Thank you i received the loan.
I bought the following items:
sprayer 01 @ $25
pestcide 5l @ $20
Organic fertiliser @ $50
Hosepipe 50m @ $20
Hoes 04 @$15
Seeds 1500g @ $30
Garden folk 01 @ $10.
Thank you once again.
Regards,
Saraphina Phiri
God is great thanks to God and my dear lenders I can now rejoice that you have really boost my business through the loans you lend me I'm now using the profit to improve my business and investment and I'm still affording to pay rent and fees for my two children and I'm looking forward to opening branches in order to boost my business and maximise profit.
Hey Dennis u have a great dream, dreams r the fuel that takes us to our destinies, n a dream without action is dead it's pleasing that u have take a step towards that, work hard n determination will take u far, n never giving up despite the challenges, zidisha is the best organization anyhere,I wish u luck
Dear lenders, after receiving the loan, I purchased an EPSON printer. I'm now able to serve clients who need colored prints. Attached is the printer I purchased.
I have used the increased earning to repay my loan and also to purchase small exercise books meant for resale, which were also on high demand. Zidisha is the only place I can get the funds to grow my business.
Regards.
Am happy to report how Zidisha has made tremendous change in my business. i have been able to move the stock from $500 to $1200 in the past one year. i have been able to improve the living condition of my family.
Dear lenders, I take this moment to thank you most sincerely for opening new doors for me. The zidisha credit has contributed a lot to my business growth. May God bless you and live long to continue helping other entrepreneurs.
If I talk of good lenders in the world ,then am talking about zidisha lender.thinking of peoples around the world and saving others from puberty .in fact God bless u all.may THE GOOD LORD continued to make you all bigger and bigger
My wonderful lenders, I really salute and appreciate your contributions. Words can not explain my thanks to you but I know deep down with in my heart,each and every one of you has a space in me.I really thank you all.love you all and long live.
Very grateful to all the lenders whose generosity has successfully funded my loan. God richly bless all of you. Also very thankful to Team Zidisha for this wonderful opportunity, that is bring out the potentials in me and many others.
Thanks zidisha team for the financial support I got. Now my premise is well connected with electricity and am proud I can now work long hours hence increased income. Thanks and May God bless you to continue helping me and others too.
Thank you Zidisha members for lending me my last loan. I used it to purchase a small Dry cleaning machine.This has enabled me get an extra income which I have used to educate my First born son who is in class 2. In the process of repaying there was a challenging week but I adjusted my amount to a lesser Installment but in the following week again I increased my installment as the business was good. I am very grateful to the flexible repayment schedule which makes it easier repay possible amounts.
Once again thank you Lenders and please fund my new loan which I expect to boost my stock. Through this my Son can get education easily and my family can live well
Dear lenders, I take this moment to thank you most sincerely for opening new doors for me. The zidisha credit has contributed a lot to my business growth. May God bless you and live long to continue helping other entrepreneurs.
I would like to thank my lenders for the loan which is making a big difference in my business and my family.
My profit margin have increased by 35% from previous months .
I have gone through a hard time the last three weeks because i lost my baby.She got sick and taking her to hospital she didn't make it.My God has comforted my family and I through this hardest moments of our lives.
Thank you again Zidisha community for your support
Thank you my lenders for having been very supportive in terms of finances for my edu cation through constant advancement of loans to me.
This has really helped me to pay my huge university fees and I am very grateful. I used to find it really overwhelming having to save such amount of cash and accumulate it but I can gladly confirm that Zidisha has made my learning smooth and easier as I only pay weekly instalments with minimal pressure.
Thank you
I bought four hens at a cost of Ksh. 300 each = Ksh. 1200 and I use the rest 297 for feeds. The purchase has made difference in my output of eggs supply to the market and meet my customers de,mand in suplying them with eggs.
My earnings have inctreased from Ksh. 200 per week to 300-350 per week .
I am planning to used the increased earnings to buy more hens .In 2015 I planted beans half an acre and fetch 3 bags 90Kg at a cost of Ksh. 3000 per 90 Kg bag which I earn Ksh. 9000 that year.My neighbourhood holiday invest much in feasting of Hens and eggs as Christmas holiday approach.
