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Buy two cows for future development of biogas

i want to thank you for the support i am happy to let you know that i have increased my profit and bonus amount from tea sales this is all out of the support you have been giving me. I now wish to increase my repayment and pay more so that the money can be of benefit to other borrowers.

Loan to buy 2 sheep and expand my farming business

Hi, l am doing quite okay and it is my sincere prayer that you are, too. My children are home for midterm and it is such a joy to have them around. l am about to clear the loan and l am grateful to my lenders and the entire Zidisha team. GOD bless you for enabling me to pay school fees for my son.

M

A loan to plant maize ,pepper,and groundnut

This is another picture at my farm.

M

A loan to plant maize ,pepper,and groundnut

This is where I harvested my crops the previous season.

Currently I have some cassava in it for family consumption.

NW

Inventory of a manual foot pump and 300 meters 1.5" pipes

Hi, my wonderful lenders. I could not hide my joy as I was going out to the nearby hardware store to purchase the pipes for my farm. I am therefore thanking you for making my project expand more through the irrigation system I am yet to start on my farm. Also, I was able to purchase the foot-pump, although I did not clear all the amount. I had to walk out with the machine plus the pipes so that I can reconnect from the river. Now, I am certain that soon I will be able to satisfy my customers' needs by supplying them with the goods from my farm. Thank you and God bless you abundantly.

Door-to-door shoe trade

L'honneur et le grand plaisir est pour moi de vous remercie pour le bien dont aviez apportés sur mon activités. Grâce aux différents prêts obtenue, mon petits commerce de chaussure commence a grandir.

The honor and the great pleasure is for me to thank you for the good which you have done for my business. Thanks to the various loans obtained, my small shoe trade begins to grow.

Translated by Google     Show original

L'honneur et le grand plaisir est pour moi de vous remercie pour le bien dont aviez apportés sur mon activités. Grâce aux différents prêts obtenue, mon petits commerce de chaussure commence a grandir.

N

School fees, and plumbing materials for plumbing jobs

I send my appreciation for the previous loan which I used in buying a plumbing plastic welding machine. This machine has opened doors to me finding many jobs. I also lease it to other plumbers when I am not using it and earn a fee from that. Thank you so much. May God continue to bless you and your families.

Buy 6.0 cable

Thanks to all my lenders. God bless you!

Loan to purchase an Epson A3 printer

This loan is to be used for paying my office rent. It will help me maintain my existing clients since I will not be relocated. It will also help me to have more new contract as people will have more confident to do business with Photo Cash Multimedia. This will increase my profit. Having more work to do also means Photo Cash Multimedia shall need additional staff to work with, hence, creating employment for others. A big thanks to my lenders and the Zidisha team for good work. Less than a day my loan was funded. I am very grateful. Robert

Tins and labels for peanut butter business

Hi dear Lenders,
Thanks for the financial funding of ksh 9057.00
Received it and am glad I will be able to purchase the tins and labels on time for end month supply.
Thanks and God bless
Lidya Awino

Farming

Dear lenders,
Thank you for funding my loan. My business has grown. I have been able to purchase a second hand laptop which my marketer is using to attain more clients for my business. I have therefore noticed profits in my business even after expenses and payment of salaries ad statutory deductions. I hope to continue in the same spirit untill my dream is finally achieved.

Recycled toner cartridge business

Good afternoon,
Hope you are doing well in the Lord. Thanks very much for the grant you gave sometimes back. My business is picking up gradually I can supply my clients with toner accessories in time than before and meet my monthly bills that were delaying to be paid.
My family are very grateful for the help. i did manage to take my daughter to a Secondary school after completion of her primary level. Am intending to purchase a smart phone to be in updates with new products in the market when I get profits from my future sales.
Kind regards,
Amos Miheso

Flour, sugar and margarine for my bakery

ZIDIIISHAAA.......Now my business is smiling at me. All because of zidisha. What a wonderful community. God bless all its LENDERS and members..

Building a house for my family

My business is moving smoothly, as well as my education, too, because of the help l do received from Zidisha. Well, l used the loan to pay my fees and that helped me to able to concentrate on more stock in my foodstuff shop, opening for my husband... this has doubled my revenue in the business, so l thank Zidisha and its lenders for the good and wonderful thing they have done in my life. May God richly bless you, my good lenders. Thank you.

Beautiful shirts

Bonsoir, Laurie,
Encore une fois merci pour l'effort que vous faites pour nous les membres. Nous en sommes très reconnaissants.
Je vous souhaite une bonne soirée et à tout moment!!!

