan for we can no longer say we r bankrupt ,
This round we dint even manage for holiday because job was busy .

So glad you have got your loan and you will now be comfortable cutting. I hope your business prospers. Happy New Year!

Once l got the loan from zidisha lndeed it impacted alot to my business. Firstly l added the banana stock and strawberry and apples fruit. Immediately my first sales proffit was awesome.l managed to get 85 us dollars in profit. These enabled me to buy some household because my family had expand education at a cost of 45 us dollars. The remaining l added to my savings for future betterment. Actually on my business stock l used the cash careful in that l did the same stocking twice a week, that means l got the same proffit twice a week, These has made my business running. Zidisha has impacted me positively and am greaful. Thank you zidisha

.

Thanks to zidisha my farm is in good shape. This is my tomato harvest

my sincere gratitude to my lenders, with this money lend to me i will buy a equipment such as my blood pressure machine,oximeter, new glucometer, malaria kit, hepatitis B surface antigen kit and many more to health me screen more medical cases, it will make it easy and more possible more congregate diagnoses.
thanks you more my lenders once again. May you be Blessed,
and i promise to keep my partnership with zidisha , thank you very much my lenders, you are such a wonderful and awesome friends . thank you

Thank you lenders for your support, I bought braids for my salon,and I got a good profit, I used the profits to take my kids out for Christmas and the rest for my stock,am still saving for the next repayment,thanks big,be blessed.

1. Millet:- 4bags at GHC220.00 (USD55.00) per bag = GHC880(USD220)
2. Sugar:- 2bags at GHC 180.00 (USD45.00) per bag = GHC360.00(USD90)
3. Oil:- 2 Jerry cans at GHC 130.00(USD32.5)per each =GHC320.00(USD65)
4. Beans:- 1bag at GHC320.00(USD80.00) per bag = GHC320.00 (USD80.00)
5. Wheat flour:- 2bags GHC150.00(USD37.5) per bag = GHC300.00(USD75.00)
GHC 1000 USD249.5 GHC2180 (USD530)
6. Other ingredients:- GHC123 (USD30.75)
GHC2303 (USD560.75)

I strongly believe that this particular loan will better improve my life and that of my kids and other relatives.

I should not hesitate to thank you both, Zidisha and partners. long live !!!

I received your loan of G H S 1,646.I have expanded my business with this loan.In fact,I am able to make my on time repayment of this loan.I thank you for the loan and may still need additional loan to expand my shop to a highest level after I successfully repay my second loan.This loan has brought a lot of improvement in my business.Thank you the zidisha team,and my Lenders.

This is also me, I work a lot but what I do really doesn't matter.
I have to generate some income

I cant just remember how and when this was taken but yes this is me and my worktable

Another successful four years mission

one of the most successful project I have been working on this year

And I like running too

some of the charity events I was part of

thank you lenders and would always be honest so that you would also always help me when l am in need thank you

I am so humbled,
The kindness of my lenders never ceases to amaze me, fully funded expeditiously. Please accept my sincere Thanks.
Thanks to you, the year 2017, holds a lot of promise for me, a new me, a farmer, I am so excited.
This loan will enable me lease out an acre of agricult5ural of land and enable me meet the farming expenses as I plan on directly producing the crop that i stock in my cereals outlet.
Asante Sana (means thank you from the very bottom of my heart)

I say thanks to the zinc team and a merry Christmas for the funding of my loan. I will buy the fruit drinks which my customers always ask to buy.

Thank you so much my lenders for such love showed to me.
I am going to buy dictionaries , science books both practical and theories, mathematics books both core and Electives, story books, literature books, pens, pencil, drawing books, and among others. This is going to help me to expand my business and look after my children.

Below,I have attached current photos of my potato (4acres) expected to be harvested by early February 2017.

this is a slightly used laptop worth GHC 1350

Merry Christmas to you too Thomas and thanks for everything you did make 2016 a success year for me! The loan you gave me made it possible for me to reach so over 150 customers with clean and healthy solar lamps! The Rent-to-own Program was made possible because of people like you who believed in my solar lamp distribution business to people who needed it most- poor households!

As we enter 2017, i want you to know that the success of the Rent-to-Own Program will be because of people like you who have believed in my social business. Together in 2017 we will distribute upto 1,000 solar lamps through our Rent-to-Own Program!

Wishing you a happy and Healthy New Year!

This loan will help me buy stock for my plumbing shop like pipes of differnt sizes,tread tape,force band,bend pipes ,sink,stop cork and many more.
This loan will help me get materials to work as plumber and increase my income, pay taxes,rents and help others.
IT IS MY PRAYER THAT THE MOST HIGH GOD CONTINUE TO BLESS YOU ABANDANTLY AND PROTECT YOU LENDERS,FOR YOU HAVE PUT SMILE ON MY FACE,I THANK YOU .

