Dear lenders,i am taking this chance to really thank you for the loan you offered me.I used the money to add ladies shoes and handbags into my shop which attracted more customers and it was easy to dress a lady from head to toe and all my customers were really happy, and they even spread the word and I get other customers who give their orders through whatsap and I deliver them.
Due to winter season in our country,
the sales decreased abruptly. this is because now every person is shopping for warm cloths like coats, trenchcoats, heavy scarfs and warm boots. So hopefully with your help I will use the next loan to add this to my stock.
Hello there i have made significant process for the last several week and the future looks very hopeful. I planted spinach and kales am getting about 600ksh every week and hope that in the next several weeks i shall hit the 1000ksh mark. thank for your investment in me it shall not got to waste.
Zidisha really helped grow my activités.mon turnover increased as my standard of living and that of my family. I intend to invite many of my friends to allow them to be part of the great family Zidisha.
Hi, the farming business was a success and I managed to irrigate the farm and the produce was great which I used to open my wines and spirits shop which with your help I was able to add stock to the shop and it is doing very well. I also paid part of my tuition fee from the profits from the farming business.
Thank you for your support.
first i take this opportunity to thank all my lenders and the whole zidisha team.
I used to purchase this loan to increase my daily stock. as i indicated in my loan application, my business of for selling snacks which are easy moving and they do not last for a day. Currently, i am able to meet most of my clients demand with alot of ease. My earnings have also increased since initially, i was not able to cater my daughter's school fees but now she has enrolled in school and she is in a baby class.
good news lenders,all my chicken are now laying eggs,am so happy....tho i must say it was not easy being patient for allmost two months,i collect 60eggs every day,which gives me kes 700 in a day,a total of kes4900 in a week,i thank God for this and thank you lenders,you guyz are heaven sent,may God bless you always.
Dear lenders and family i am very grateful for all the help you have given since i joined Zidisha. My shop has grown and the impact in my community is what i am so proud of. today, the people don't have to walk miles and distance to buy basic health care drugs all due to the help you gave me that helped me to stock the shop.
I have just finished paying the second loan, i have also finish reading the books i bought. i have had my lessons and i have taking notes of them from the ups and downs of my business.
i also now have the privilege of issuing prescription drugs from the district governments hospital to which i choose just twenty people due to my capacity but i will be increasing the number .
All these have been possible due to financial assistant you have been given me. it is therefore with much gratitude and appreciation that since i have finished repaying the previous loan that i intend to apply for further help and this time around a higher amount.
I am only humbly appealing to you again as individuals and your good offices for further help and support to help me keep up with my project...
I am grateful for all the help..
thank you..
Edward
After visiting the three Orphans in their school,I snapped a picture with them.The one at my left handside is called Kyere Enoch,the one at my right is called Boateng Joshua and the girl infront of me is called Veronica Ofosua .
Their teacher told me Veronica's performance is excellent while Boateng and Kyere's performance are averagely good.I was told by their teacher that Veronica want to be Doctor in future.When I heard that I became much pleased.
I believe the good Lord will touch the heart of Zidisha Lenders to help me finance these Orphans.
Thank you very much for the money I received from zidisha money lenders through mpesa account which was a total ksh. 9526. This money I used it to purchase shaving machine and chairs. The number of customers have increased rapidly because of quick service. This has increased my income by 30%. This has made me to offer employment to one person to reduce a lot of queuing at the work place and also to buy some after shave liniment to customers to improve the services. The money has improved the living standard to my family.
I have been able to buy more material and hire more disabled people thanks to the Zidisha loan.
I can now afford to pay a whole semester fees without worry.
Thank you very much Zidisha team.
I really appreciated about the loan given to me through Zidisha Lenders.May God richly blessed them very much.Infact,they have left me from poor state to good state.I can say,i can't live without them.
I was given $179 as my second loan.I use some of them to employ five workers who are still helping me in my cocoa growing project.I used $50 to finance three(3) orphans as far as their school is concerned.I bought each a school uniform,sandals,textbooks and paid their school feeding for a term.People in my area are praising me about what i have done to the orphans.
I used $70 to buy chemicals and fertilizer.these have helped my farm against disease infection.i have applied twice of the fertilizer on the land and it is helping my farm interms of its growth.
I added the loan to my float which enabled me to serve more customers and also bought phone accessories.this has improved my living standards and that of my two kids.my earnings increased by approximately 15%. thanks a lot to the zidisha community.
First of all i thank my lenders for the the support they gave me by helping me start a shoe business.The shoe business has changed my life in that i was able to take my two children to a good school since the profits i got were able to pay for them.Also i have interacted with other business people who have shared their ideas in how i can expand the business which will also continue changing my life.I thankyou very much for your support.