Good evening, Laurie,
Thank you again for the effort that you make for us, the members.
We are very grateful for it.
I wish you a good evening and all the time!!!

Translated by Google     Show original

Bonsoir Laurie,
Encore une fois merci pour l'effort que vous faites pour nous les membres. Nous en sommes très reconnaissants.
Je vous souhaite une bonne soirée et à tout moment!!!

F

Loan to pay my university semester fees

Thanks, lenders, l have received the loan. God bless you.

To restock shop

Thanks Zidisha for granting me this opportunity to increase my business and improve customer service and for being there for me always. I bought cutting machine and HP 1510 printer which is going a long way in improving my customer service and increasing my profits. thanks a lot. It has increased my earnings by 10 percent and I can say it has improved my service and efficiency by 50 percent. It has also improved my living standards, I know I got a little late in paying my last installments but it's because most payments got a little delayed by some clients but all is well now. Thanks.

G

To buy farm products from farmers and sell

I thank all my lenders through God the Almighty for helping me to raise my first loan. My first loan has helped me in so many ways. A bag of millet used to be 50$ each, so it enabled me to buy 8 bags in addition to 22 bags I used to buy before. I have been able to make a profit of 15$-20$ per bag within a month. Out of the profit I made, I used some for repayment of the loan and some for taking care of my siblings' academic expenses, too. So, sincerely, I thank you very much.

Brush fire protection for my orange farm

The loan I just finished paying helped me very well in constructing fire belts around the farm as I indicated. It has helped prevent the farm from burn fire which has been a major threat of agriculture over the years. Though the threat of bush fires has been very great this year the construction of these protective belts helped as in protecting the farm against it.

Cake trays for large-scale operations

Dear Lenders,

Thank you so much for making all the effort for me to secure my Loan.
Today morning i received my Loan of kenya shillings 50,730 .
Tommorow i will start my process of purchasing the 20kg Dough second hand mixer and also purchase the cables so that the Electrician can commission it , i pray that i will start using it by this weekend God willing.
I am so greatfull for your kind gesture and ask Our good God to bless each one of you .
Loking forward to to producing Quality cakes .

Kind Regards,

Daughty

Loan to buy farming inputs,seedlings,fetilizer & chemicals

Thank you, lenders. I received the loan I was expecting of USD159.00.
I am glad to prepare rolling out my project of preparing for the next season of planting with ready money to buy farm inputs.
I will update you with the list of the items I will buy with the money.
Thank you, lenders, and the Zidisha community at large.
Regards,
George Ndungu

Career progression

Dear Lenders,

Apologies for not responding sooner.

Please note i bought chaffing dishes with loan, please see attached photos, thanks.

Thanks again :-)

Offset printer for my cybercafe

The new modern Cyber Cafe arrangement . In business every new be it small change makes a difference. With the new arrangement have attracted many customers. Thank you Zidisha without you I could not have done this.

M

Build a new compound for my cassava business

Dear Siaka,
this is certainly more difficult than the jealous uncle, but please don't let that discourage you! Remember that, even in this very website's forums, there are fellow working people in Ivory Coast and Burkina that might know a thing or two about what the law says in these cases: For example, did the sugar factory strike happen recently? Is there a limitation in time for that accusation? Are you in fact "guilty" of anything in the eyes of the law?

As to having to set up a whole new existence (again!) away from home, and coping with the jealousy in your home village... well, take heart in knowing that you have done it before! At least you don't have to worry about your family money-wise, you "just" have to earn for yourself right now. Also, last time proved that you have supporters in the village as well as the opposite, and this time too they will miss you and facilitate your return to your farm and real work.

You've certainly earned the right to be indignant and even cry a tear or two over the injustice suffered, but as you said, that is not what will get you through this. There's a lot of people here who will search for information and solutions for you, not the least the 30-40 lenders that enjoyed 96% On-Time Repayments from you, even during your most difficult time. So, again: Stay strong through this, Siaka!

Stock for my retail shop

First and foremost, I want to appreciate the Zidisha community. For sure, the loan came unexpectedly, i.e. it was funded sooner than expected. It shows the trust you have in me. Thank you all, you have made proud. I lack the right words towards you people, you are just awesome. I'm going to buy a photocopy machine for my retail shop. It will lead to expansion of my enterprise as I expect to have increased income. The income I have will also enable me to re-invest and to ensure that I make timely repayments for my loans.
Thank you all, may God reward you all abundantly.

Bicycle for transporting my soap products

Dear lenders, I am delighted to let you know that I have been able to make great strides with the last loan I took. I was able to buy more raw materials for my soap making business and this has increased my cash flow. I am looking for more funding in future so that I can achieve even more. Thank you.

