The loan was of major benefit. Firstly, it came during the peak season of December. It enabled me to meet the high demand from my customers. I saved the extra for a rainy day. Secondly, during the low seasons of end of January, February and March, it enabled me to stay a float. I had extra cash to meet those unexpected orders. I am very glad for it.
I am so happy to the lenders who has made my business to grow.From the initial loan,i was able to buy 1 bale of ladies skirts from the main supplier.This has so far improved my daily sales compared to some months backs(before you funded me). I am extremely happy as i see more clients popping into my store for their favorite skirts and blouses.To my lenders,I promise my lenders that i will be submitting my loan as i pledged and on time through out my loan period.Than you and have a blessed Sunday.Thanks.
I am very happy and want to thank you all my lenders, Since I adjusted my repayment amount. I am very happy to have met Taylor Hanna who happens to be the ambassador for Ghana. She is a very nice person. When I first heard from her that we had to meet, I thought its because I haven't paid all the amount I took. But she met me and some of my invitees and she was so cool and nice to us, encouraging us in our education and trying to find out if we had problems with the organization so that she help explain to us. In fact, I cant thank you all enough. God bless you all.
i managed to purchase two new CPU's for the cyber, the two new CPU's have have made a great difference in that i can now serve a larger number than before with easy, without complains of slowness and hanging, thus customers are satisfied and happy, my earning have increased by 15% - 17% , i am currently saving to purchase more computer to make the number to 10 computers and renovate the place to accommodate the the number. i have managed to partner with a friend and decided to create a company that with focus no errands for the busy people working in offices or do not have the time at their disposal, it will include services like, ( bill payments, registration of business names, application of children birth certificates, shop attending for the new mothers not able to do hard work or travel etc) and plans are under way to finish the registration and commence with the new company, the holiday at the time are great as people are getting ready and preparing for the Easter holidays.
Hello my lenders. I have never regreted being part of Zidisha community. What i count is an increase in my sales and last week my stock was that big that i had to relocate to a much larger stall. My customers have grown more confident in my business because they are sure to get almost every piece of clothing design they ever wanted. The increased sales have thus enabled me to own a variety of clothing designs and as we know variety is a spice of life. As i grow in Zidisha i trust that my lenders will also cultivate in me the confidence that will bring progress and success in my business. Thank you so much lenders.
hello dear lenders, i am very happy write you this message, i have received my loan in full and i have already hit the ground running and things at the chop bar is moving on so smooth.....
thank you very much for the help for my business is actually taking real shape now.
thank you...
i received my first loan of a round ksh.8034 which helped me purchase a photocopy papers, which i have used this 2-3 months.
This helped me do photocopying easily,without handship,No customers went away due to lack of papers.thanks lenders and zidisha family for you help.
Dear lender,
Am grateful i received 40000kenya shilling as i had applied ,and am proud to inform you that i was able to buy the second hand motorcycle ,and this has helped me in transporting water pump ,vibration machine and operators to various construction site at ease .it has also reduced cost of operation ,which is an increase in profit sincerely thank-you and i look forward to working with u more and more.
Your sincerely Ephantus kariuki.
Hi all my lenders, am soo greatful of u all for
lending me generously that has improved my business in a way dat i hav variety of the products in the cosmetic such that i do satisfy most of my customers thus increasing the magin of the business. i believe once i get another loan that i hav applied i wil b able to improve it more
Thanks so much for everything.I have to admit that the business has been moving on well despite the normal ups and downs we always face in our businesses.I have managed to get more than ten students that takes a course in computer packages.Therefore I feel that I should raise the repayment from 400/= to 1000/=.
Thanks in advance
Hello my lenders, my loan helped me improve my sales so much and thanks a lot to all my lenders! It really made a difference in my life because most of the drugs that my customers need, they get faster.my income improved a lot and i hope my next loan will also work wonders like the one i have cleared.I hope you will still help me in my next loan am now applying.Thanks a lot in advance
Hi lenders,
once again i commit myself to you for the good work you play in promoting our (borrowers) economic welfare.
this was my third loan and since i acquired it i have really achieved a lot. this can be evidenced by my consistency and timely in terms of making my installments when they fall due.
I was given a loan of kshs 25000. I managed to acquire a second hand lap top but in good condition to facilitate my consultancy services.
Since acquiring the lap top, i have managed to provide my consultancy service more efficiently beacause before then, i use cyber computers and this was quite inefficient.
By this i have been able to make at least kshs 18, 000 a month. My services range includes,
- business plan writing
- Academic research project writing
-Data analysis using SPSS
I have managed to achieve this while working from home
I am using my earnings to sustain my family of one kid
i have also been saving kshs2,000 per month besides making a monthly repayment of kshs 4000.
I am also glad to say that my son joined school and from the earnings i have managed to pay him school fees.