Hi lenders and Zidisha team am grateful on successful completion of my third loan of $504. The loan really did boost my life and business because i rented second stall which picked up very well until when i was forced to close it due to demolition to pave way for road expansion. With zidisha loan i have been capable to move to a more spacious house expand my business finished paying my wife college fees and am dreaming big with your continued support to start engaging in whole sale clothing business i.e buying in bulk (bales) as opposed to before where i used to pieces (lobes). Am also grateful for zidisha repayment schedule which is easy and adjustable. Looking forward to grow with you. THANKS
George
Jun 4, 2015
Mbwa Kali Estate,in Rongo Town Of Migori County, Kenya
Thank you lenders for the loan , i managed to buy the pencils and school products , my business has seen a lot of improvement and in terms of customer satisfaction and money coming in .,I cant thank you enough lenders thank you so much.
Halo
May I take this opportunity to thank Zidisha team for their Lending which they made to .
During this time I managed to meet my clients needs and purchased stationary ( printing papers ) which has helped me on doing more of balk printing to my clients and photocopying for my business since now am experiencing an increase in clients number. I again purchased internet bundles where by now i have a good number of customers browsing in my cyber. it again helped me to pay school fee for my child whom was now happy and could not miss classes .
Am again thank full for upto this moment my clients base is still good
I am too thank full to my lender and Zidisha organization at large.
Joy is currently continuing with her physiotherapy after the reconstructive surgery on her right hand which was badly disfigured as compared to her left which is pending operation after her right hand has completely healed.
To all my worthy lenders,I am happy and thankful for your kind support in my Zidisha loan that I have already received the loan.I am on my final process with the land owner to complete the paper work so that i can lease the neighboring piece of land for my agriculture farming.To all my lenders I am thanking you all for your effort to make this a successful one.Thank you and have a great week ahead.Regards.
Hello lenders. I hope you are having a good evening. I am doing well,my irrigation kit has been of very very great importance and hence my income has also improved,thank you
Thank you so much Zidisha for your continuous support. I received the Cash actually as i had applied for and right in time. A customer had placed an order of pens and pen holders while another placed an order of clocks and a three-in-one picture frame. Just as i was trying to live up to their demands, another asked for coat hangers so this is why i must say i received the cash on the time. I bought materials like pens, paints, pen holders themselves, and served my customer in time. Right now i am winding up clocks and the picture frame the deadline is soon so that i can come back to this third customer. Once again thank you for the loan because it has really boost me a great deal and it really keeps me going, thank you and God bless you.
Hey Lenders this is my second cow by the name Grace the Great its such a friendly cow even to those who takecare of them. Grace came with a bonus i know quite a number will ask what i mean if i say it comes with the bonus. Grace the great is two months pregnant thats what i meant.
Hello Lenders,
Thank you so much for lending your support and money to me once again. I have received the loan that I had put up for financing to the tune of US$100. Last minute dash but the finish line finally came through.
I have already ordered for the Leaf Springs for the new project. Likely, they will have arrived and been fixed by this Friday. I am also making arrangement for the Dumpers. So the project will be good and ready to run by weekend, God willing.
I cannot express my appreciation for your support well enough. Thank you for coming through and God bless you all richly.
i am very thankfull for the loan i received on 1st june. actualy it was apprx 57dollars. this has realy boosted the stock in my grocery shop.i did use 36dollars to by 43kg of sugar,16dollars to buy 50kg of maize floor and 5dollars to buy 5kg of cooking fat. i have lots of expectations,and i do believe that the additional stock will bring an increase to my investment. to my lenders- i do appreciate you indeed. may God bless you all
Hello lenders, today I managed to purchase new goods from the funds I borrowed, Power banks were out of stock so I used the funds to purchase cell phones which I have sold one piece already, power banks will be available in a matter of days. Below are photos of the goods.
Hello dear lenders, am so grateful that my laminating services are going on well, I started offering the services on 29th may and so far, i have been able to make almost $20. This is very positive news. Am charging around $0.6 per A4 size of paper and I ve been able to do 38pcs. Phocopy is also respoding positively and 1 rim is done already.will keep you updated on the progress.
Thank my lenders for the receipt of $167 I receiced. It has enabled me to buy raw materials for my leather work. The materials increased my profit by 7%. The increase of my earning has help me to increase my capital. If fact I am now looking forward to purchase more materials since I have been able to get orders from one local primary school for branded school bags and motorbike seat covers. This work will need a lot of raw materials to be able to complete work on time considering the school has over 300kids under bay care.
Thank you once again, I have never seen this type of micro-lending organization ever since. It has narrowed the gap between the rich and the poor.