I really appreciate the way you have been of great help to me for my business to stand I owe it all to you. I have been able to take my son to school and also provide jobs for other people which is my joy. I can even afford now to take my family on holiday without struggling and I am grateful to you lenders.
Thanks once more for giving me an opportunity to grow my business upto this far may God bless you abundantly.
The last loan has been of successful to me as my profits increased with a margin of 10% and with this new loan am targeting to double the profit margin to 20%. For now the season is off-peak and thus time to prepare for the peak in one month time. Thanks in advance for your support and co-ordination and may God bless you all.
With God being so good,I have been able to sell all the textiles successfully.I have managed to save up some small change I have been getting from some of my customers to help me increase my payment.
I am deeply obliged to you for the financial help you have extended to me in time of dire need. I was hard pressed for it and I had tapped almost all sources. I cannot express my gratitude in just few words. If you have not helped me on time, I would be in great trouble. Your kind assistance has simply saved me.It is very difficult to have dear lenders and friends like you these days that care for others without any reason. The help that you did will clear the obstructions that have held up the progress of my business.i will buy phones and accessories hence increasing the profit i am also looking forward to have business extension strategy ie selling reducing price, selling in-terms of wholesaler and also giving free samples to my customers. I will try my best to return your amount at my earliest possible.
Thanks soo much lenders my patience has paid off, i was soo eagerly waiting for my loan to be fully funded.
Tommorow early in the morning i will be in the market for my stock.
I expect my sales to improve and my profit to go up with a margin of 10%.
Once again thanks soo much lenders am soo happy.
Hello Shadrack! If your new modem works well, consider sharing it for profit.
Some routers will connect directly to your Huawei, then you could let people connect via WiFi at a profit. It can be tricky, you would need to select just the right router.
Regards,
Dave
Thanks To The Zidisha Team. The Money Helped Me Buy Some New Movies Into My Stock. The Business Is Doing Well And Have Increased By Atleast 10%. More Earnings I Get I Use To Educate My Younger Siblings, Thats Why I See Zidisha As A Blessing. Thank You Zidisha.
I'm glad that your Mum is recovered, and I look forward to learning your future plans, and seeing the photos of camp under coconut trees. It sounds very nice!
If you tried to go camping here in my province by the ocean in November, you would get rained on a lot. If you tried camping in province in the mountains, you might get snowed on. Really you don't want to camp in November here, unless you are a super wilderness person. With a lot of hot chocolate.
Very grateful to all the lenders whose generosity has successfully funded my second loan. God richly bless all of you. Also very thankful to Team Zidisha for this wonderful opportunity, that is bring out the potentials in me and many others.
blessed lenders i just want to say thanks for funding my loan i received the loan funds in good time and even now i have planted the banana seedlings. towards the end of next year the project will completely be well and widely established. i want to say this that when i began with zidisha i was completely job less but through the way i developed my village by using zidisha loans . It attracted alot of people everywhere and so they began to inquire of me about my education and other things so they made me famours even in the whole province of which caused one of the form manufacturing companies to employ me .although the money they pay me is too little but i accepted so that i can help other people.
Am taking this chance to thank my lenders,the loan as helped me to acquire three more new computers for my cyber cafe hence an increase in the number of customers into the business,through the zidisha lenders I have managed to take my two siblings into boarding schools. Through the zidisha lenders am opening soon the biggest cyber ever and open another branch in the neighborhood.Thanks once more am so humbled for the support you have provided to me.
Your cabbage growing is very impressive. Regarding purchasing land, is it possible when you buy a piece to do a rent to own option, you sign a contract where a percentage of your rent goes towards a down payment of the land. It is sometimes a good way to get started. I will help you with the purchase as much as I can and I hope other Zidisha members will help too. Your idea of teaching is excellent, that is a great wage to earn for an hour of work. Keep up the good work Benjamin!
Thanks very much for funding me, with this will really boost my share in the market as am planing to buy solar products, sunlite mini. This will help both the client/customer and myself. For my clients they will be able to get light to their homes as well as for their livestock. To me its gonna add the volume of my share in the market as well as boosting my total income. Thanks once again very much.
Today I made this little project a study. I talked to this neighbours who wish to plant vegetable for their kitchen garden. At a fee of 5dollars for 1hr I taught them and thy will be starting their own vegetable planting soon. Thanks I have seen the bigger picture in a small idea. Starting a training centre in future. I hope to buy my land by next year. Thank you Margaret. I see through your help many people will benefit.