Buy material for school uniforms

Working at my shop

Raising sheep

With that money I will buy sheep to fatten. A job that would allow me to have a profit of about 50000 XOF and 100000 XOF. However, all thanks go to the place of Zidisha team that continues to help us. Once again thank you, thank you and thank you!

Translated by Google     Show original

Avec cette somme je compte acheter des moutons pour engraisser. Un travail qui devrait me permettre d'avoir un bénéfice d'environ 50000 XOF et 100000 XOF. Cependant tous les remerciements vont à l'endroit de l'équipe de Zidisha qui ne cesse de nous aider. Encore une fois de plus merci , merci et merci!

Chicken feeds for my poultry

The loan of Kshs 19,800 that i previously borrowed went a great way to help me buy nails, additional timber and gather for labour cost during construction of my new chicken house structure.

Here are some of the photos of my new chicken coop.

School fees

Dear lenders,
I want to take this chance to thank all who funded this loan.In-fact it was of great help to me and my family as well.Actually,i manage to rebuy dairy cow after i lost from to rescue one of our borrow from West Gate attacked.May our forefather bless work of your hand.
Thanks in advance,
Sammy Kanja.

Purchase of camping tents

My heart is exceedingly grateful for the support i have received through the lenders. With the funds i have been able to purchase 10 tents so far and assorted games equipments for my work. Now i have a total of 50 tents.
December was a great season for my business. with the profits i was able to start building a retails shop for my wife on our piece of land and managed to pay my children's school fees in full.
I also place a down payment for the land on which i intend to build the children's orphanage. (check my profile).
Thanks you so much for your generosity!!!

Hybrid corn seeds and fertilizer for my corn farming

Good evening my dear Lenders,

Its my hope you are doing well.
I take this opportunity to thank you from the bottom of my heart for considering my loan application for funding and for fully funding it. Am humbled and thank you for your consideration.

Upon receipt of the loan, I will buy hybrid seeds which am expecting to plant within the next two - three weeks, Buy Fertilizer which will be applied during planting and four weeks after planting and again applied after seven weeks. I will also purchase foliar with the loan which will be sprayed to the corn after four weeks and the second time after seven weeks.

Lastly, I will buy a Knapsack sprayer which I will be using to spray . This will help cut on hiring costs for the same.

The loan will help me in maintaining a high quality of my corn as well as increased quantities for the same. This will translate increased returns and profits which will help me continue providing for my siblings as well as enable me use the profits to go back to college to take a course in business which I intend to join within the next six months.
The loan will also help in ensuring that through the increased outputs, I will be able to satisfy the increasing customer demands.

I once again take this opportunity to thank you for fully funding me. I hope to get the best out of the loan.May God bless you abundantly.

Thank you all.

Kind Regards,
Eliud.

Stock for my retail shop

I was able to buy a fridge for my shop after adding some money to the amou nt i received. The purchase of this fridge has helped me a great deal. I was able to sell some of the commodities that initially i was not selling. i,e sodas, green vegetables, fruits, ice creams,milk and many more perishable commodities that requires being kept in cool environment.
Ive experienced growth in my enterprise as i serve many customers now with various needs. Due to this, my earnings have also gown up slightly by 5000/= Basically i used it re-invest into my business and repay the loans that i had.
My greatest delight ever was my change in status. For once i took my children for a picnic and also i was able to move to a spacious room

Business expansion (selling second-hand clothes)

My dear lender, The Zinc Team,
I take this opportunity to register my sincere appreciation to you. Were it not for your support, my education would have stopped! Thank you so much, and may you continue being a blessing to many. Right now, am doing the business of supplying suit materials to tailors. This is a good business. I hope you will consider my newest loan application and give me a chance to prosper and grow more financially. Looking forward to hearing from you soon. Thank you.

Adding stock

At school on visiting day, 14-Feb-2016. He is doing well. He had a grade of B+.

Water purification service

You're welcome, Roy. That effort goes a long way. Please keep it up for us and never at any point feel like giving up on us. May God give you enough energy to continue with the good work, Roy.

Expanding my snail and pig farm

I always tell everyone, the Zidisha model is built on trust!!
God bless Zidisha! We will definitely fulfill our dreams.

Water purification service

Daniel,
Thank you for your kind words.... It is encouraging to know that our efforts are in fact making a difference. Good luck to you.