The ZIDISHA loan helped me to expand my business by enabling me to acquire more financial resources with which I bought diversified dairy products for sale to my customers. Through the loan I also obtained a second hand bicycle that made my travels to reach customers easy. The bicycle cost 60 dollars while 22 dollars were used to increase the quantity of daily products supplied, i.e Yoghurt, cheese, UHT Milk and freshly packed milk products.The profit returns doubled and enabled me to open a clothing business for my younger brother. i also used part of the profits to pay my university fee arrears.
honestly peaking the loan I have just completed improved my Life to the better, I was able to meet the basic needs and school fees and items for my siblings. The profit increased to double figures, from the loan of Ksh 8000, I was able to make a profit of Ksh 10000. I hope with the new loan and the demand, I will be able to make more profits. Thank you so much lenders for changing lives, God bless you!
I thank my lender for the money he lend to me. It helped me to buy printing/photocopy papers for my work.
These papers increased my profit by 5%. The increase of my earning has help me to increase my capital. If fact I am now looking forward to purchase more materials since I have been able to get orders from one local primary school to be typing and printing exams.
This work will need a lot of papers and photocopy ink to be able to complete work on time considering the school has over 400pupils.
Am very grateful to my leaders for supporting me and I was able to buy the Microwave, two banner gas cooker and the thermal flask. I say thank you for your support.my customers are enjoying hot meal every day particular this cold season in Kenya and actually my sales have increased by 30% within those few week there is a great charge in sales turnover. thank you.
Dear Zidisha lenders,
I want to confirm that I received the loan of amount Ksh 18,208 which I have invested as I had planned. As depicted in the photo, I have injected the money into buying more eggs as well as cereals. 80% of the money has gone to cereals while 20% has been used to increase the stock of eggs. One week after making this investment, I am already enjoying bigger profits since my customers now have access to a wider range of commodities. I thank you sincerely for believing in me and giving me hope of success despite the hard economic times. This is a partnership that I will always treasure since it holds the key to my future business plans. Thank you Zidisha for your benevolence and trust.
Thank you for giving me this opportunity again. It is my pleasure to let my lenders know that my first loan has been so helpful to me. I have been able to continue with my classes during my final year without struggling much with my basic needs. Actually i was able to clear my exam fee in time. Also i expanded my business and right now i have two ladies who help me when i am busy in class
The loan has help in so many ways. I have been able to stock my shop with a lot of products such as rice, sugar, drinks and many others. As a result my profit margin has increased immensly. I have now been able to employ a worker to work in my store. Thanks to zidisha for all that you have done for me and my business.
Thank you very much for your great and wonderful support you gave me.The loan you gave me has helped me to move my life from one stage to another.l started from nowhere but with the helped from Zidisha and it's Lenders l am able to used my first loan to set up hair dresser salon in my home .l need hair drier to service my customer well.l hope you will continue to support me to achieve my goal.God bless you.
i take this opportunity to thank all Zidisha lenders for there support all though since i started .I have seen a big difference in my life.My business have really grown i was in a small shop and i am in a bigger one, which has helped me started other business other than cyber cafe.i have Mpesa business that has boosted my earnings,I have photocopy too.Thanks a lot for your support.My life has changed mostly thank my God because this far he has brought me is Ebenezer.My child is doing well at school and at home we are well.Thanks alot to you .
Hi lenders, I bought a photocopier machine (Kyocera Mita KM2050) with the loan that I got. This has really boosted my business and I'm repaying the loan with any struggle. Thanks to Zidisha Team.
Hey good lenders ,the previous loan that i have just concluded paying,helped me alot ,because i was able to supply the engine oil to County Government Yard for their lorries and this has helped me to win their trust for me to continue supplying the Oil ,also the welding work is doing fine and i Thank every lender who participated for the support of my business .Thank You.
Dear Laurie,
Nice to read from you again. What a pleasure. We look forward to meet and see you here in Berekum one day. It will forever be a memorable day. Aburi is a nice place with types of trees and green vegetations. You can also find African sculpture crafted in different shapes and types.
Till I hear from you, I keep praying and caring for you so much. Happy to meet a passionate person like you too..All the best and God's grace for all you aspire...
With lots of love,
Felicia
i really thank the lenders and zindisha team for the loan disbursed to me last week i have been was able to purchase a photocopy and now my business seem so efficient . am able to serve more that 25 photocopying customers and my cyber cafe has more customers . the productivity has increased.
I want to thank you for supporting me to establish new borehole pipe for my community. On the date of May 30, 2015, the Manager of Verdey Hole Digger Company Limited was with me in my community with the drilling machine. He was checking again if everything is perfect, so that it will be so easier for him on the day the project will take place.
My wonderful greetings to you dear Yelka Mikolji. May richly God bless you.