I will buy a new motorbike. It will increase my profit,it will increase number of my customers and it will also create another job opportunities. Thankyou zidisha for accepting my loan application.
I will buy 6 lorries of building stones, 3 lorries of building sand and 1 lorry ot chips. It will increase love to my family because they will be sure of living in their own house soon. Thankyou zidisha for accepting my loan application i love zidisha.
Thank you very much Sir Franmiguel for fully funding my loan with this money I will enroll for my college education just to make sure I finish my degree in education arts,and I promise to work very hard in all areas to repay my loan well and do well in college thanks n God bless you.
Thanks to almighty God,am now strong like a Rock,and thanks to my Lenders too for given me financail freedom.I Was able to pay all my hospital bill through the helping hands you have been given me here.God bless you all.
am in a happy mood too because my product arrive today.My client was on my neck because i promise him that he will get it today. Am glad am able to pleased him.
Once again thank you for the loan because with this loan i was able to
increase my stock enabled me to generate an extra profit of $110 per month and hence assisting my younger sister to join secondary school who is in form one now and my older sister by catering for part payment of school fee in college which she is in second year pursue a course in Business Management.
Am also pursuing a course Bachelor of Commerce accounting option which i begun in march this year
Extra Profit of about $50 per month i was getting was always be re-invested back into the business.
John
Sep 28, 2016
Kirengero, Kenya
Largescale water melon and pumpkin farming
Sweet potatoes and pumpkin farm
Saraphina
Sep 27, 2016
Choma, Zambia
Groundnuts (peanuts), beans & other crops, and chicken feed
Thank you i received the loan.
I bought the following items:
sprayer 01 @ $25
pestcide 5l @ $20
Organic fertiliser @ $50
Hosepipe 50m @ $20
Hoes 04 @$15
Seeds 1500g @ $30
Garden folk 01 @ $10.
Thank you once again.
Regards,
Saraphina Phiri
Chelangat
Sep 26, 2016
Bomet, Kenya
Beauty cosmetic stock and m-pesa float
God is great thanks to God and my dear lenders I can now rejoice that you have really boost my business through the loans you lend me I'm now using the profit to improve my business and investment and I'm still affording to pay rent and fees for my two children and I'm looking forward to opening branches in order to boost my business and maximise profit.
Elizabeth
Sep 26, 2016
Ruiru, Kiambu County, Kenya
Dennis's Publications
Hey Dennis u have a great dream, dreams r the fuel that takes us to our destinies, n a dream without action is dead it's pleasing that u have take a step towards that, work hard n determination will take u far, n never giving up despite the challenges, zidisha is the best organization anyhere,I wish u luck
Bismark
Sep 26, 2016
Sunyani, Ghana
Locally made sandals and shoes for my shop
Local Handmade male shoes in stock. Thanks everyone for your support.
Gabriel
Sep 26, 2016
Eldoret, Kenya
Refrigerator for refreshments I sell to my cybercafé customers
Dear lenders, after receiving the loan, I purchased an EPSON printer. I'm now able to serve clients who need colored prints. Attached is the printer I purchased.
I have used the increased earning to repay my loan and also to purchase small exercise books meant for resale, which were also on high demand. Zidisha is the only place I can get the funds to grow my business.
Regards.
Duncan
Sep 26, 2016
Thika, Kenya
To stock a computer shop
Am happy to report how Zidisha has made tremendous change in my business. i have been able to move the stock from $500 to $1200 in the past one year. i have been able to improve the living condition of my family.
Boniface
Sep 26, 2016
Kangundo, Kenya
Boons restaurant
Dear lenders, I take this moment to thank you most sincerely for opening new doors for me. The zidisha credit has contributed a lot to my business growth. May God bless you and live long to continue helping other entrepreneurs.