Its amazing how Zidisha loan has boosted my business i have maintained constant flow of customers since i added phone accessories and the returns has been very high compared with previous months. Thank you esteemed Zidisha lenders for supporting my project. God bless you all
I am very grateful to the zidisha lenders for advancing me the sum of Kshs. 8130. Which I used to purchase a second hand amplifier for my public address system business. Coupled with my generator, I am able to increase my earnings from Kshs. 1000/= per event to Kshs. 1500/= per event. Am looking forward to a situation where I will be able to provide all public address requirements under one roof.
Thanks Zidisha for making my dream come true by funding me to be able to start a shoe business.I bought shoes which have been greatly lied by customers including those of children, men and women.My profits are starting to increasing since the day i started.Thank you for your support.
Thank you Zidisha i got the sum amount of 8,948. Am heading to the shop to buy a printer now. The amount you sent me last was of great help and now this will do me more things to take technology to the next level. my business is growing thanks to zidisha. am now expanding and my next step is to add computers, chairs and stationary to the business also i have an m-pesa plan. may God bless you all.
Hello team thank you team for being an inspiration to my life. My capability of transforming my business was courtesy of you. Now i Have a store for cereals where i can be able to purchase large sacks of cereals and store them well helping me to sell them on retail and be able to have enough stock for tendering to schools. I used the first loan to build a store for packing and storage. I humbly appreciate your assistance
To Zidisha (Julia,Joanna,nicole,pietje,Rainer,PDXLender,Andrew and Magnus)... I personaly want to thank you all for supported throug this strom. I can't tell you how hard I am beeing homeless with a small kids sleep in my lap trying to hold my tears wondering about how tomorrow we can continue my home renovation after the roof collaps. But with God's mercy,you guys,family and friends who supported me, now I can continue my life. I wish this storm i passed encourage me to live for a better live.
Thx again. Only God who can and will bless for everything you did.
Hello zidisha community, i bought pregnancy and HIV test kits which was on demand, the loan was timely to me. So far people have realized the tests are available once again. Am enjoying the changes, though little. GOD BLESS MY LENDERS.
Hallo! Zidisha and investors, thanks for supporting me. the loan you gave me is making a difference, now I have added a cloth-cutting machine into my work shop machinery. Thanks and may God bless you all.
the machine is a long-term asset that will ensure that my production is effective.
basically when i purchase the materials the first point they go to is to the cutting machine where they are cut into various designs and then it is the work of the tailors to now come up with suits that you see below.
Hey Lenders,
Thanks a lot for the loans you have been giving me. They have really become a blessing to my family. The loans have helped me open a milk selling business which is really doing well. It has subsidized the revenues i collect from my motorcycle business. i can now save all the income from the motorcycle as my daily family expenses are catered by the milk business.
They have also employed my wife who now does in the milk shop who was initially jobless.
Thanks once again. Greetings from my family.
Nerbat Karani.
Dear lenders I am glad to inform you that your loan has been of great help to my business. I am also proud to let u know that i obtained authorization permit for distribution from County Government Authority, I have also distributed my first order of animal feeds and sacks of fertilizer to local farmers who are now preparing their lands since the rainy season has started. Thank you esteemed lenders for granting me the loan. God bless you all
Today as always still run a business selling vegetables, loans that I have received has been used to buy vegetables like capsicum needs large and small, red onion and garlic etc. I wish all the lenders still run well without a hitch activities and continues to find success and happiness with your beloved family.
By the way, I inform you already have some friends applied for a loan from Mamunu city West Sulawesi Indonesia. Hopefully the lender can help them fund their loans.
Hari ini seperti biasa masih tetap menjalankan usaha jual beli sayur mayur, pinjaman yang sudah saya terima telah dipergunakan membeli kebutuhan sayur sayuran seperti Lombok besar dan kecil, bawang merah dan bawang putih dll. Saya doakan semoga para pemberi pinjaman tetap menjalankan aktifitasnya dengan baik tanpa hambatan serta senantiasa mendapatkan kesuksesan dan kebahagiaan bersama keluarga tercinta.
Oh iya saya informasikan sudah ada beberapa teman mengajukan pinjaman dari Mamuju Sulawesi Barat Indonesia. Semoga para pemberi pinjaman dapat membantu mereka mendanai pinjamannya.
Dear Zidisha and Lenders, thanks for your support, the loan you gave me helps me a lot, now I have added some of the cream, powder and sprain into my shop. Thanks and may God bless you all.
For now I'm doing this with the help of my mom and brother. We have already spoken to some shop owners who are ready to take some for retail. I believe the feedback from customers will be very very positive and I know that this business will grow and create job opportunities for more people. Proceeds will be ploughed back into the business. Thanks to my lender once again......
Thank you very much Zidisha. Was able to get myself a home use comb binding machine, immediately after the first three weeks on receive of my loan from Zidisha. The comb binding machine has to retain customers and gain new customers as well. Extra earnings was used to support mums trade and also purchased materials for the office, ie. Combs and egg shells.
It is umfortunate i have not been update you on the results of the last loan. it is all due to busy schedule at office. By God's grace i was able to purchased the feed and now i have healthy fowls which has increase their selling price. I really thank the lenders for supporting me with that amount. Thank you very much.