Halo my family,
I thank God so far and you for enabling my two year old enjoy farm fresh fruits,veggies and free range eggs and chicken. She loves her chicken thigh on sundays every sunday and she insists to take the other thigh to her grandma before she can eat hers. My mum-in-law the best of the best mothers in law has her own chicken but my daughter says 'mum has the best from Zishisha' She is learning to talk to Zishisha is Zidisha. Thank you soooooo much that the whole family acknowledges Zidisha has some impact in the family. Blessed week ahead
Dear lenders
My loan has indeed helped me very well...acquiring all sort of materials for my tailoring shop. Im most grateful. I know with zidisha and lenders, the future is bright
After the water pump machine which is a long term investment towards my business i am now assured to continue farming through out the year, looking forward to harvest since my products are already have a market i have contract with a certain company, i grow for them and they buy the products from me, i am also assured to always sell my products, after harvesting my earning will go back into the business, take care of my family my daughters fees my family and i we are looking to expand slowly in size of our products as recommended by the agronomist from the organization that we have a contract with
Dear lenders!
I would like to appreciate so much because before Zidisha, I used to fear taking loans, but I have realized that loans lead to success, especially the comfortably that comes with Zidisha loan. The last loan was used to purchase a new pool table and repair the old one. The pool tables have kept several youths busy, particularly my brother and cousin together with their friends. They are in a position to cater for their daily bread, and also make them come together to listen to advice especially on drug abuse. Good news is that they are changing behavior. The income has enabled me to add more money to it and now I have purchased a taxi, and have also started constructing a rental house. Since I bought the new pool table, my income doubled to approximately Kshs. 15000 a month.
In fact, the loan I offered by the help of zidisha through you the lenders will help me always pay my children's school fees on time, and they will not be sack from school anymore. This is great opportunity for everyone to help grow his or her family in future and help to achieve other projects so far as we are truthful to zidisha and our lenders.
Claire
Jun 10, 2015
Nairobi, Kenya
Winter wear
Dear lenders,i am taking this chance to really thank you for the loan you offered me.I used the money to add ladies shoes and handbags into my shop which attracted more customers and it was easy to dress a lady from head to toe and all my customers were really happy, and they even spread the word and I get other customers who give their orders through whatsap and I deliver them.
Due to winter season in our country,
the sales decreased abruptly. this is because now every person is shopping for warm cloths like coats, trenchcoats, heavy scarfs and warm boots. So hopefully with your help I will use the next loan to add this to my stock.
Muya
Jun 10, 2015
Ruai, Kenya
Need to buy watermelon seeds and fertilizer
Hello there i have made significant process for the last several week and the future looks very hopeful. I planted spinach and kales am getting about 600ksh every week and hope that in the next several weeks i shall hit the 1000ksh mark. thank for your investment in me it shall not got to waste.
Oumarou
Jun 10, 2015
Bobo-dioulasso, Burkina Faso
Maize, millet, sorghum, etc.
Zidisha really helped grow my activités.mon turnover increased as my standard of living and that of my family. I intend to invite many of my friends to allow them to be part of the great family Zidisha.
Anne
Jun 10, 2015
Nairobi, Kenya
Expansion of wines and spirits shop
Hi, the farming business was a success and I managed to irrigate the farm and the produce was great which I used to open my wines and spirits shop which with your help I was able to add stock to the shop and it is doing very well. I also paid part of my tuition fee from the profits from the farming business.
Thank you for your support.
Isaac
Jun 10, 2015
Nairobi, Kenya
Increase my stock in food retail supply
first i take this opportunity to thank all my lenders and the whole zidisha team.
I used to purchase this loan to increase my daily stock. as i indicated in my loan application, my business of for selling snacks which are easy moving and they do not last for a day. Currently, i am able to meet most of my clients demand with alot of ease. My earnings have also increased since initially, i was not able to cater my daughter's school fees but now she has enrolled in school and she is in a baby class.
Jackness
Jun 10, 2015
Nairobi, Kenya
Buying more layer chickens and enlarging poultry house
good news lenders,all my chicken are now laying eggs,am so happy....tho i must say it was not easy being patient for allmost two months,i collect 60eggs every day,which gives me kes 700 in a day,a total of kes4900 in a week,i thank God for this and thank you lenders,you guyz are heaven sent,may God bless you always.
Edward
Jun 10, 2015
Abura Dunkwa C/r, Ghana
Mini-pharmacy for my community
Dear lenders and family i am very grateful for all the help you have given since i joined Zidisha. My shop has grown and the impact in my community is what i am so proud of. today, the people don't have to walk miles and distance to buy basic health care drugs all due to the help you gave me that helped me to stock the shop.
