Due to the wonderful increment profits in my cyber cafe I have seen it necessary to repay off my loans in time to enable me post for my third loan in time to make good plans for up coming next year so as my business will catch better. For instance in a day I used to make a profit of USD 30 but nowadays my profit is going beyond USD 49 per day which I think is good money to cater for myself and even to repay off my loans.
Thanks a lot and I hope you will understand for this good situation that has arises towards me.
evry day is a brand new day to my store,having in mind that this was the help of zidisha that keeps me going. what seamed like a dream to me now i live to expellience even more.i just bought a new umprella to cover my cloths from rains and strong rays of the sun.thanks to my lenders hop to fly.
My husband and i are also expecting a baby,so this time i will be able to provide for my babys needs without problems thank you lenders for your amazing support.Now that i have been able to log in i will post photos in the evening...Thank you so much Zidisha
Thank you for all the wonderful photos of the students!
I would love to know more about your school! Can you share a photo of your new brochure? Are you affiliated with Sunrise of Africa schools? What ages are the students?
This is a special dedication to my lenders, I would like you to know that I spent my loan fund to construct a nice brooding house for my chicks and separated them from grownup chickens, since then I am able to raise more chicks than there before and healthy ones.
My earnings has also gone up due to increase in eggs productions, which I have used part of the funds to start a small cloths kiosk. I will be uploading a photo for these development soon for you to witness how you have assisted me to improve my livelihood.
Once again am humbled to recognize this slim opportunity that was given by my benevolent lenders, I will not let you and your effort down.
hi here are some of the dreses am selling am also delivering them to pple at their homes once they call me they get my photos in facebook where i do advertiusement
Hi to everyone. It has been long since we've talked but am just okay as usual and in business. I want to surprise everyone this morning who believed in me and my business. fast I want to thank you all my lenders for what you do for me every time i post my loan proposal which you believe in me and my business by funding it. Ialso want to encourage anyone who want to join the Zidisha to join because anything you dreamt of in your life will happen while on this place. I also want to let you; my lenders and everyone who reads and follows what i do with the loan funds i get from Zidisha that; with you loan funds you have made me within a short period of time expand my Computer Services business by buying more items and hence brought in more customers which have increased my daily savings and capital. I have also been able to open a new Retail Shop within this short period of time (opened on 24th August, 2014) just about 1Km from where my Computer shop is located within Luanda Town. The shop is really doing amazing which i didn't expect, it started with more customers yet it is still new. I have also realized that your support towards my business all this time came with a lot of blessings which i praise the Almighty Living God all the time for uniting me and you people at Zidisha. You have also taught me something that i didn't have with me; (Responsibility) which enables me and also guides me in each and everything i do since i received your loan funds. You have also encouraged me to be working hard each day i woke up. My retail shop is doing good in that it is enabling me to repay my loan at a faster rate than i used to pay before. This is so because of you people and no one else. I really thank you so much for your kind and generous support you have given me all this time and may you continue being blessed in all you do at all times. You have brought a big change in my life and in my business. Now i have got two shops; computer shop and a Retail Shop which i manage by myself. I always pray for you people every time and you continue being with that heart of assisting. Good day and once again thank you.
* i purchased more clothes that made me to move from retail to a whole sale business.
* The purchase made much difference as i moved from retail to a whole sale business, more client got increased and hence more sales
* My business income has increased from US DOLLAR 227.22 Net profit monthly up to us dollar 318.18 Net profit monthly.
* From the increased earnings, i used US DOLLAR 56.81 for business, i added more clothes, i kept US DOLLAR 22.72 in my bank account as a savings, while US DOLLAR 11.36 i used it to buy new house hold- coffee table for my guests.
* Since the business has expanded , i added more staffs the child of my neighbor, hence promoting their income.
Hi. My thanks to those who have lend me money so far. Last time, after the purchase of extra infra red lights and feeding equipment, i increased the stock to 300. with that my profits went up by 50%. Where i was getting 18,000 (200$ appx) per every bird batch, i am now earning close to 27,000Kshs( 300$). With this money, i decided to increase my stock further.
So now, i need a separate brooding area to allow te main chicken coop to be used strictly for rearing chicken. That way, i can manage to raise them in a cycle, where i have new chicks every 3 weeks. This move, i believe will bring my profits up by over 70%!!!
I am an excellent manager of both my projects, and a keen eye for business. it is how i managed to pay my loan on time without any hassles, because of planning, and i am positive it will still be the same this round.
Much appreciation, Zidisha Family!!! Be Blessed, good people!!!
thanks zidisha team has trust in me in giving loans to catfish farming, these results give me a loan that you use to buy the catfish seed. hopefully I can work together with you for ever ..
This is the result of a loan zidisha I earn and I will be growing bigger as I expected. and I will finish it later .. The proof of the results of the loan ..