Hello,
it has been super cold this past few couple of days, this signifies the coming of the rains which the farmers and as a country we are ectastic about.
Now people can go back to their farms for the planting season, which i must say, is a good thing for my cereals retail outlet as i depend largely on the weather conditions. good weather signifies bounty harvest, a stocked retail outlet, a happy me, and an even happier clientele.
Yaaaaay, God Bless Zidisha.
Hello Zidisha am great-full for the loan you lend me. I have been able to upgrade my machines and now my customers enjoy using it cause it has increased its speed. These has made my small cyber cafe gain more customers than before though the machines at times customers exceed them. My great hope is that you will be able to lend me a much higher loan in order to add more machine . I am thankful for your help and I dream for more with your help. Yours sincerely Godfrey Otiende
Finally the rains have started to fall...hopefully it will continue...I went ahead and planted the few tomatoes that survived the scorching heat...I have another bed ready with more tomatoes and vegetables...
I am at work baking cakes that have been ordered and preparing for delivery, here are some pictures of my work, I hope lenders will support me to reach my desired Goals in my business together with my husband.
I would like to take this opportunity to thank all my Lenders and the Zidisha community for the loan.I was able to purchase the purchase local (Juakali)baking machine bigger than the one i have and the ingredients, baking flour,eggs,milk and sugar for the cakes also I reserved 600 us dollars for my wife 's college ,she will be doing diploma in comprehensive crockery starting on 13.04.2015 at St. Brendan Institute here in Eldoret Town,she is the key person in our family business since most of my time I spend in employment and more so she is the one with know how of cake and mandazi production.Am pleased that our my business is doing better rate production has increase due to bigger machine , i just thought of updating you, and above all i am so grateful for the support .I will be starting my repayments these week end God bless you.
With the loan i was given,i added a little amount of money that i had and started purchasing goods i.e rice from a wholesaler,repackage them into small affordable bags and sell them to neighbouring households.this has increased my profits and am therefore able to clear my loan and meet my other daily expenses.thankyou so much to my lender and the zidisha team for helping us.may the almighty bless you for the great job you are doing
Thank you all for the first loan. I managed to install my cyber cafe with internet from the money i got from the first loan. The internet installation in my cyber has increase my income from approximately 300/= shillings a day to 800/= shilling a day and number of customers. The increased income i have used it to buy another computer and the remaining balance i am using it to pay part of my sisters school fees.
i am very thankful for the lenders. i have managed to meet the target of my customers and the profit i made on tuesday was used to pay the hospital bill for my beloved son who was very ill of anaemia, complication in breathing, thank in- advance to all zidisha team.
regards
wambura
Thanking The Entire Zidisha Team for the first Loan.
I Invested the first loan Buying Mens Shirts at 1 Dollars and selling at 4 Dollars, trousers at 2 Dollars and selling at 5 Dollars or 4 Dollars depending in the client, Baby's Clothing buying at 1 Dollars selling at 3 Dollars,women's Dress Tops at 1 Dollar & Selling at 5 Dollars, we are doing great at the moment as customers get what they need but as the season is changing hopefully when we get the next loan soon we can stock rainy season boots,Pullovers ,Sweaters,Umbrellas so that we can make sell at this rainy season.
Thanks A lot Zidisha Team & Lenders.
I finally had the chance to meet Evans last weekend, about an hour outside of Accra. Evans works as a mason at a large construction company that is currently putting up a housing development just out of town. We met outside his work and caught a bus to his land. We check in with the owner of the land (Evans has put down half of the payment so far) and then set off.
Prampram, the beach town where Evans lives, is quiet enough. But the village of Tsopoli is positively serene. As we walk through bushes and fields, I comment on the cool coastal air – a nice relief from Accra’s sticky heat. Evans says that’s one of the reasons he moved here from his hometown of Ashaiman, a small but important transport hub. “I wanted to feel the breeze of the land.”
With his Zidisha loans, Evans has been able to put down half of the payment for his lot already. Once he purchases the land, he wants to start his own cement business. He chose this area because it is quiet and the surrounding land is family-owned (buying a plot even adjacent to government land can be a difficult process). But it is also well situated to take advantage of future development. That nearby housing project that Evans’s company is building? That’s meant to support the development of a much larger international airport. So it’s easy to see how an existing cement business could take advantage of this proximity.
Evans is constantly learning. He spends his free time at the internet café, sharpening his computer skills and learning more about the internet. And he is planning to take construction classes soon to brush up on theory and supplement his practical knowledge. To relax, he enjoys listening to music – especially R&B and Country. “Country?” I asked somewhat skeptically, a Texan myself. He asks me if I know Kenny Rogers. Yep. That’s country.
Evans is earnest and uncomplicated in the best of ways. His dream is to open his business, live quietly, and be a good husband and father. I know he is incredibly grateful for the support he has gotten from Zidisha in pursuing that dream. And he looks forward to continuing to work with lenders and build his business.