I have just finished paying the second loan, i have also finish reading the books i bought. i have had my lessons and i have taking notes of them from the ups and downs of my business.
i also now have the privilege of issuing prescription drugs from the district governments hospital to which i choose just twenty people due to my capacity but i will be increasing the number .
All these have been possible due to financial assistant you have been given me. it is therefore with much gratitude and appreciation that since i have finished repaying the previous loan that i intend to apply for further help and this time around a higher amount.
I am only humbly appealing to you again as individuals and your good offices for further help and support to help me keep up with my project...
I am grateful for all the help..
thank you..
Edward
Ronald
Jun 10, 2015
Berekum, Ghana
Loan to prepare cocoa seedlings to sell to customers
After visiting the three Orphans in their school,I snapped a picture with them.The one at my left handside is called Kyere Enoch,the one at my right is called Boateng Joshua and the girl infront of me is called Veronica Ofosua .
Their teacher told me Veronica's performance is excellent while Boateng and Kyere's performance are averagely good.I was told by their teacher that Veronica want to be Doctor in future.When I heard that I became much pleased.
I believe the good Lord will touch the heart of Zidisha Lenders to help me finance these Orphans.
Francis
Jun 10, 2015
Siloba, Bungoma, Kenya
Chairs and shaving machine for better services
Thank you very much for the money I received from zidisha money lenders through mpesa account which was a total ksh. 9526. This money I used it to purchase shaving machine and chairs. The number of customers have increased rapidly because of quick service. This has increased my income by 30%. This has made me to offer employment to one person to reduce a lot of queuing at the work place and also to buy some after shave liniment to customers to improve the services. The money has improved the living standard to my family.
June
Jun 9, 2015
Kiambu, Kenya
Sewing machine for making sanitary pad and tampon bags
I have been able to buy more material and hire more disabled people thanks to the Zidisha loan.
I can now afford to pay a whole semester fees without worry.
Thank you very much Zidisha team.
Ronald
Jun 9, 2015
Berekum, Ghana
Loan to prepare cocoa seedlings to sell to customers
I really appreciated about the loan given to me through Zidisha Lenders.May God richly blessed them very much.Infact,they have left me from poor state to good state.I can say,i can't live without them.
I was given $179 as my second loan.I use some of them to employ five workers who are still helping me in my cocoa growing project.I used $50 to finance three(3) orphans as far as their school is concerned.I bought each a school uniform,sandals,textbooks and paid their school feeding for a term.People in my area are praising me about what i have done to the orphans.
I used $70 to buy chemicals and fertilizer.these have helped my farm against disease infection.i have applied twice of the fertilizer on the land and it is helping my farm interms of its growth.
Martin
Jun 7, 2015
Nakuru, Kenya
Bicycle for ease transportation to work
My work has gotten really more exciting since I bought the digital camera. I have increased my productivity and my engagement with my community
Priscilla
Jun 6, 2015
Keroka, Kenya
Mobile phone payment service center
I added the loan to my float which enabled me to serve more customers and also bought phone accessories.this has improved my living standards and that of my two kids.my earnings increased by approximately 15%. thanks a lot to the zidisha community.
David
Jun 6, 2015
Githurai 45 Next To Mwiki, Kenya
Kimson boutique
First of all i thank my lenders for the the support they gave me by helping me start a shoe business.The shoe business has changed my life in that i was able to take my two children to a good school since the profits i got were able to pay for them.Also i have interacted with other business people who have shared their ideas in how i can expand the business which will also continue changing my life.I thankyou very much for your support.
Duncan
Jun 6, 2015
Nairobi, Kenya
Buying and selling in wholesale
Hi lenders and Zidisha team am grateful on successful completion of my third loan of $504. The loan really did boost my life and business because i rented second stall which picked up very well until when i was forced to close it due to demolition to pave way for road expansion. With zidisha loan i have been capable to move to a more spacious house expand my business finished paying my wife college fees and am dreaming big with your continued support to start engaging in whole sale clothing business i.e buying in bulk (bales) as opposed to before where i used to pieces (lobes). Am also grateful for zidisha repayment schedule which is easy and adjustable. Looking forward to grow with you. THANKS
George
Jun 4, 2015
Mbwa Kali Estate,in Rongo Town Of Migori County, Kenya
A piece of land for poultry farming
Thank you lenders for the loan , i managed to buy the pencils and school products , my business has seen a lot of improvement and in terms of customer satisfaction and money coming in .,I cant thank you enough lenders thank you so much.
Hillary
Jun 4, 2015
Mbita, Kenya
Buying a desktop computer
Halo
May I take this opportunity to thank Zidisha team for their Lending which they made to .
