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Kikai Graphics

Hi Rapela,
Thank you for introducing me to Zidisha.
Happy new year to you.
Regards
Roy

Horticultural farming for orphanage centre

The first loan helped us buy a water pump that we planned to use for a large horticulture irrigation.Currently we realized we needed to do piping to help us,we desire to have drip irrigation gears that will help us put our pump into use,we already have a 1000 litre water tank that will work as a reservoir.

Cake trays for large-scale operations

Dear Lenders,
Happy new year to you all family.
Am fine and my family too , i dont take it for granted i thank God for making it possible.
I am back to work after closing for close to two weeks during the festive season.
My business is doing well sake for the over load on the pastry section, where my current oven can not handle the orders.
Am looking at adding an additional medium oven but the costs are prohibitive 250,000.
I am looking at how best to handle this project , when am ready i will apply for my next Loan.
Thank you so much for bringing my business this far.
God Bless.

Daughty

Arts & Crafts; Drawing & Painting Kits; Sketch Board; Spray Booth

Thank you Lenders funding my loan.
This is an achievement of what God has for me this new year.
I will be determined to work hard and move up in my life.It is indeed a new dawn to me and i will pray God to add you more good times to live to help many who need this help.
I will remain true to you.To Zidisha Family Thank you very much!
Best Regards,
Benard Singombe

Rolls of vinyl for customized branding business

Dear lenders,
I take this opportunity to thank you again for the loan you gave me.
Yesterday I received the whole amount I had requested for which was USD150.
Today I bought some heat transfer paper for T-shirts and got down to business straight away.
Thank you
Regards.
Roy R. Oddippo

Local dairy cows

once again,let me take this golden opportunity ,to thank the lenders for the support they gave me.i was very happy and appreciate the assistance greatly.i received a total of 17,920/= KES. With that funding,i was able to buy the following;
1.-2 rolls of barbed wires 480m@3500/=]7000/=KES
2.-U-nails ,4kg@200=800/=KES
3.-20 pieces of Cedar poles@260=5200/=KES
4- 2 bags of cements @750=1500/=KES
5. 2 trips of water for making the balast@120=240/=KES
6-labour charge=3000/=KES
7-Transportation of materials =180/=KES
GRAND TOTAL=17920/=KES.
That is how i used the money i was given,you would be able to see the erected fence that i will post its pictures immediately after completion.thanks alot for the good heart and the continued support.

Tuition for university degree in Education

Dear Lenders,
"A life spent making mistakes is not only more honorable, but more useful than a life spent doing nothing.

Tuition for university degree in Education

Dear Lenders
,I'm"wishing you all a fantastic New Year. May all your dreams and wishes come true .

Tuition for university degree in Education

“May Light always surround you;

Dear Lenders,
May Laughter infect you;
Your Passion resurrect you.
May Goodness inspire
your Deepest Desires.
Through all that you Reach For,
May your arms Never Tire.

Adding stock of cosmetics

I take this chance to thank all the Zidisha lenders who funded my loan,i appreciate all the efforts which you made towards the funding of the loan, it helped me to purchase one more computer and stationery's for my cyber cafe business this loan as helped me much to increase my service which i offer to my customers.my monthly turnover now as increased from ksh 9800 to ksh 11200. Thanks once more for all the support you offered to me.Through zidisha am seeing my business moving to the next level.

Adding stock

i would like to thank the investors who believed in my project and helped me improve my financial status. i was able to add stock to my business and also pay my sons school fees. being a single mother my financial status have improved and all thanks to zidisha.

Stock of bed sheets

happy new year to the entire Zidisha team and my lender and is my prayer that the good lord strengthens ,guide and prosper you as you continue to directly or indirectly affect lives and put smiles on the faces of less privilege and is my prayer that every of your hearts desires will be achieved . congratulation .

Expand my motorbike taxi business and create employment

I want to wish all you Guy's a happy New 2016. I hope you are all ok. May God give you the desire of your hearts. May all your prayers be answered through the will of God. Am also happy to have been amongst the favoured to see 2016. I pray for a healthy and prosperous year for all of us.

New Stock of Mobile Phones

Happy New year to the Zidisha Community and ALL my Lenders,...
God bless you All..

Inventory of 350 chicks & quality feeds for my chickens

Happy New Year Wendy Emlyn.May our great God Grant you and your family with good health,better finances and of course the good heart all year long to help small scale business people to grow into another level.God bless you.
Regards,
Esther.

Final year project materials

Good luck with your project, Griffin. We've been cooking with the sun here in the UK (using mirrors), so I know how powerful it is. I imagine it has much more potential in Kenya!

Colourful bonwire kente clothe

l used the loan to purchase different yarns for the current cloth l am working on now in the attachment below. it is helping me to make profit at my own pace with confidence and gives me more pricing option since the cloth is for me, thereby increasing my income.