Hi to all my zidisha family and to my lenders,Ifact i cant regret having joined this institution i have been having a successful repayment of my loan without difficulties because i choose a reasonable amount to pay and appropriate duration and i can clear all my bills and afford meals with my lovely daughter at the same time saving a little as i pay my loan.I cant wait to see my business grow to a big multi-profit zone.All this is thanks to my lenders and zidisha family at large.Two more installments and my loan will be cleared.I hope to increase my income tremendously next time.Happy to be linked with zidisha family.
my neighbors are asking me what is actually putting smiles on my face everyday and i tell them zidisha and her wonderful lenders make my dreams come through, even my dad has started asking of how to even join this platform to service his broken down taxi cab and i tell him to join us at anytime thank you lenders am highly grateful
I am now approaching the end of my loan repayment and I must say it has been a good experience. I was given this loan towards the end of March this year and it has been of great help to me. I had no prior experience of borrowing credit due to strict and hard to meet conditions set by local lenders. Initially I was a bit sceptical about Zidisha because I thought it was a hoax or maybe they have other hidden charges. I was pleasantly surprised that I was wrong. Not only did I get my money within a very short time, but I realized there were no hidden charges.
I have paid my loan faithfully for the last 6 months and I am now planning to apply for a second loan as soon I finish the current one. I will remain faithful to my lenders and I believe with your support, I will move my business to great heights.
I would like to reschedule my loan. I'm expanding my business by opening a training college and due to the expansion I will take a short break as funds will be channeled to the expansion phase and once I've finished setting up the training center I will proceed with the repayments. The training center I am opening will be operational in three weeks time and will help educate and empower youths to be able to do transcription jobs from home and be able to earn some income.
Hello everyone, I am very much greatful to the great zidisha flaternity for the great wonderful things you have done mostly changing the lives of many around the world and mostly here in Kenya. I am one of the beneficiarys of these loans having received my second loan on mid June this year ,this has made my business to climb another level on terms of profits and by this I have been able to get approximately 20% more profits making it possible for me to pay my bills and take care of my family without any problems, I have also identified other areas that I am willing to invest and I am making the plans to add more income. Below is a photo of some of the simcards that I purchased with my last loan and keep on repurchasing since they have very good profits.
Iam a very happy man thanks to Ms Julia kurnia for this great platform the technical team that makes sure that the system is smooth and working ,the staff who volunteer their precious time for the success of this platform, Zidisha lenders who trust us with their money to see us succeed in our projects, the zidisha VMS who volunteer their time for the success of this great platform and also all the trustworthy borrowers who make sure they honour their agreements.
I love you more dear friends.
Regards
Gatiba
Here are some of the photos of the business, so far; both the strawberries and rabbit farm. The last photo is the weighing scale that I recently bought.
Hello my Zidisha family thank you very much again for standing with me and trusting me. Business is still doing great and I am very sure by the help of you lenders and the whole Zidisha family I will be able to achieve my dreams. God bless you so much for what you are doing. Attached kindly find the kind of seats I installed to one of my matatu by using my first loan.
I appreciate Zidisha community once more for the previous loan. Actually, my business is growing day by day. Through this, am able to improve the family life-style. I want to expand my business and have my own stall in the market where i can able to store my cereals. Your help is highly appreciated.God bless you.
thanks djkmoran for your support lam so much grateful,lam happy to hear your children love watermelon that's good because watermelon are of nutrition value to our body,watermelon are always available to me in the months of October to December during this period l normally go to purchase them in Loitoktok a distance of 450km from Nakuru town,in the month of January to March l fetch them in Baringo a distance of 150km from Nakuru town sometimes we fetch them in Uganda depending on the climatic condition l will be very happy if one day you and your family visit Kenya so that l take you around and eat watermelon freshly from the farm and enjoy our beautiful terrain as well
Secondly i bought 8 pairs of Khanga commonly known as "leso" here in Mombasa used by women to wrap around when at home. Later i will post a photo of me in khanga but there are so many uses of khanga eg. carrying baby,stitch clothes,curtains,pillow case nd many more...
Buying price: 3,600.00 Kenya Shillings ( 450.00 Kenya shillings each pair)
Selling price: 4,400.00 Kenya Shilling ( 550.00 Kenya shilling each pair)
Profit: 800
At Dawalane Chemists we are very greatful to the Lenders who have pledged on this course and still urge other Lenders that we can make this to actualize tonight. My previous loan has increased daily sales output to over USD 150 from slightly above USD 100 before part of this proceeds have enabled me employ one additional staff and clear my wife's college fees and awaiting for her graduation end year while helping us in the pharmacy management.Re-stock and computerized sales will position us to efficiently offer services in Migosi in Kondele of Kisumu city.