During this time I managed to meet my clients needs and purchased stationary ( printing papers ) which has helped me on doing more of balk printing to my clients and photocopying for my business since now am experiencing an increase in clients number. I again purchased internet bundles where by now i have a good number of customers browsing in my cyber. it again helped me to pay school fee for my child whom was now happy and could not miss classes .
Am again thank full for upto this moment my clients base is still good
I am too thank full to my lender and Zidisha organization at large.
Beatrice
Jun 3, 2015
Busia County, Kenya
Purchasing a three in one coppier machine
Joy is currently continuing with her physiotherapy after the reconstructive surgery on her right hand which was badly disfigured as compared to her left which is pending operation after her right hand has completely healed.
Milton
Jun 3, 2015
Ugunja, Kenya
Amplifier for my music system
I received $200 today. I immediately bought an amplifier in preparation for these weekend wedding .thank you so much for the loan
Eric
Jun 3, 2015
Nsawkaw, B/a-ghana, Ghana
Loan to add more mobile phone accessories to stock my shop
The loan i received has helped me to buy more mobile phone accessories and my profit margin has increased.I thank my lender very much.
Esther
Jun 3, 2015
Kayole Estate,nairobi City, Kenya
Loan to buy quality seeds and organic manure for planting
To all my worthy lenders,I am happy and thankful for your kind support in my Zidisha loan that I have already received the loan.I am on my final process with the land owner to complete the paper work so that i can lease the neighboring piece of land for my agriculture farming.To all my lenders I am thanking you all for your effort to make this a successful one.Thank you and have a great week ahead.Regards.
Nusura
Jun 3, 2015
Koyonzo, Kenya
Introducing poultry farming
Hello lenders. I hope you are having a good evening. I am doing well,my irrigation kit has been of very very great importance and hence my income has also improved,thank you
Patricia
Jun 3, 2015
Ab 22 Phobia Spot, Ofankor, Ghana
Stock of clothing for my store
My New Brands in the Store
Evans
Jun 3, 2015
Nairrobi, Kenya
Art and craft
Thank you so much Zidisha for your continuous support. I received the Cash actually as i had applied for and right in time. A customer had placed an order of pens and pen holders while another placed an order of clocks and a three-in-one picture frame. Just as i was trying to live up to their demands, another asked for coat hangers so this is why i must say i received the cash on the time. I bought materials like pens, paints, pen holders themselves, and served my customer in time. Right now i am winding up clocks and the picture frame the deadline is soon so that i can come back to this third customer. Once again thank you for the loan because it has really boost me a great deal and it really keeps me going, thank you and God bless you.
Domnic
Jun 3, 2015
Kisumu, Kenya
Solar lamps
business is power and power is life.big thanks
Zacharia
Jun 3, 2015
Athi-river, Kenya
Dairy business
Hey Lenders this is my second cow by the name Grace the Great its such a friendly cow even to those who takecare of them. Grace came with a bonus i know quite a number will ask what i mean if i say it comes with the bonus. Grace the great is two months pregnant thats what i meant.
Andrew
Jun 3, 2015
Nairobi, Kenya
Purchase of two brand new 4x4 tyres for one of the vehicles
Hello Lenders,
Thank you so much for lending your support and money to me once again. I have received the loan that I had put up for financing to the tune of US$100. Last minute dash but the finish line finally came through.
I have already ordered for the Leaf Springs for the new project. Likely, they will have arrived and been fixed by this Friday. I am also making arrangement for the Dumpers. So the project will be good and ready to run by weekend, God willing.
I cannot express my appreciation for your support well enough. Thank you for coming through and God bless you all richly.
Pics coming up soon.
Best Regards
Jacob
Jun 3, 2015
Nakuru, Kenya
Food stock for my grocery shop
i am very thankfull for the loan i received on 1st june. actualy it was apprx 57dollars. this has realy boosted the stock in my grocery shop.i did use 36dollars to by 43kg of sugar,16dollars to buy 50kg of maize floor and 5dollars to buy 5kg of cooking fat. i have lots of expectations,and i do believe that the additional stock will bring an increase to my investment. to my lenders- i do appreciate you indeed. may God bless you all
Wilfred Njiri
Jun 3, 2015
Nairobi, Kenya
Mobile phones, school fees & home improvements
Hello lenders, today I managed to purchase new goods from the funds I borrowed, Power banks were out of stock so I used the funds to purchase cell phones which I have sold one piece already, power banks will be available in a matter of days. Below are photos of the goods.
Elizabeth Wangari
Jun 3, 2015
Kitengela, Kenya
Loan to pay for school fees for my daughter
Hello dear lenders, am so grateful that my laminating services are going on well, I started offering the services on 29th may and so far, i have been able to make almost $20. This is very positive news. Am charging around $0.6 per A4 size of paper and I ve been able to do 38pcs. Phocopy is also respoding positively and 1 rim is done already.will keep you updated on the progress.