Introducing Mpesa business into my shop

Hi Zidisha family,
I thank you so much for the money you sent to me. It has changed my life so much and I can even now manage to pay my little brother's and my daughter's school fees. My customers have now increased by 60% since I have almost every spare part they need. This makes me a very happy man every evening because I get enough profit to move my life forward. Thank you.

Water purification service

Hello,
Sometimes I've found myself asking why I did not know about Zidisha when it was founded? Reason being, if I had been a member for less than a year and I can see the change it has brought into my life, what about being a member for years? But again I remember God's time is the best and there is always a reason for everything. My point is this: I don't have words to thank all of the Godsend angels (Founder Julia, Lenders, and Zidisha Staff at large) who are determined to eradicate poverty worldwide voluntarily. May God bless you abundantly. I can sit back and smile because my business is on the right coarse thanks to Zidisha. God bless you all.

Renovations to my vehicle-washing center

Happy for you and wishing you every success in your business.

Thanks to you all my lenders. My first loan is fully funded and waiting for disbursement.
May God bless you and the work of your hands.
Belinda.

Hi Laurie,
Thank you so much for your wishes and contribution in funding my first loan. May God richly bless you and your family.
Belinda.

A loan to start rental business

My name is now mentioned among successful entrepreneurs in my region. My life has changed for the best now. I am very proud to introduce Zidisha to the world, especially Ghanaian entrepreneurs. Indeed, I am very thankful to Zidisha staff and all lenders who together make Zidisha function. Yes! Let Zidisha grow until it hits the sky!

Rice & cereals for cereals shop

Hello Zidisha,
Once again, may I salute the Zidisha lenders for funding me again for a second loan. It will help me in funding my land, on which I'm currently growing tomatoes on one acre. The plants are one month old and I will be harvesting in early April. The loan specifically will help in buying top-up fertilizer and paying labour. I have funded around 80% and I have a deficit of around 20%, which is around KSH35000.

THANK YOU.

Regards,
Antonina

4 bales of clothes for the new stall

Today I was pleased to receive an email confirming that my loan for $210 had been fully funded.

I want to sincerely thank my lender on this loan, Paul Graham, for the extension of confidence in me and in my business idea. I am aware I cannot thank you enough until I have ensured that the monies lent to and received by me have been used for the exact purpose to which they were meant, properly accounted for and, most importantly, having repaid my loan fully, on time, when it is due and owing. I vow to make this commitment.

I also want to thank Nick-Y, a member of the Zidisha Team, who gave me helpful suggestions, as well as Joseph Bamfo Gyekye, a Zidisha member, who read my story and gave me insights.

Once again, thank you so much.

Kind regards,
Anthony Luganje

Meat mincer & refrigerator for my food business

Good morning Zidisha Team and Lenders.
Just want to wish you a happy, fruitful and blessed week ahead. May the Good Lord show His favor upon each and everyone of you and your families.
Looking forward to a good business week.
Stay Blessed.
Joseph Mwangi

To help pay for forklift training & transportion to school

Thanks to God, product has sold out successfully. I love importation! Thanks to my lenders for your support and God bless you all.

Laptop for selling my homemade soap online

Thanks to all lenders who have believed in me to lend money, this money will I use to install the telephone network and the internet and I will use the best and wise as possible. Once again thank you.

Translated by Google     Show original

Terima kasih pada semua pemberi pinjaman yang telah percaya kepada Saya untuk meminjamkan uang, uang ini akan aku pakai untuk memasang jaringan telepon dan internet dan akan saya gunakan sebaik dan sebijaksana mungkin. Sekali lagi terima kasih.

Add a new classroom building to our school

Dear Lenders,

I greatly appreciate your kindness to me and my student, teachers and the family. Thank you for your continued faithful support of my school project. As you all Lenders and the Zidisha Team really known my trustworthiness, I promise not to disappoint you anyway but to keep it up. I can now tell you that things have been changed, due to your wonderful support and your kind gesture. I have included class four (4) wooden structure earlier January of this year 2016. The school fees are also paying accordingly from the parents. So by the grace of God and you, I have completely laying all of the blocks I requested from you which is nine thousand five hundred (9500), but the block layers considered me with five hundred (500) blocks. Now I am haven a thousand of 6 inches blocks and nine thousand of 5 inches blocks. So the total blocks are ten thousand (10,000). We are in the harmattan season here but the foundation usually the below the ground, that transfers and distributes the weight of the building onto the ground, that is on-going and I hope everything will be completed by the end of this year. I don't know what to say to thank you and the Zidisha Team. I am also saying it again that, I will never let you down but continue to respect you. I hope my school will be the best among the rest. May God richly continue to bless you all.
Please, attached are the photos of my project. Thank you.