Stephen
Sep 26, 2016
Techiman, Ghana
Security camera for my mobile money shop & niece's school fees
If I talk of good lenders in the world ,then am talking about zidisha lender.thinking of peoples around the world and saving others from puberty .in fact God bless u all.may THE GOOD LORD continued to make you all bigger and bigger
Daniel
Sep 25, 2016
Fawohoyeden, Ghana
Inventory for my electrical shop
God bless all my lenders who are part of my positive life story. I'm very much grateful. Business is doing very well
Purity
Sep 25, 2016
Meru, Kenya
Restocking my coping/printing /opening new mpesa
Happy serving my mpesa customers this evening
Nancy
Sep 25, 2016
Abetifi, Ghana
Loan to purchase a tricycle for my tilapia busines
My wonderful lenders, I really salute and appreciate your contributions. Words can not explain my thanks to you but I know deep down with in my heart,each and every one of you has a space in me.I really thank you all.love you all and long live.
Peter
Sep 25, 2016
Nairobi, Kenya
Additional computers
Very grateful to all the lenders whose generosity has successfully funded my loan. God richly bless all of you. Also very thankful to Team Zidisha for this wonderful opportunity, that is bring out the potentials in me and many others.
William
Sep 25, 2016
Nairobi, Kenya
New motorbike
.helping my wife in her shop
Caroline
Sep 25, 2016
Chebole, Kenya
Salon and cosmetics business
Thanks zidisha team for the financial support I got. Now my premise is well connected with electricity and am proud I can now work long hours hence increased income. Thanks and May God bless you to continue helping me and others too.
Gilbert
Sep 24, 2016
Siryat, Kenya
Renovating my poultry farm
Thank you Zidisha members for lending me my last loan. I used it to purchase a small Dry cleaning machine.This has enabled me get an extra income which I have used to educate my First born son who is in class 2. In the process of repaying there was a challenging week but I adjusted my amount to a lesser Installment but in the following week again I increased my installment as the business was good. I am very grateful to the flexible repayment schedule which makes it easier repay possible amounts.
Once again thank you Lenders and please fund my new loan which I expect to boost my stock. Through this my Son can get education easily and my family can live well
Agnes
Sep 23, 2016
Nyali, Kenya
Inventory of clothes to sell during the festive season
Dear lenders, I take this moment to thank you most sincerely for opening new doors for me. The zidisha credit has contributed a lot to my business growth. May God bless you and live long to continue helping other entrepreneurs.
Emmanuel
Sep 22, 2016
Donfete, Ghana
Loan to buy motorking and buy a land to grow cocoa
This my new farm project am working on.
Anthony
Sep 22, 2016
Kitale, Kenya
Buying a motorbike taxi
I would like to thank my lenders for the loan which is making a big difference in my business and my family.
My profit margin have increased by 35% from previous months .
I have gone through a hard time the last three weeks because i lost my baby.She got sick and taking her to hospital she didn't make it.My God has comforted my family and I through this hardest moments of our lives.
Thank you again Zidisha community for your support
Nancy
Sep 21, 2016
Nairobi, Kenya
Tuition for university degree in humanity
Thank you my lenders for having been very supportive in terms of finances for my edu cation through constant advancement of loans to me.
This has really helped me to pay my huge university fees and I am very grateful. I used to find it really overwhelming having to save such amount of cash and accumulate it but I can gladly confirm that Zidisha has made my learning smooth and easier as I only pay weekly instalments with minimal pressure.
Thank you
Asare
Sep 21, 2016
Sunyani, Ghana
Laptop for my project work
God richly bless all donors for always helping us
Benard
Sep 21, 2016
Bomet, Kenya
Dairy farming
I bought four hens at a cost of Ksh. 300 each = Ksh. 1200 and I use the rest 297 for feeds. The purchase has made difference in my output of eggs supply to the market and meet my customers de,mand in suplying them with eggs.
My earnings have inctreased from Ksh. 200 per week to 300-350 per week .
I am planning to used the increased earnings to buy more hens .In 2015 I planted beans half an acre and fetch 3 bags 90Kg at a cost of Ksh. 3000 per 90 Kg bag which I earn Ksh. 9000 that year.My neighbourhood holiday invest much in feasting of Hens and eggs as Christmas holiday approach.
Ruth
Sep 21, 2016
Nairobi,dagoretti Corner, Kenya
Mpesa mobile money transfer service
Hi Lenders,
I really appreciate the way you have been of great help to me for my business to stand I owe it all to you. I have been able to take my son to school and also provide jobs for other people which is my joy. I can even afford now to take my family on holiday without struggling and I am grateful to you lenders.