Adika
Jun 3, 2015
Kisumu, Kenya
Adding raw materials for school bags and seat covers
Thank my lenders for the receipt of $167 I receiced. It has enabled me to buy raw materials for my leather work. The materials increased my profit by 7%. The increase of my earning has help me to increase my capital. If fact I am now looking forward to purchase more materials since I have been able to get orders from one local primary school for branded school bags and motorbike seat covers. This work will need a lot of raw materials to be able to complete work on time considering the school has over 300kids under bay care.
Thank you once again, I have never seen this type of micro-lending organization ever since. It has narrowed the gap between the rich and the poor.
Isaac
Jun 3, 2015
Nairobi, Kenya
Laptop for my online freelance writing services
The ZIDISHA loan helped me to expand my business by enabling me to acquire more financial resources with which I bought diversified dairy products for sale to my customers. Through the loan I also obtained a second hand bicycle that made my travels to reach customers easy. The bicycle cost 60 dollars while 22 dollars were used to increase the quantity of daily products supplied, i.e Yoghurt, cheese, UHT Milk and freshly packed milk products.The profit returns doubled and enabled me to open a clothing business for my younger brother. i also used part of the profits to pay my university fee arrears.
Molly
Jun 3, 2015
Nairobi, Kenya
Clothes business
honestly peaking the loan I have just completed improved my Life to the better, I was able to meet the basic needs and school fees and items for my siblings. The profit increased to double figures, from the loan of Ksh 8000, I was able to make a profit of Ksh 10000. I hope with the new loan and the demand, I will be able to make more profits. Thank you so much lenders for changing lives, God bless you!
Henry
Jun 2, 2015
Wang'uru - Huruma Village, Kenya
Stock increase
I thank my lender for the money he lend to me. It helped me to buy printing/photocopy papers for my work.
These papers increased my profit by 5%. The increase of my earning has help me to increase my capital. If fact I am now looking forward to purchase more materials since I have been able to get orders from one local primary school to be typing and printing exams.
This work will need a lot of papers and photocopy ink to be able to complete work on time considering the school has over 400pupils.
Lydiah
Jun 2, 2015
Juja, Kenya
Beverage refrigerator and metal security grille for my shop
Am very grateful to my leaders for supporting me and I was able to buy the Microwave, two banner gas cooker and the thermal flask. I say thank you for your support.my customers are enjoying hot meal every day particular this cold season in Kenya and actually my sales have increased by 30% within those few week there is a great charge in sales turnover. thank you.
Stephen
Jun 2, 2015
Nairobi, Kenya
Motorbike for transportation of commodities for retail shop
Dear Zidisha lenders,
I want to confirm that I received the loan of amount Ksh 18,208 which I have invested as I had planned. As depicted in the photo, I have injected the money into buying more eggs as well as cereals. 80% of the money has gone to cereals while 20% has been used to increase the stock of eggs. One week after making this investment, I am already enjoying bigger profits since my customers now have access to a wider range of commodities. I thank you sincerely for believing in me and giving me hope of success despite the hard economic times. This is a partnership that I will always treasure since it holds the key to my future business plans. Thank you Zidisha for your benevolence and trust.
Faith
Jun 1, 2015
Nairobi, Kenya
Educational loan
Thank you for giving me this opportunity again. It is my pleasure to let my lenders know that my first loan has been so helpful to me. I have been able to continue with my classes during my final year without struggling much with my basic needs. Actually i was able to clear my exam fee in time. Also i expanded my business and right now i have two ladies who help me when i am busy in class
Joseph
Jun 1, 2015
Berekum, Ghana
To expand my food retail shop
The loan has help in so many ways. I have been able to stock my shop with a lot of products such as rice, sugar, drinks and many others. As a result my profit margin has increased immensly. I have now been able to employ a worker to work in my store. Thanks to zidisha for all that you have done for me and my business.
Esther
Jun 1, 2015
Odorkor, Ghana
Loan to purchase hair drier for my salon
Thank you very much for your great and wonderful support you gave me.The loan you gave me has helped me to move my life from one stage to another.l started from nowhere but with the helped from Zidisha and it's Lenders l am able to used my first loan to set up hair dresser salon in my home .l need hair drier to service my customer well.l hope you will continue to support me to achieve my goal.God bless you.