Thank you,
Taylor
Ghana Country Ambassador
Zidisha
Pictured: Evans on his land and a tree that I particularly admired.
My first zidisha loan assisted to buy four sheep, which I sold at a profit after rearing them for a period of 3 months. I used the money to pay for my accommodation in college and assisted my younger brother to raise his school fee
this far i have made it,i thank all those who participated in funding for my loan,i am very grateful since i could not have achieved this were it not for them,i have since opened a spare part selling section at my place of work and it its doing great ,i have since my profit grow to a margin i couldn't imagine,the increased earning have seen me finish paying the loan before time and hoping for a higher loan so that i can invest further into computer business,with this first profit i was able to clear all arrears in school fees for my daughter and opened up a small grocery store and doing great too
Thank you Zidisha family for the loan I got.It was Ksh9000.I have already put it in very good use.I have bought more stock of fruits and vegetables and my clients are more satisfied.Gone are the times that I would turn them back for lack of a certain product they would ask for.
I also hired some lady to work with me.She is very cordial and welcoming.I spent KSH2000 for the same.This has helped me run the store very efficiently.
I am so thankful for everything,I will keep spending it wisely and repaying in time as well.
God bless.
May I take this chance to thank all my lenders, the money that I recieved I was able to Increase my stock of clothes for sale and this has also Increased my profit whereby I have been able to Increase my stock again and hope to get more profit.
Thanks Zidisha for being there for us.
To my esteemed lenders, this is to let you know that the loan you advanced to me has boosted my business in a big way. I was able to increase my inventory which enabled me to reach more people in far and wide areas. I have now cleared it and I am applying for a second one which I believe will help me grow my business even further.
The amount that i received was 335 ghana cedis . i was able to purchase photocopy papers,flash disks,color cartridge and lamination papers from the money i received. A very thanks goes to all lenders who are helping us
Hi lenders,
Thank you for your spirited fight against poverty. I today increase my installment by kshs. 1000 toKshs. 2000. This is due to improved earnings in my business activities which includes video coverage and Editing, DVD & CD duplication among others.
Dwi
Mar 30, 2015
Tangerang, Indonesia
Cosmetic supplies for my shop
Now im embarking on an effort to make souvenirs such as pins, bross and keychains.
Translated by
Sekarang sedang memulai usaha membuat souvenir, seperti peniti/bross dan gantungan kunci
John
Mar 29, 2015
Kahawa West, Kenya
Boosting/restocking my business of selling towels
The loan was of major benefit. Firstly, it came during the peak season of December. It enabled me to meet the high demand from my customers. I saved the extra for a rainy day. Secondly, during the low seasons of end of January, February and March, it enabled me to stay a float. I had extra cash to meet those unexpected orders. I am very glad for it.
Eunice Waithera
Mar 29, 2015
Mutukanio Village,njoro District, Kenya
Warm children's wear for my secondhand clothing business
I am so happy to the lenders who has made my business to grow.From the initial loan,i was able to buy 1 bale of ladies skirts from the main supplier.This has so far improved my daily sales compared to some months backs(before you funded me). I am extremely happy as i see more clients popping into my store for their favorite skirts and blouses.To my lenders,I promise my lenders that i will be submitting my loan as i pledged and on time through out my loan period.Than you and have a blessed Sunday.Thanks.
Gideon
Mar 29, 2015
Accra, Ghana
Tuition for my university degree education
I am very happy and want to thank you all my lenders, Since I adjusted my repayment amount. I am very happy to have met Taylor Hanna who happens to be the ambassador for Ghana. She is a very nice person. When I first heard from her that we had to meet, I thought its because I haven't paid all the amount I took. But she met me and some of my invitees and she was so cool and nice to us, encouraging us in our education and trying to find out if we had problems with the organization so that she help explain to us. In fact, I cant thank you all enough. God bless you all.
Zacharia
Mar 29, 2015
Athi-river, Kenya
Dairy business
Attached are my latest photos at the shop.
Humphrey
Mar 29, 2015
Gakobu Village, Kenya
Project final phase upgrade
i managed to purchase two new CPU's for the cyber, the two new CPU's have have made a great difference in that i can now serve a larger number than before with easy, without complains of slowness and hanging, thus customers are satisfied and happy, my earning have increased by 15% - 17% , i am currently saving to purchase more computer to make the number to 10 computers and renovate the place to accommodate the the number. i have managed to partner with a friend and decided to create a company that with focus no errands for the busy people working in offices or do not have the time at their disposal, it will include services like, ( bill payments, registration of business names, application of children birth certificates, shop attending for the new mothers not able to do hard work or travel etc) and plans are under way to finish the registration and commence with the new company, the holiday at the time are great as people are getting ready and preparing for the Easter holidays.
Anthony
Mar 29, 2015
Rongai, Nairobi, Kenya
4 bales of clothes for the new stall
Hello my lenders. I have never regreted being part of Zidisha community. What i count is an increase in my sales and last week my stock was that big that i had to relocate to a much larger stall. My customers have grown more confident in my business because they are sure to get almost every piece of clothing design they ever wanted. The increased sales have thus enabled me to own a variety of clothing designs and as we know variety is a spice of life. As i grow in Zidisha i trust that my lenders will also cultivate in me the confidence that will bring progress and success in my business. Thank you so much lenders.
