Feb 16, 2015
Nakuru Town, Kenya
My lenders, I appreciate every sacrifice you have made to help me with my tomatoes project. The project is progressing well, as shown in the pictures of the project. I still need your assistance to market the already-ripe tomatoes and to extend the project further in order to lift the standard of living of my family and to further my studies. Thank you very much, my lenders!!!
My name is Kerry, and I am a Client Relationship Intern in Kenya. Today I had the opportunity of meeting Nicodemus, and I wanted to give you an update on how he is doing.
I met with Nicodemus at the Koja roundabout in downtown Nairobi. The roundabout is possibly one of the busiest intersections in the world. It is a swarm of Matatus (buses), piki pikis (motorcycles) and people hurrying along. I knew I would never find Nicodemus, but luckily since I am a Mizungu (foreigner) with a bicycle I am very easy to find.
Nicodemus is a tall young man, who works and studies in downtown Nairobi. He was so sweet, taking my bike for me and pushing it through the crowded streets of Nairobi. We arrived at his school within about 5 minutes. This is where NIcodemus studiesAccounting. So far Nicodemus has his 2nd section CPA and going for his 3rd, eventually he will try to go all the way up to the 6th, the highest, but he is only 23 so has plenty of time. At school he takes three night classes - Financial Accounting, Entrepreneurship, and Introduction to Law. When I asked him what his favorite he quickly responded FInancial Accounting.
Nicodemus says he has always been good in math and has a true love of numbers. He was inspired to go to this specific school, since his Pastor had studied there and recommended it. It is in the perfect location, since it's only a five minute walk from his work, where we went next. He got the job around a year ago at Ignite, which specializes in laser printing and engraviing. He said it was one of the proudest moments for him. He is very grateful for Zidisha because with the loan, he is able to pay his tuition which will help him grow within his company as well as help his mother out. He is an only child and his mother owns and runs a hardware store out in East Nairobi. He said his mother almost had to give it up when the Kenyan government was deciding to expand and pave the road. Luckily it dodged her roadside store.
Nicodemus wakes up at 4am and studies for two hours, goes to work at around 8 to 5 and then class from around 6-8. When he has free time he loves watching movies and he sings in his church choir. He even sang a bit for me! LIke all other aspects of his life, Nicodemus is determined in the choir as well. He told me he hopes to become lead singer soon.
Below are some pictures of him at work and school!
First of all may take this opportunity to sincerely thank the Zidisha community for the financial assistance they accorded me. the contribution helped me a great deal in expanding my tea farm. Now I have 3 acres of land under tea which will give me great returns in the next two years. God bless you all in your endeavors
My thanks goes to Zidisha, i managed to purchase a set of dinner plates for my catering business, i was very relieved this Saturday 14th of February 2015 when i had a function to prepare dinner for 50 people. i was very proud to use my new dinner plates for the function, this also lessen my expense for hiring of dinner plates.
This time round instead of paying for the plates, i have used the profit in saving for another item. What a great idea this is.
Constance Serwaa Nyarko
At lectures, thanks to the zidisha team.
Nairobi-kahawa Wedani, Kenya
this is one of the front shelves in the display.
Busy at work
Thank you so much for the iwriter special request. I have arrived at the cyber this morning, and I have started my research on it. I am a very hard worker, therefore you can be sure that I will do a thorough job.
About the hard disk, there are some people who specialize in data recovery here. However, most of the time, the cost is higher than the price of a new hard disk. I am holding on to the hard disk because the pictures of my children are in it, as well as most of my poems and lyrics. One day, when I am able to save enough to afford it, I will definitely recover everything.
Thank you so much for your confidence in me as well as your help. I will not let you down.
I have also attached a few images showing my school life. Otherwise, I am working hard at both ends to meet both my educational and business goals. Thank You so much dear lenders.
Dear Zidisha Members, the loan has been very resourceful in my business and my studies too. No wonder I have managed to welcome new members as well as pay my loan on time. Words alone cannot express how grateful I am for the support, inspiration and motivation from the members of this forum. I have managed to raise my school fees for the last two semesters, and still sustain my business. At the moment I am working on a plan to purchase a personal Computer before the semester ends, and I am optimistic that this will be possible.