Abigael
Jun 1, 2015
Kiti-nakuru, Kenya
Upgrade computers and screens
i take this opportunity to thank all Zidisha lenders for there support all though since i started .I have seen a big difference in my life.My business have really grown i was in a small shop and i am in a bigger one, which has helped me started other business other than cyber cafe.i have Mpesa business that has boosted my earnings,I have photocopy too.Thanks a lot for your support.My life has changed mostly thank my God because this far he has brought me is Ebenezer.My child is doing well at school and at home we are well.Thanks alot to you .
Joseph
Jun 1, 2015
Ruaka, Kenya
Copier machine for cyber cafe (new branch)
Hi lenders, I bought a photocopier machine (Kyocera Mita KM2050) with the loan that I got. This has really boosted my business and I'm repaying the loan with any struggle. Thanks to Zidisha Team.
Benson
Jun 1, 2015
Nakuru Kenya, Kenya
2 litres of engine oil
Hey good lenders ,the previous loan that i have just concluded paying,helped me alot ,because i was able to supply the engine oil to County Government Yard for their lorries and this has helped me to win their trust for me to continue supplying the Oil ,also the welding work is doing fine and i Thank every lender who participated for the support of my business .Thank You.
Felicia
Jun 1, 2015
Berekum, Ghana
Inventory of fruits for roadside sales
Dear Laurie,
Nice to read from you again. What a pleasure. We look forward to meet and see you here in Berekum one day. It will forever be a memorable day. Aburi is a nice place with types of trees and green vegetations. You can also find African sculpture crafted in different shapes and types.
Till I hear from you, I keep praying and caring for you so much. Happy to meet a passionate person like you too..All the best and God's grace for all you aspire...
With lots of love,
Felicia
Dickkefa
Jun 1, 2015
Dagani, Kenya
Chairs and equipments for my cyber cafe
i really thank the lenders and zindisha team for the loan disbursed to me last week i have been was able to purchase a photocopy and now my business seem so efficient . am able to serve more that 25 photocopying customers and my cyber cafe has more customers . the productivity has increased.
Eric
Jun 1, 2015
Sunyani-abesim, Ghana
Establishing new borehole pipe for my community
Dear Zidisha Team and Lenders.
I want to thank you for supporting me to establish new borehole pipe for my community. On the date of May 30, 2015, the Manager of Verdey Hole Digger Company Limited was with me in my community with the drilling machine. He was checking again if everything is perfect, so that it will be so easier for him on the day the project will take place.
My wonderful greetings to you dear Yelka Mikolji. May richly God bless you.
Dora
May 31, 2015
Kariani,muthambi Location, Kenya
Second-hand bales of clothes for resale
Halo my family,
I thank God so far and you for enabling my two year old enjoy farm fresh fruits,veggies and free range eggs and chicken. She loves her chicken thigh on sundays every sunday and she insists to take the other thigh to her grandma before she can eat hers. My mum-in-law the best of the best mothers in law has her own chicken but my daughter says 'mum has the best from Zishisha' She is learning to talk to Zishisha is Zidisha. Thank you soooooo much that the whole family acknowledges Zidisha has some impact in the family. Blessed week ahead
Abdul
May 31, 2015
Berekum, Ghana
New fashion design materials for my designing shop
Dear lenders
My loan has indeed helped me very well...acquiring all sort of materials for my tailoring shop. Im most grateful. I know with zidisha and lenders, the future is bright
Moses
May 31, 2015
Kinoo Nairobi, Kenya
To improve my poultry farm
After the water pump machine which is a long term investment towards my business i am now assured to continue farming through out the year, looking forward to harvest since my products are already have a market i have contract with a certain company, i grow for them and they buy the products from me, i am also assured to always sell my products, after harvesting my earning will go back into the business, take care of my family my daughters fees my family and i we are looking to expand slowly in size of our products as recommended by the agronomist from the organization that we have a contract with
Barnabas
May 30, 2015
Busia, Kenya
Cement, nails and iron sheets for hardware store
Dear lenders!
I would like to appreciate so much because before Zidisha, I used to fear taking loans, but I have realized that loans lead to success, especially the comfortably that comes with Zidisha loan. The last loan was used to purchase a new pool table and repair the old one. The pool tables have kept several youths busy, particularly my brother and cousin together with their friends. They are in a position to cater for their daily bread, and also make them come together to listen to advice especially on drug abuse. Good news is that they are changing behavior. The income has enabled me to add more money to it and now I have purchased a taxi, and have also started constructing a rental house. Since I bought the new pool table, my income doubled to approximately Kshs. 15000 a month.
Gideon Agyare
May 30, 2015
Tema, Comm. 16, Ghana
Taxi and transport business
In fact, the loan I offered by the help of zidisha through you the lenders will help me always pay my children's school fees on time, and they will not be sack from school anymore. This is great opportunity for everyone to help grow his or her family in future and help to achieve other projects so far as we are truthful to zidisha and our lenders.