Sarah
Mar 28, 2015
Madina, Accra, Ghana, Ghana
My mini restaurant business
hello dear lenders, i am very happy write you this message, i have received my loan in full and i have already hit the ground running and things at the chop bar is moving on so smooth.....
thank you very much for the help for my business is actually taking real shape now.
thank you...
Simon
Mar 28, 2015
Nakuru, Kenya
To purchase one more computer and stationeries
i received my first loan of a round ksh.8034 which helped me purchase a photocopy papers, which i have used this 2-3 months.
This helped me do photocopying easily,without handship,No customers went away due to lack of papers.thanks lenders and zidisha family for you help.
Ephantus
Mar 28, 2015
Utawala, Kenya
Buy a hand driven compactor
Dear lender,
Am grateful i received 40000kenya shilling as i had applied ,and am proud to inform you that i was able to buy the second hand motorcycle ,and this has helped me in transporting water pump ,vibration machine and operators to various construction site at ease .it has also reduced cost of operation ,which is an increase in profit sincerely thank-you and i look forward to working with u more and more.
Your sincerely Ephantus kariuki.
Harun
Mar 28, 2015
Nakuru Racecource, Kenya
Cosmetics, hair salon, and M-Pesa
Hi all my lenders, am soo greatful of u all for
lending me generously that has improved my business in a way dat i hav variety of the products in the cosmetic such that i do satisfy most of my customers thus increasing the magin of the business. i believe once i get another loan that i hav applied i wil b able to improve it more
Pius
Mar 28, 2015
Nairobi, Kenya
Buying a photocopy machine for computer repair business
Thanks so much for everything.I have to admit that the business has been moving on well despite the normal ups and downs we always face in our businesses.I have managed to get more than ten students that takes a course in computer packages.Therefore I feel that I should raise the repayment from 400/= to 1000/=.
Thanks in advance
Alice
Mar 28, 2015
Nairobi, Kenya
Purchase more medicine and shelves for pharmacy
Hello my lenders, my loan helped me improve my sales so much and thanks a lot to all my lenders! It really made a difference in my life because most of the drugs that my customers need, they get faster.my income improved a lot and i hope my next loan will also work wonders like the one i have cleared.I hope you will still help me in my next loan am now applying.Thanks a lot in advance
Joel
Mar 28, 2015
Nakuru, Kenya
Printer and laptop to enable me work home more conveniently
Hi lenders,
once again i commit myself to you for the good work you play in promoting our (borrowers) economic welfare.
this was my third loan and since i acquired it i have really achieved a lot. this can be evidenced by my consistency and timely in terms of making my installments when they fall due.
I was given a loan of kshs 25000. I managed to acquire a second hand lap top but in good condition to facilitate my consultancy services.
Since acquiring the lap top, i have managed to provide my consultancy service more efficiently beacause before then, i use cyber computers and this was quite inefficient.
By this i have been able to make at least kshs 18, 000 a month. My services range includes,
- business plan writing
- Academic research project writing
-Data analysis using SPSS
I have managed to achieve this while working from home
I am using my earnings to sustain my family of one kid
i have also been saving kshs2,000 per month besides making a monthly repayment of kshs 4000.
I am also glad to say that my son joined school and from the earnings i have managed to pay him school fees.
Pius
Mar 28, 2015
Thika, Kenya
Purchase of fast moving mobile phones for my shop
Its amazing how Zidisha loan has boosted my business i have maintained constant flow of customers since i added phone accessories and the returns has been very high compared with previous months. Thank you esteemed Zidisha lenders for supporting my project. God bless you all
Mumalasi
Mar 28, 2015
Sabatia, Kenya
Buying of public address system for hire
I am very grateful to the zidisha lenders for advancing me the sum of Kshs. 8130. Which I used to purchase a second hand amplifier for my public address system business. Coupled with my generator, I am able to increase my earnings from Kshs. 1000/= per event to Kshs. 1500/= per event. Am looking forward to a situation where I will be able to provide all public address requirements under one roof.
Ida
Mar 28, 2015
Kikuyu, Kenya
Online marketing for my nail & spa services
Thanks for the disbursed loan. I have received it in good time.
I have already purchased some new supplies and colors.
Thanks alot!
David
Mar 28, 2015
Githurai 45 Next To Mwiki, Kenya
Kimson boutique
Thanks Zidisha for making my dream come true by funding me to be able to start a shoe business.I bought shoes which have been greatly lied by customers including those of children, men and women.My profits are starting to increasing since the day i started.Thank you for your support.