Thanks once more for giving me an opportunity to grow my business upto this far may God bless you abundantly.
Regards,
Ruth Musela
Said
Sep 21, 2016
Malindi, Kenya
Pay my university fees
The last loan has been of successful to me as my profits increased with a margin of 10% and with this new loan am targeting to double the profit margin to 20%. For now the season is off-peak and thus time to prepare for the peak in one month time. Thanks in advance for your support and co-ordination and may God bless you all.
Purity
Sep 20, 2016
Meru, Kenya
Restocking my coping/printing /opening new mpesa
Me and my son at my shop
Rita
Sep 20, 2016
Accra, Ghana
Loan to buy more textiles to extend my business
With God being so good,I have been able to sell all the textiles successfully.I have managed to save up some small change I have been getting from some of my customers to help me increase my payment.
Christine
Sep 20, 2016
Mombasa, Kenya
Inventory of mobile phones
I am deeply obliged to you for the financial help you have extended to me in time of dire need. I was hard pressed for it and I had tapped almost all sources. I cannot express my gratitude in just few words. If you have not helped me on time, I would be in great trouble. Your kind assistance has simply saved me.It is very difficult to have dear lenders and friends like you these days that care for others without any reason. The help that you did will clear the obstructions that have held up the progress of my business.i will buy phones and accessories hence increasing the profit i am also looking forward to have business extension strategy ie selling reducing price, selling in-terms of wholesaler and also giving free samples to my customers. I will try my best to return your amount at my earliest possible.
Once again thank you so much. God bless ..
Stephen
Sep 20, 2016
Nairobi, Kenya
Rent for new clothing stall & additional stock
Thanks soo much lenders my patience has paid off, i was soo eagerly waiting for my loan to be fully funded.
Tommorow early in the morning i will be in the market for my stock.
I expect my sales to improve and my profit to go up with a margin of 10%.
Once again thanks soo much lenders am soo happy.
Paul
Sep 20, 2016
Subukia, Kenya
Fodder crop farming
My homestead
Paul
Sep 20, 2016
Subukia, Kenya
Fodder crop farming
Intended land for fodder farming
Dave
Sep 19, 2016
Dropmore, Manitoba, Canada
Wi-fi extender
Hello Shadrack! If your new modem works well, consider sharing it for profit.
Some routers will connect directly to your Huawei, then you could let people connect via WiFi at a profit. It can be tricky, you would need to select just the right router.
Regards,
Dave
Robert
Sep 19, 2016
Olenguruone, Kenya
Video library
Thanks To The Zidisha Team. The Money Helped Me Buy Some New Movies Into My Stock. The Business Is Doing Well And Have Increased By Atleast 10%. More Earnings I Get I Use To Educate My Younger Siblings, Thats Why I See Zidisha As A Blessing. Thank You Zidisha.
KM
Sep 19, 2016
British Columbia, Canada, Canada
Purchase of camping tents
I'm glad that your Mum is recovered, and I look forward to learning your future plans, and seeing the photos of camp under coconut trees. It sounds very nice!
If you tried to go camping here in my province by the ocean in November, you would get rained on a lot. If you tried camping in province in the mountains, you might get snowed on. Really you don't want to camp in November here, unless you are a super wilderness person. With a lot of hot chocolate.
Christian
Sep 19, 2016
Accra, Ghana
To purchase building materials for building my own house
Very grateful to all the lenders whose generosity has successfully funded my second loan. God richly bless all of you. Also very thankful to Team Zidisha for this wonderful opportunity, that is bring out the potentials in me and many others.
Akua
Sep 19, 2016
Bawku, Ghana
Loan to buy phone cards
I thank you so much
Fredrick
Sep 19, 2016
Nairobi Embakasi, Kenya
Cattle farming
blessed lenders i just want to say thanks for funding my loan i received the loan funds in good time and even now i have planted the banana seedlings. towards the end of next year the project will completely be well and widely established. i want to say this that when i began with zidisha i was completely job less but through the way i developed my village by using zidisha loans . It attracted alot of people everywhere and so they began to inquire of me about my education and other things so they made me famours even in the whole province of which caused one of the form manufacturing companies to employ me .although the money they pay me is too little but i accepted so that i can help other people.