Financial Assistance to Support Mobile Money Shop Advertisements

Its awesome coming to a successful finishing of my loan.I would therefore use this opportunity to thank the whole team of Zidisha and the lenders at large.all my success ,my moving forward ,my fruitful business, is by the kind courtesy Zidisha.
May God bless us all....
Thanks

Purchase of localy available spareparts

Part of job done !!

Heat press machine to expand my T-shirt printing business

Here are some of the T shirts!!!

Water mellon and tomato farming

Greetings from kenya, am happy to report that I received the loan of ksh.5005 from my generous lenders. The money went directly to the farming project where I have planted tomatoes. This time they are flowering in preparation for fruit production.
Thanks alot for making an impact in my life and family.
Regards, wilson.

Herbal medicine for my mobile health service

Hello my dear Lenders,
I want to acknowledge the receipt of my loan in the sum of $149. The total amount received has been used to purchase herbal and alternative medicines which will go a long way to in boosting my business.
I'm very grateful for your support and i promise to fulfill my part of the deal.
Have a great year 2016!

Construction of a chicken house and buying chickens for farming

Thank you for disbursing the loan of amount 15000 Kenyan Shillings. This will help me clear my school fee and realize my dreams. God bless.

B

Men & women boutique shop

Hi Zidisha Lenders take my heartfelt warmly greetings this morning hoping & trusting you are fine & started a good new year. The season is not bad for the business due to children are going back to school & the profit as been increased by 55%. Good day.

Loan for education

Good morning team zidisha,
Happy new year to you all,its great and pleasure to begin this new year together with zidisha as my trusted financial organization,one of my objective this January is to finish up serving my loan in time and borrow more ready to take off for the first semester,i believe with Zidisha the road to my Degree attainment is smooth,thanks zidisha for assisting young entrepreneurs to shape their life,Gideon.

To buy a bathtub, shampoo, and towel rack

2600000 Thank you very much my loan, I have received two days ago, and I used to buy equipment Menicure pedicure set of 2

Translated by Google     Show original

Terimakasih banyak pinjaman saya 2600000, telah saya terima 2 hari lalu, dan telah saya gunakan untuk membeli peralatan menicure pedicure sebanyak 2 set

A

Buying healthcare products to sell & investing in my farming

Hi lenders ,

Thank you once more. I have used the money to purchase the items ( hepatitis B& C kits, pregnancy kits ,liquid soap, gauze bandages, cotton, mask etc). Sales is gradually picking up . I have sold about 5 % already.

Thank you all lenders.

Meat mincer & refrigerator for my food business

Hello Lenders and Zidisha Team.
I take this earliest opportunity to thank you most sincerely for the loan you helped me raise. It really boosted my stock and am sure the results are good. I managed to repay the loan amount early and I feel good about it. I believe that with your help I will go far.
Looking forward to your continued support. May the Good Lord richly bless each and everyone of you.
I remain,
Joseph Mwangi.

Loan to start mushroom production

DEAR LENDERS, I WISH YOU A HAPPY NEW YEAR 2016.THANK YOU FOR ALL.

Buy chicken egg hatching machine

To all my lenders, i say thank you, thank you. The money i received i added to what i had and cultivated my 10acres land which was idle, i planted Green grams 10acres and Maize 7acres.
1.plough costed 150 dollars
2.seeds 100 dollars
3.planting 15dollars
TOTAL 265dollars

Beverage refrigerator and metal security grille for my shop

The beverage fridge show case that i purchase with the current loan and security grill

Kitchen gardens for vegetable farming

Hello lenders. Attached are pics of Andie and his shopping accompanied by his brother Alain. He reported to his new school today.

Farming, and expansion of business selling shoes

The loan i received from from zidisha has really helped improve my life. being my 4th loan my financial statues have improved and am able to assist my husbands in taking care of some of the bills. i have also been able to start a small business of supplying charcoal to a few hotels in my area and also selling to the people who use them at home in small quantities. with the charcoal business i was able to employ one person who helps me in running it as i attend to my 8 to 5 job.am hoping to grow more with your support. Thanx a lot for your support.

House building

Hi lenders. I am writing to you on the completion of my third loan. For sure i am a very happy farmer because in my last loan ï was able to raise 200 broiler chickens which did very well and my layer chickens are doing well too since i now have a steady supply. The profïts i have made so far i have invested it in an Mpesa business which is a money transfer business. I could never have achieved this without your financial support and therefore i am forever grateful to you my lenders.

Kind Regards,

Gladys Gachomba.

My daughter's school fees for form two

hello zidisha team, I am appreciating your marvelous work your are doing to my family. From the last loan I managed to pay school fees for my daughter who entered form one last year and the little remained I added stock to my vegetable grocery, up to now she is doing well in studies and am busy concentrating with my business.