Herman
Mar 28, 2015
Nairobi, Kenya
Moving technology to the next leval
Thank you Zidisha i got the sum amount of 8,948. Am heading to the shop to buy a printer now. The amount you sent me last was of great help and now this will do me more things to take technology to the next level. my business is growing thanks to zidisha. am now expanding and my next step is to add computers, chairs and stationary to the business also i have an m-pesa plan. may God bless you all.
Lewishemedi
Mar 27, 2015
Kisii, Kenya
Store for my cereals
Hello team thank you team for being an inspiration to my life. My capability of transforming my business was courtesy of you. Now i Have a store for cereals where i can be able to purchase large sacks of cereals and store them well helping me to sell them on retail and be able to have enough stock for tendering to schools. I used the first loan to build a store for packing and storage. I humbly appreciate your assistance
Wiwik
Mar 27, 2015
Pamulang, Indonesia
Buying materials to fix roof for catering business
To Zidisha (Julia,Joanna,nicole,pietje,Rainer,PDXLender,Andrew and Magnus)... I personaly want to thank you all for supported throug this strom. I can't tell you how hard I am beeing homeless with a small kids sleep in my lap trying to hold my tears wondering about how tomorrow we can continue my home renovation after the roof collaps. But with God's mercy,you guys,family and friends who supported me, now I can continue my life. I wish this storm i passed encourage me to live for a better live.
Thx again. Only God who can and will bless for everything you did.
My warm hug from Pamulang
Wiwik
Amon
Mar 27, 2015
Sigona, Kenya
Machine for diagnosing TB
Hello zidisha community, i bought pregnancy and HIV test kits which was on demand, the loan was timely to me. So far people have realized the tests are available once again. Am enjoying the changes, though little. GOD BLESS MY LENDERS.
Derrick
Mar 27, 2015
Nairobi, Kenya
New industrial overlock machine
Hallo! Zidisha and investors, thanks for supporting me. the loan you gave me is making a difference, now I have added a cloth-cutting machine into my work shop machinery. Thanks and may God bless you all.
the machine is a long-term asset that will ensure that my production is effective.
basically when i purchase the materials the first point they go to is to the cutting machine where they are cut into various designs and then it is the work of the tailors to now come up with suits that you see below.
Nerbat
Mar 27, 2015
Nairobi, Ongata Rongai, Kenya
Add more milk and expand the shop space
Hey Lenders,
Thanks a lot for the loans you have been giving me. They have really become a blessing to my family. The loans have helped me open a milk selling business which is really doing well. It has subsidized the revenues i collect from my motorcycle business. i can now save all the income from the motorcycle as my daily family expenses are catered by the milk business.
They have also employed my wife who now does in the milk shop who was initially jobless.
Thanks once again. Greetings from my family.
Nerbat Karani.
Jane
Mar 27, 2015
Mombasa, Kenya
Buying equipment & stationery for my cybercafé
Hi my lenders,i would like to thank you for your generous contribution towards my business. it has really picked and these are some of my students.
Fredrick
Mar 27, 2015
Thika, Kenya
Distributing quality feeds and fertilizer to local farmers
Dear lenders I am glad to inform you that your loan has been of great help to my business. I am also proud to let u know that i obtained authorization permit for distribution from County Government Authority, I have also distributed my first order of animal feeds and sacks of fertilizer to local farmers who are now preparing their lands since the rainy season has started. Thank you esteemed lenders for granting me the loan. God bless you all
Maryani
Mar 26, 2015
Kota Mamuju Sulawesi Barat, Indonesia
Purchase of local vegetables for sale on the market before eid.
Dear Lender, how are you today
Today as always still run a business selling vegetables, loans that I have received has been used to buy vegetables like capsicum needs large and small, red onion and garlic etc. I wish all the lenders still run well without a hitch activities and continues to find success and happiness with your beloved family.
By the way, I inform you already have some friends applied for a loan from Mamunu city West Sulawesi Indonesia. Hopefully the lender can help them fund their loans.
Translated by
Dear Lender, how are you today.
Hari ini seperti biasa masih tetap menjalankan usaha jual beli sayur mayur, pinjaman yang sudah saya terima telah dipergunakan membeli kebutuhan sayur sayuran seperti Lombok besar dan kecil, bawang merah dan bawang putih dll. Saya doakan semoga para pemberi pinjaman tetap menjalankan aktifitasnya dengan baik tanpa hambatan serta senantiasa mendapatkan kesuksesan dan kebahagiaan bersama keluarga tercinta.
Oh iya saya informasikan sudah ada beberapa teman mengajukan pinjaman dari Mamuju Sulawesi Barat Indonesia. Semoga para pemberi pinjaman dapat membantu mereka mendanai pinjamannya.
Christiana
Mar 26, 2015
Sunyani, Ghana
Purchase beauty products for my cosmetics shop
Dear Zidisha and Lenders, thanks for your support, the loan you gave me helps me a lot, now I have added some of the cream, powder and sprain into my shop. Thanks and may God bless you all.
Dorothy Emefa
Mar 26, 2015
Accra, Ghana
Tuition for university degree education
For now I'm doing this with the help of my mom and brother. We have already spoken to some shop owners who are ready to take some for retail. I believe the feedback from customers will be very very positive and I know that this business will grow and create job opportunities for more people. Proceeds will be ploughed back into the business. Thanks to my lender once again......