Aungo
Sep 18, 2016
Kisii, Kenya
Adding stock of cosmetics
Am taking this chance to thank my lenders,the loan as helped me to acquire three more new computers for my cyber cafe hence an increase in the number of customers into the business,through the zidisha lenders I have managed to take my two siblings into boarding schools. Through the zidisha lenders am opening soon the biggest cyber ever and open another branch in the neighborhood.Thanks once more am so humbled for the support you have provided to me.
Raya
Sep 18, 2016
Mazeras, Kenya
Cement and iron sheets to complete a home for my family
Thankyou Isabella. I really want to stay in my own house.
Agyapong
Sep 18, 2016
Atebubu, Ghana
Equipments to expand my barbering business
Happy Sunday to all Zidisha lenders.
Margaret
Sep 17, 2016
United States
Raising poultry
Your cabbage growing is very impressive. Regarding purchasing land, is it possible when you buy a piece to do a rent to own option, you sign a contract where a percentage of your rent goes towards a down payment of the land. It is sometimes a good way to get started. I will help you with the purchase as much as I can and I hope other Zidisha members will help too. Your idea of teaching is excellent, that is a great wage to earn for an hour of work. Keep up the good work Benjamin!
Johnbosco
Sep 17, 2016
Mombasa/ Bamburi, Kenya
Solar light distribution
Thanks very much for funding me, with this will really boost my share in the market as am planing to buy solar products, sunlite mini. This will help both the client/customer and myself. For my clients they will be able to get light to their homes as well as for their livestock. To me its gonna add the volume of my share in the market as well as boosting my total income. Thanks once again very much.
Benjamin
Sep 17, 2016
Kitale, Kenya
Raising poultry
Today I made this little project a study. I talked to this neighbours who wish to plant vegetable for their kitchen garden. At a fee of 5dollars for 1hr I taught them and thy will be starting their own vegetable planting soon. Thanks I have seen the bigger picture in a small idea. Starting a training centre in future. I hope to buy my land by next year. Thank you Margaret. I see through your help many people will benefit.
Isabella
Sep 17, 2016
UK, United Kingdom
Cement and iron sheets to complete a home for my family
Your home is an exciting project! I'd also love to see it taking shape.
Peter
Sep 17, 2016
Mazeras, Kenya
Cement and building stones for my house
I will buy a new motorbike. It will increase my profit,it will increase number of my customers and it will also create another job opportunities. Thankyou zidisha for accepting my loan application.
Raya
Sep 17, 2016
Mazeras, Kenya
Cement and iron sheets to complete a home for my family
I will buy 6 lorries of building stones, 3 lorries of building sand and 1 lorry ot chips. It will increase love to my family because they will be sure of living in their own house soon. Thankyou zidisha for accepting my loan application i love zidisha.
Peter
Sep 17, 2016
Nairobi, Kenya
one of my works
RobinW
Sep 17, 2016
Bonn, Germany
Cement and iron sheets to complete a home for my family
Please post some pictures of building progress from time to time, I'd love to see it developing :-)
Good luck!
Victor
Sep 16, 2016
Kahawa Wendani, Kenya
Money for college education
Thank you very much Sir Franmiguel for fully funding my loan with this money I will enroll for my college education just to make sure I finish my degree in education arts,and I promise to work very hard in all areas to repay my loan well and do well in college thanks n God bless you.
Abigail
Sep 16, 2016
Tema, Ghana
Loan for rent
Thanks to almighty God,am now strong like a Rock,and thanks to my Lenders too for given me financail freedom.I Was able to pay all my hospital bill through the helping hands you have been given me here.God bless you all.
am in a happy mood too because my product arrive today.My client was on my neck because i promise him that he will get it today. Am glad am able to pleased him.
Justin
Sep 16, 2016
Ruiru, Kenya
Clothing sales
Once again thank you for the loan because with this loan i was able to
increase my stock enabled me to generate an extra profit of $110 per month and hence assisting my younger sister to join secondary school who is in form one now and my older sister by catering for part payment of school fee in college which she is in second year pursue a course in Business Management.
Am also pursuing a course Bachelor of Commerce accounting option which i begun in march this year
Extra Profit of about $50 per month i was getting was always be re-invested back into the business.