Computer services shop support

Hi, I thank God that i have purchased more stoke for maize and ground nuts as it is the season for harvest. However, the progress is not bad. Just still returning my gratitude s to you people.

Gas cylinders for retail gas supplying business

Dear Lenders,
One month after the disbursement of the loan, the number of customers ordering gas from my business has increased significantly. While I used to serve an average of 20 customers in a week, now I am able to serve 25 customers since the popularity of my business has improved. In addition, the loan has helped me to order gas at better rates so that I can also sell it at subsidized prices. This is a clear indication that that my business is regaining its competitiveness.
Thank you lenders.

School fees for my boy

Hello zidisha, am so so grateful to all of zidisha family.My big thank you to you great lenders for helping me and many other needy borrowers, initially, I hadn't believed it possible to get an interest free loan online, to me it's a wonderful thing, Thank you all that has made it possible, God bless.

Increase stock of clothing and shoes

Dear Lenders,
First is to express my thank to all who lend me.I would like to say your money makes a lot of different.During this duration, have manage to started my masters degree at Kenyatta university and now am due for my end of semester exams.In addition, my business has grown so so much.
Thanks in advance,
David.

Set of studio lights

Dear Lenders thank you so much for your Moral and Financial Support 2016 is a great year full of God favor and am Living testimony I would like to adjust my weekly payments
Thank you all 2016 is a year full of Prosperity I could have make it if it was not for your trust that you had in me , I salute you all Thank you God Bless you

C

Printing machine to print documents

As proposed, I did purchase the beads in bulk to sell in wholesale and to make beauty products. The beads were giving a good returns especially when I made the beauty products like some which I had posted on my zidisha timeline earlier. My monthly sales gives me roughly $50-60. This profit ensure that I fully paid my Sep- Dec semester fees, I paiys my rent with ease, I increased stock, n above all I have been able to repay my zidisha loan in full and I did quality for the next credit. I was also able to furnish my house n bought my mother a water tank.
For the holiday, we really enjoyed because I was also able to buy something for the Christmas. I also travelled to upcountry even after the bus fare was hiked by double.
I take this opportunity to thank the zidisha team for the continued support u have given me. If it weren't for u I don't know what I would have achieved. Uve helped me financially and also ideologically. Gratitudes.

Heat press machine to expand my T-shirt printing business

Happy New Year!! I want to thank lenders for making this possible. Progress has been noted since came to know about Zidisha and am a very happy man, I want to share with you one of the caps that were made for branding purposes. The T shirts are on their way too i will post them soon. Thank you very much be blessed!!

Funds to purchase chicks (layers) for poultry farming

In line with my projected calculations, I have made my first sale of 50kgs of avocados at a profit margin of 30% already! Since Avocados are rare in the market because of elnino rains that swept most farms, I am now focusing on using my profits to do poultry farming by early next month. Thank you Zidisha!

Assistance to buy organic fertilizer for my pawpaw farm

Hey good lenders,first is to thank you so much for your kind support,the loan helped me so much ,because the fertilizer that i bought did great to my farm the pawpaw did well and the harvest was good,thank you so much and a Happy New Year 2016.

Rice & cereals for cereals shop

Hello.
Happy New Year! I take this opportunity to thank God for seeing me through 2015 and I strongly believe this year, too, blessings will flow like a river. I can't forget to thank the Zidisha group for this initiative. May the almighty God bless Zidisha and extend its territory and attract more lenders. The role played by the group is very vital to low earners and those with innovations and unfortunately not good access to loans from other financial institutions. I'm grateful. Output/returns were fairly proportional to input invested. I managed to harvest 24 bags, though I expected about 28 there. I managed to clear the loan today.

Roje mitumba shop

I really really want to thank my lenders for your great support. Am really humbled because thanks to you i was able to get stock for my second hand clothes.

D

Restocking of new ladies skirts and 3 rolls of materials

Happy New Year good lenders,i hope you had good time during the holidays, i to had a good time especially on my business ,the sales were impressive and i was able to add more stock very quickly as the season demanded ,i am so happy for this platform for granting me this opportunity,Thank you so much and good year ahead.

Tuition for university degree in Education

Dear Lenders,
First is to express my thank to all who lend me.I would like to say your money makes a lot of different not only to me,but to the whole of our family.During this duration, have manage to purchase piece of land,one Motor-bike which i used to transport goods from farmers to the market.In addition, my son has manage to join College after he completed Secondary school.
Thanks in advance,
George.

Increase stock of clothing and shoes

dear lenders
thanks Paul Buchheit for your support through in my payment of my fees. exams are due next week and next week but one for my master program. attached is a picture of me revising. may the almighty bless your abundantly. Regards David

Stocking my bridal shop

Happy new dear zidisha community.This is a other yr I thank God for the way u helped me last yr .My business is doing well n hope to do more this yr.May God bless u the whole of this yr n may it be prosperous to u.