Dorothy Emefa
Mar 26, 2015
Accra, Ghana
Tuition for university degree education
My pepper sauce is ready for distribution.
Philip
Mar 26, 2015
Accra, Ghana
Loan for printing-press business
Thank you very much Zidisha. Was able to get myself a home use comb binding machine, immediately after the first three weeks on receive of my loan from Zidisha. The comb binding machine has to retain customers and gain new customers as well. Extra earnings was used to support mums trade and also purchased materials for the office, ie. Combs and egg shells.
Isaac
Mar 26, 2015
Berekum, Ghana
For chickens
It is umfortunate i have not been update you on the results of the last loan. it is all due to busy schedule at office. By God's grace i was able to purchased the feed and now i have healthy fowls which has increase their selling price. I really thank the lenders for supporting me with that amount. Thank you very much.
Wairimu
Mar 26, 2015
Nakuru Rhonda Estate, Kenya
Rental premises for my cereals business
Hello,
it has been super cold this past few couple of days, this signifies the coming of the rains which the farmers and as a country we are ectastic about.
Now people can go back to their farms for the planting season, which i must say, is a good thing for my cereals retail outlet as i depend largely on the weather conditions. good weather signifies bounty harvest, a stocked retail outlet, a happy me, and an even happier clientele.
Yaaaaay, God Bless Zidisha.
Godfrey
Mar 26, 2015
Nairobi, Kenya
House upgrade
Hello Zidisha am great-full for the loan you lend me. I have been able to upgrade my machines and now my customers enjoy using it cause it has increased its speed. These has made my small cyber cafe gain more customers than before though the machines at times customers exceed them. My great hope is that you will be able to lend me a much higher loan in order to add more machine . I am thankful for your help and I dream for more with your help. Yours sincerely Godfrey Otiende
Shadrack
Mar 26, 2015
Nairobi, Kenya
To Expand Cherry-Tomato Garden
The corridor protects from excessive sunlight and wind....but the new batch will go into the net behind the main house as earlier intended...
Shadrack
Mar 26, 2015
Nairobi, Kenya
To Expand Cherry-Tomato Garden
Finally the rains have started to fall...hopefully it will continue...I went ahead and planted the few tomatoes that survived the scorching heat...I have another bed ready with more tomatoes and vegetables...
Esther
Mar 26, 2015
Nakuru,kenland, Kenya
Loan to purchase fridge for preserving my cakes
I am at work baking cakes that have been ordered and preparing for delivery, here are some pictures of my work, I hope lenders will support me to reach my desired Goals in my business together with my husband.
Geoffrey
Mar 26, 2015
Eldoret, Kenya
Equipment and working capital for my bakery
I would like to take this opportunity to thank all my Lenders and the Zidisha community for the loan.I was able to purchase the purchase local (Juakali)baking machine bigger than the one i have and the ingredients, baking flour,eggs,milk and sugar for the cakes also I reserved 600 us dollars for my wife 's college ,she will be doing diploma in comprehensive crockery starting on 13.04.2015 at St. Brendan Institute here in Eldoret Town,she is the key person in our family business since most of my time I spend in employment and more so she is the one with know how of cake and mandazi production.Am pleased that our my business is doing better rate production has increase due to bigger machine , i just thought of updating you, and above all i am so grateful for the support .I will be starting my repayments these week end God bless you.
Robert
Mar 26, 2015
Nairobi, Kenya
Loan to buy a fridge for my shop
With the loan i was given,i added a little amount of money that i had and started purchasing goods i.e rice from a wholesaler,repackage them into small affordable bags and sell them to neighbouring households.this has increased my profits and am therefore able to clear my loan and meet my other daily expenses.thankyou so much to my lender and the zidisha team for helping us.may the almighty bless you for the great job you are doing
Stephen
Mar 26, 2015
Malindi, Kenya
Photo printer for my cybercafe
Thank you all for the first loan. I managed to install my cyber cafe with internet from the money i got from the first loan. The internet installation in my cyber has increase my income from approximately 300/= shillings a day to 800/= shilling a day and number of customers. The increased income i have used it to buy another computer and the remaining balance i am using it to pay part of my sisters school fees.
Kevine
Mar 26, 2015
Nairobi, Kenya
For the boosting up of the stock for the new branch
i am very thankful for the lenders. i have managed to meet the target of my customers and the profit i made on tuesday was used to pay the hospital bill for my beloved son who was very ill of anaemia, complication in breathing, thank in- advance to all zidisha team.
regards
wambura
Burhan
Mar 26, 2015
Kaloleni, Kenya
Add stock of lg wing smartphone to my stock
Thanking The Entire Zidisha Team for the first Loan.