Emmanuel Worlanyo Fometu
This is a flier i designed for Busol Ghana Limited, a business consulting firm located in Sunyani where my business operates.
When my business grow, my daughter too shall have good upbringing.
Thank You Lenders.
Just me in my shop and this is part of the second hand clothes I sell.
Sungguminasa, Gowa, Indonesia
Thank you for helping us to develop our business. Here are photos of the development of new home construction mushrooms are funded from loans zidisha. Thank you very much
Greetings all, i must confes how am glad to be a member of the zidisha platform infact i feel zidisha has been like my family since i joined lasr year in august.
you have been with me all this way and i feel that i did a very good choice of being here.
am happy to have completted my first loan which enabled me boost my bussiness of maize milling in nakuru county,and so far i thank the zidisha platform for i could not make it without your selfless support.
with my next loan i plan to start packaging the maize flour in 1kg and 2kg packets and also use part of the loan in acquiring the kenya national bureal of statictics(kebs) logo that will see me able to go market my flour in supermarkets within Nakuru and towns like Naivasha which neighbour Nakuru.
using the first loan i was able to increase stock by upto 80% from 35%, this is a great milestone i have achieved and also i have been able to hire my first 2 employees who assist me in the manufacturing and marketting of the flour.
my vision is to sell my product to every town in my country and also feed many Kenyans within reach and i know that with the support of zidisha lenders my dreams will come true.
thanks alot zidisha platform as you fund me on my second loan.
Thank you very much zidisha lending community for funding my previous loan.It has gone along way in improving my business my life and that of others around me.I managed to pay a deposit of $40 for an incubator and have done research on the proper green house to buy for my vegetable production business plan.My earnings have increased form around $60 to around $100 since i increased inventory for my chicken farm.
I am very grateful since my wife and i are about to get a baby so this has come in the right time to ensure that our child has a bright future.
Thank you very much and God bless you.
This valentine, I took my family to the national park. It was a day full of fun
Feb 15, 2015
Katheri/ Kianthumbi, Kenya
This is how I mix the animal feed to make them healthy
Hallo my zidisha family.am so happy I was able to get my pedicure basin.I love it.my clients are happy.I expect my profits to increase more so I can save for my studies.thank you my zidisha family for believing in me.goodnight
Hallo zidisha family. it has been a good day though hectic we thank God.I hope my dear lenders you will help me buy my blowdrier because I know you will believe in my dreams. Enclosed is my picture at work.good night.
This is mrembo the cow my grandpa gave me after my primary school it is a big cow now
Boston, United States
Hi Minata! I just wanted to wish you all the best in getting your loan funded. It sounds like sorrel leaves are an important vegetable. I wish we had them here in the U.S. so I could try them. Take good care of yourself and again, good luck with your loan!
Here is sandra and brenda that I am intending to sell soon
In my farm evry cow has a name now here is project...I called it so because it will raise money to purchase a laptop
I also have a page 'Rael by Design' it will help me market,also my old clients will find new readymade stuff!
Look at these outfits,that is my first and second daughters and yes, that's my work
At my shop
First installment has been posted to my A/C. Am really glad it works!
Shipment of Mouse now confirmed with a tracking number from Aliexpress China. Shipment has left China for Zambia.
Am happy having paid my second loan instalment. My chicks have feeds now and the chicken structure almost three quarters done. Thanks for your support lenders. God bless you all!
Feb 14, 2015
Thanks for keeping us informed and thanks for uploading the photos.
The fabrics look great! Is each piece enough to make one dress?
You know that now comes all the hard work of making all the dresses!
All the best
Happy valentines day to all of you Lenders and have a bless day.
Kahawa West, Kenya
I want to thank Zidisha and more so my lenders for trusting me and giving me their money to use. The money has ensured that my business runs smoothly even in this usually hard period that is the beginning of the year when I have to fulfill a number of obligations, like payment of school fees, etc. The money has enabled me to maintain my stock and use the profits to pay my side expenses. If Zidisha had not assisted me, I am sure I could have spent my working capital on personal expenses and therefore run down my business. THANK YOU so much for your assistance.