John - thank you for the update. I'm pleased to hear that things are going well.

Happy New Year Zidisha
The New Year's Day. A fresh start. A new chapter in life waiting to be written. New questions to be asked, embraced, and loved. Answers to be discovered and then lived in this trans formative year of delight and self-discovery. Today we carve out a quiet interlude for our-self in which to dream, pen in hand. Only dreams give birth to change.Hoping smiles from the threshold of the year to come, whispering, 'It will be happier.'

Merry Christman to you, Francis. I like very much, what you did in 2016. Go on this way in 2017 - I wish you, this will be a successfull New Year for you.
The Rent-to-Own Program is a very good idea.
Best Regards, Thomas

Francis, your work on solar lamps sounds great and reminds me of another great program (in India); I post a link here in case you are interested:

pollinateenergy.org/

Enjoy and best wishes in your endeavors.

Adrian

God bless my lenders Mr Paul and his colleagues for the great love shown to me, I wish all Zidisha team a prosperous new year in advance.
I want to inform my funders that the money is being put good use as I bought the clothes in my boutique and already all was bought and I had a profit of 9ghs from the loan 31 Ghs .
I say ayikoo to you all.

Happy Holidays, Laurie!

Hallo zidisha Lenders,i would like to take this opportunity to say thank you for the loan i was given.i did use the loan to purchase fertilizers for the plantation in the farm.The fertilizers will help to increase yields in my farm produce.i will use the increased profit to expand my farm produce hence increasing the daily income from my farm produce.i have also started poultry and i do have chicken which are layers and i do sell eggs also.my holiday has been good and there was many enjoyable ceremonies eg dancing and singing with the family members and enjoying christmas together as a family.Thank you so much zidisha lenders for your support

Congratulations on getting your loan repaid. Your project, comments and effort inspire me to continue supporting others like yourself.

Thanks zidisha for your loan you gave to me that I have just completed paying it really helped me to purchased photocopying papers for my bureau, since it was examinations period I had no problem. I also bought ink for my printers and I managed to photocopy for schools, it was a great job. From the profits I made I managed to start an ICT training and I want to furnish it more.
Thank you.

I plan to buy a 32 feet barbed wire to fence off my farm to keep off animal and human pests.The cost of the barbed wire is $ 40 in total.It will secure my crop and ensure its proper growth is not interfered with by straying cattle and other people .It will ensure a good harvest which means an improved harvest.I expect a bumper harvest and to achieve my expected revenue of $ 1,200.receive my thanks lenders to accept to fund my loan.

Merry belated Christmas. May you prosper in all your endeavors. Thanks again Lenders n Zidisha family

I used my loan to pay my tuition fees for this semester and some of my business profit was also used to buy various handouts I will need in school. Iam 100% grateful to all my cherished lenders for their endless support rendered to me. I now count myself among the Lucky once. Thank you so much... And please continue to assist me like what you are doing and I will forever be grateful to you. Thank you.

i am very grateful with Zidisha team and leaders for their support of my education.This affordable loan has help me so much.i thank you all and i need another support to lead me loan again to buy book and pay my fees.Thank you

Thanks to zidisha team. The loan i was given i paid the tuition fee for education in Masters in public health. My knowledge in Public health will help so much in my career and the same time to the community. Through my career i have motivated my children infact one of them is going for further studies in the USA and the other one just graduated with the BA in Education.