I Invested the first loan Buying Mens Shirts at 1 Dollars and selling at 4 Dollars, trousers at 2 Dollars and selling at 5 Dollars or 4 Dollars depending in the client, Baby's Clothing buying at 1 Dollars selling at 3 Dollars,women's Dress Tops at 1 Dollar & Selling at 5 Dollars, we are doing great at the moment as customers get what they need but as the season is changing hopefully when we get the next loan soon we can stock rainy season boots,Pullovers ,Sweaters,Umbrellas so that we can make sell at this rainy season.
Thanks A lot Zidisha Team & Lenders.
Taylor Hanna
Mar 26, 2015
United States
Loan to purchase concrete mixing machine
Dear Lenders,
I finally had the chance to meet Evans last weekend, about an hour outside of Accra. Evans works as a mason at a large construction company that is currently putting up a housing development just out of town. We met outside his work and caught a bus to his land. We check in with the owner of the land (Evans has put down half of the payment so far) and then set off.
Prampram, the beach town where Evans lives, is quiet enough. But the village of Tsopoli is positively serene. As we walk through bushes and fields, I comment on the cool coastal air – a nice relief from Accra’s sticky heat. Evans says that’s one of the reasons he moved here from his hometown of Ashaiman, a small but important transport hub. “I wanted to feel the breeze of the land.”
With his Zidisha loans, Evans has been able to put down half of the payment for his lot already. Once he purchases the land, he wants to start his own cement business. He chose this area because it is quiet and the surrounding land is family-owned (buying a plot even adjacent to government land can be a difficult process). But it is also well situated to take advantage of future development. That nearby housing project that Evans’s company is building? That’s meant to support the development of a much larger international airport. So it’s easy to see how an existing cement business could take advantage of this proximity.
Evans is constantly learning. He spends his free time at the internet café, sharpening his computer skills and learning more about the internet. And he is planning to take construction classes soon to brush up on theory and supplement his practical knowledge. To relax, he enjoys listening to music – especially R&B and Country. “Country?” I asked somewhat skeptically, a Texan myself. He asks me if I know Kenny Rogers. Yep. That’s country.
Evans is earnest and uncomplicated in the best of ways. His dream is to open his business, live quietly, and be a good husband and father. I know he is incredibly grateful for the support he has gotten from Zidisha in pursuing that dream. And he looks forward to continuing to work with lenders and build his business.
Thank you,
Taylor
Ghana Country Ambassador
Zidisha
Pictured: Evans on his land and a tree that I particularly admired.
Peter
Mar 26, 2015
Nairobi, Kenya
M-pesa(safaricom money transfer)shop, business
My first zidisha loan assisted to buy four sheep, which I sold at a profit after rearing them for a period of 3 months. I used the money to pay for my accommodation in college and assisted my younger brother to raise his school fee
Danson
Mar 26, 2015
Gilgil, Kenya
Laptop spares
this far i have made it,i thank all those who participated in funding for my loan,i am very grateful since i could not have achieved this were it not for them,i have since opened a spare part selling section at my place of work and it its doing great ,i have since my profit grow to a margin i couldn't imagine,the increased earning have seen me finish paying the loan before time and hoping for a higher loan so that i can invest further into computer business,with this first profit i was able to clear all arrears in school fees for my daughter and opened up a small grocery store and doing great too
Mercy
Mar 26, 2015
Aisaik Village, Kenya
Stock in-demand products and hire employee for grocery shop
Thank you Zidisha family for the loan I got.It was Ksh9000.I have already put it in very good use.I have bought more stock of fruits and vegetables and my clients are more satisfied.Gone are the times that I would turn them back for lack of a certain product they would ask for.
I also hired some lady to work with me.She is very cordial and welcoming.I spent KSH2000 for the same.This has helped me run the store very efficiently.
I am so thankful for everything,I will keep spending it wisely and repaying in time as well.
God bless.
Benjamin
Mar 26, 2015
Nairobi City, Kawangware., Kenya
Latest youth fashion design clothes
May I take this chance to thank all my lenders, the money that I recieved I was able to Increase my stock of clothes for sale and this has also Increased my profit whereby I have been able to Increase my stock again and hope to get more profit.
Thanks Zidisha for being there for us.
Patrick
Mar 26, 2015
Mombasa, Kenya
Market herbal medicine
To my esteemed lenders, this is to let you know that the loan you advanced to me has boosted my business in a big way. I was able to increase my inventory which enabled me to reach more people in far and wide areas. I have now cleared it and I am applying for a second one which I believe will help me grow my business even further.
Thank you for your precious support.
Juliana
Mar 25, 2015
Berekum, Ghana
Add new printer and materials to my printing shop
The amount that i received was 335 ghana cedis . i was able to purchase photocopy papers,flash disks,color cartridge and lamination papers from the money i received. A very thanks goes to all lenders who are helping us
David
Mar 25, 2015
Makunga, Kenya
Pay medical bill for my dad
Hi lenders,
Thank you for your spirited fight against poverty. I today increase my installment by kshs. 1000 toKshs. 2000. This is due to improved earnings in my business activities which includes video coverage and Editing, DVD & CD duplication among others.