El Hadji Daouda Diagne
Glad to receive the first computer I bought with the loans used as an advance. to pay for it.
Thank you again
Thank you Julia for your visit to Makassar. We are very pleased to have the opportunity visit. Hopefully other times could come again to Makassar. Thank you very much
Terima kasih Julia atas kunjungannya ke Makassar. Kami sangat senang berkesempatan dikunjungi. Semoga dikesempatan lain bisa datang lagi ke Makassar. Terima kasih banyak
So glad this happened! I got hone and spread my new materials over the table!
I got these selections and a magazine and a chart.
Hallo my zidisha family.just want to wish you a happy valentines day today.may you enjoy it and have a great time with your loved ones.have a good day.
Products that I sell.
AT THE OFFICE
I take this opportunity to thank zidisha for making our dream come true ,we had no money to buy dewormers but we thank zidisha for giving us funds for dewormers,since then our milk production has increased greatly,each cow has increase an average of two litres of milk,this means maximum profits,I thank my wife for being with me and giving me hope no matter tha situations,I end by thanking all zidisha members for I know they have taken another step in their life,God bless zidisha,God bless you all.
Nairobi Umoja Estate, Kenya
Happy Valentine day everyone in Zidisha community.
These are special word which you people diserves. Thanks for the love you are spending to the world.
Thanks all Who Participated to my progress. My business is booming!
I had the opportunity to meet with Corsmas yesterday at his office near downtown Nairobi. There he spends his 9-5 or really 8-6 day job working as a manager for a transportation company. However in his off time he works on his own businesses, one where he sells bricks and the other he is the owner of his own bus service. He is very thankful for Zidisha lenders, since with the loans over the past year he has been able to repair his bus or "matatu" as it is called here. However after some time even the repairs were not enough to keep the old bus going, so he has sold it. Now he plans on buying a new bus hopefully with the help of Zidisha lenders. We went to the car yard where he showed me the bus he would like to purchase, and below are some photos.
Corsmas is one of the few borrowers I have met that was actually born and raised in Nairobi, though he still has strong ties to his parents' hometown in Kisumu County, around six hours from Nairobi. He is proud of his roots, which are of the Luo tribe, known to be great fishermen living on Lake Victoria. This is also the tribe of Barack Obama's father and Corsmas boasted that from his father's house he can walk down the road to get to Obama's grandmother's house where she still lives. This is also where his brick business operates from with the help of his partner and brother. They make the bricks manually with a recipe of soil, water and sun to dry them. Corsmas even lived in his village for a while twenty years ago, running in orphanage from his home.
Now he is looking forward to retiring from his career and pursuing his businesses with the help of Zidisha. The profits of his businesses will help him have a secure retirement and help out his youngest daughter with her education. He has four children total, two of which are working in Qatar. With his guidance all of his children are doing very well and so are the Zidisha members he mentors. In his free time Corsmas likes to watch football especially his team, Manchester United, and dance. He invited me to listen to some live music downtown at the Princess Hotel. Of course I accepted!
The website edgar.co.ke/ is my own design made and hand coded in every bit.
it is fully responsive and fits all major known screen resolutions
I made a portfolio section to show case some of my works mostly those on my public repository at https:// github.com/edgar4
Them migrated and merged my blog into the site i am now self hosting for the blog
thanks for the support
Feb 13, 2015
Here's me buying
Ophelia Amponsah Dankwah
Pictures of my progress
for your kindest support,in fact you have really impacted my project. I am now experiencing tremendrous growth in my business and finances. I was able to buy the mushroom grow bags, Oyster mushroom spawn and make the shelves to accomodate more compost mushroom bags. Attached to this are pictures to show my progress. Thank you very much.
Thanks ZIDISHA TEAM,
Now I will dress my clients smart.
Githurai 45, Kenya
Tahnk you, Now I know, I can grow and impact my neighborhood with freshness.
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