Merry Christmas TomF925! Thanks so very much for all the support you have provided so far. Thanks also for following my posts. The very first day you believed in my social enterprise and loaned me money was the day to make it possible for hundreds of household I serve have access to affordable clean energy.
The Rent –to-own program I introduced was to help families/households living on less than a dollar who continues to use kerosene for lighting have an option of lighting at an affordable cost. Many poor household I serve fail to buy a solar lamp on a cash and carry basis of $13 and this proved to be a barrier to reach the people who need it most; poor household in rural and slum communities of Chipata.
Yes since our introduction of the Rent to own program 95% of our customers pay for the lamp direct into my mobile account which makes the administrative cost very low so that our solar lamps can be sold at the lowest cost!
My Rent to Own Program is the cheapest for the customers because with them paying $0.10 every day for the lamp they save $0.04 every day from kerosene purchase and $0.2 every day from phone charging! As you say it this solar lamps are dangerous free and more healthy!
In Chipata alone, we have 82% of the population is not connected to electricity and still use traditional energy sources. Many rely on kerosene lamps for lighting. In Eastern Province alone a total of 1,200,000 still use traditional energy sources like kerosene which is harmful for their health and eats up their income! Kerosene also contributes to global warming; create risk of burns, pneumonia, and bronchitis and lung cancer.
A total of 10,000,000 people in Zambia need to be moved from Kerosene use to Solar Lamp! It’s a huge social business opportunity! Just in my Province of Eastern Province a total of 1,200,000 need to be moved from Kerosene use to Solar lamp! My Rent to Own Program has the potential to reach these customers much quicker than most models that are currently been used. With our model, even people in the most remote areas will have access to this life saving product.
How can Africa Leap and Chris Jones help? Am sure with your passion to displace kerosene use in rural and slum communities of Africa together we can do more. I have a write up of how I see my business helping 30,000 households switch from the use of kerosene to solar lamps in 2 years and over 135,000 households to benefit in the next five years impacting the lives of 790,254 in rural and slum communities! We can do this project together as partners. My social business, Africa Leap and Chris Jones!
I also suggest I send you, Africa Leap and Chris Jones my project plan and how easy it can be for me to repay the loan if it is issued by Africa leap as an Impact Investment! If you are okey by it you can provide me with the email address for Africa Leap and yourself so that I send my plan. I already have for Chris Jones and I can send it to all of you as a cc so that we both are on the same page.
Thanks for your support and your interest in my social business!

I will add more baking materials ,to be to train other people who have shown interest.
I could not hold tears of joy for the kindness you have shown me.I would like to take this opportunity to thank you all for the support, you always trust me and having confident in me humbles me a lot.God bless you and meet you at the point of you need.Alm overwhelmed with joy

I am grateful to Zididha and all the kind lenders my experience with zidisha organisation has been fantastic the loan helped my business improve to greater heights and am so happy thanks.

I am very grateful to this wonderful money lending platform that helps everyone irrespective of his or her status to achieve aims and ambitions. Thank you my lenders, Merry Xmas and happy new year.

Am sincerely grateful I received a loan of Ksh.500, the cash enabled me to purchase printing papers which I managed to 200pieces greeting cards sold them at ksh. 30 each. The profit I have saved it for my A3 colour photocopier project. May God bless you abundantly

Merry Christmas Francis! Thank you for the great pictures and stories about the customers of your new Rent-to-Own program. I suppose you keep track of daily payments through cell phone money, which is common in Zambia, but not in the US ... yet. Once again, the developing world is leading the developed world with a better, faster technology. I wonder if a picture of a customer with your lamp *and* *with* *their* *phone* would convey the concept?

Let me understand: if your customer pays $0.10/day, and the lamp costs $13, they pay it off in a little less than 5 months. I bet the cost during those 5 months is less than what they would spend on kerosene (and less dangerous and more healthy) What a great deal! How many (millions) of people in Zambia can be converted from kerosene to solar lamps? And how can we grow your business to quickly reach them all? Maybe AfricaLeap and Chris Jones can help!

Hello Lenders and Zidisha Team
Wants to take this chance to wish you all happy festive season. Thanks for for letting God use to touch many lives. May He continually preserve you and your families. Love you all.
Joseph Mwangi, Kiambu, Kenya.

Thank you very much my dear lenders and zidisha team
The year 2016 have been a blessing to me, my business is already promising thanks to your great support, in a shorter version of expression, I wouldn't have made it this far without your support
May you all have happy and lively hollydays

I would humbly like to
express my gratitude
toward you for extending
me financial help when I
was in need. I was totally
helpless at that point, but
your support proved a
boon to me. Your timely
help has saved me from a
big problem. I am obliged
to you for this timely help
of yours.
It is an old saying that in
your harder times, you
can test your friends and
relatives. I was totally
hopeless when my own
blood relations refused to
help me. For me you are
an angel who has helped
me in overcoming from
my harder times.
Friends like you are jewel
in the crown. I assure you
that whenever you need
any kind of help from me,
I will be always there for
you. I will try my best to
return the amount taken
from you at the earliest.
Thanking you once again

Merry Christmas to all my lenders and also to all members of the Zidisha team .this loan I took from Zidisha is helping me a lot and also making life more easy for me. The profit margin o f my business is moving .I thank you for the opportunity given to us to adjust installment amount may the Lord Almighty bless you all.
Thank you very much.

Wow! This was wonderful! Thanks for completing my loan.
Zidisha you are the best!
And your lenders(my lenders too) are the most kind-hearted I have met.
May God bless you all!

My barbering (hair cut) business has seen an extraordinary improvement since I was granted the first loan from Zidisha an am very grateful for such an encouragement at first time