Hallo zidisha family and my Lenders. Today am here to share a funny moment we shared with my family. From some saving from my profits of the new computer i brought from the loan. I brought my daughter a small guitar today. (she has been asking for it for sometime) so when my wife took the guitar home, my daughter tried to play it then she asked when is the music now. she made us laugh and felt very happy that cause of zidisha have managed to not only boost my income but buy my child something she wanted so badly. i hope she'll learn soon enough how to use it. Thanks to zidisha and my lenders.
Hi Christy!
Thank you for your message. I trust you are well. Yes, things are getting better. We haven't had any more insecurity incidents. Considering the clients we received last month, business is picking up and we are optimistic. Moreover, UK has lifted it's travel advisory and that will really help to boost international arrivals to Kenya. We really hope for the best! Thank you.
Muttai.
Badri Mustaqim
Oct 10, 2014
Lampung, Indonesia
Carp-hatchery operations
this is my fishpond
Divican Tochi
Oct 10, 2014
Kisii, Kenya
To add 4 computers and speed printer to my cybercafe
Due to the wonderful increment profits in my cyber cafe I have seen it necessary to repay off my loans in time to enable me post for my third loan in time to make good plans for up coming next year so as my business will catch better. For instance in a day I used to make a profit of USD 30 but nowadays my profit is going beyond USD 49 per day which I think is good money to cater for myself and even to repay off my loans.
Thanks a lot and I hope you will understand for this good situation that has arises towards me.
Mary Boro
Oct 10, 2014
Nakuru, Kenya
For direct sales of second-hand clothes in an open market
evry day is a brand new day to my store,having in mind that this was the help of zidisha that keeps me going. what seamed like a dream to me now i live to expellience even more.i just bought a new umprella to cover my cloths from rains and strong rays of the sun.thanks to my lenders hop to fly.
Loice Momanyi
Oct 10, 2014
Kisumu, Kenya
Inventory for potatoes for restaurant
My husband and i are also expecting a baby,so this time i will be able to provide for my babys needs without problems thank you lenders for your amazing support.Now that i have been able to log in i will post photos in the evening...Thank you so much Zidisha
jan73
Oct 9, 2014
Eugene, United States
Printing brochures to spread awareness of our school
Thank you for all the wonderful photos of the students!
I would love to know more about your school! Can you share a photo of your new brochure? Are you affiliated with Sunrise of Africa schools? What ages are the students?
George Kirungo
Oct 9, 2014
Mawanga, Kenya
Computer project worth $300
Hi zidisha
thanks so far since i was able to get a job for Miss Corporate World Nakuru beauty contest
Joel Irungu
Oct 9, 2014
Thika, Kenya
Funds to boost my farming of red onions
This is a special dedication to my lenders, I would like you to know that I spent my loan fund to construct a nice brooding house for my chicks and separated them from grownup chickens, since then I am able to raise more chicks than there before and healthy ones.
My earnings has also gone up due to increase in eggs productions, which I have used part of the funds to start a small cloths kiosk. I will be uploading a photo for these development soon for you to witness how you have assisted me to improve my livelihood.
Once again am humbled to recognize this slim opportunity that was given by my benevolent lenders, I will not let you and your effort down.
Thanks
Lilian Wambui
Oct 9, 2014
Kahawa West, Kenya
School bags and shoe sales
hi here are some of the dreses am selling am also delivering them to pple at their homes once they call me they get my photos in facebook where i do advertiusement
Haroun Mayienda
Oct 9, 2014
Komarock, Kenya
M-Pesa sub-agent dealer
Zidisha 3 months later
Haroun Mayienda
Oct 9, 2014
Komarock, Kenya
M-Pesa sub-agent dealer
Look at how my cow named Zidisha has grown in just 3 months, thanks to my Lenders am on course and remain focused.
Rex Omuka
Oct 9, 2014
Luanda, Kenya
Computer supplies for my cybercafe
Hi to everyone. It has been long since we've talked but am just okay as usual and in business. I want to surprise everyone this morning who believed in me and my business. fast I want to thank you all my lenders for what you do for me every time i post my loan proposal which you believe in me and my business by funding it. Ialso want to encourage anyone who want to join the Zidisha to join because anything you dreamt of in your life will happen while on this place. I also want to let you; my lenders and everyone who reads and follows what i do with the loan funds i get from Zidisha that; with you loan funds you have made me within a short period of time expand my Computer Services business by buying more items and hence brought in more customers which have increased my daily savings and capital. I have also been able to open a new Retail Shop within this short period of time (opened on 24th August, 2014) just about 1Km from where my Computer shop is located within Luanda Town. The shop is really doing amazing which i didn't expect, it started with more customers yet it is still new. I have also realized that your support towards my business all this time came with a lot of blessings which i praise the Almighty Living God all the time for uniting me and you people at Zidisha. You have also taught me something that i didn't have with me; (Responsibility) which enables me and also guides me in each and everything i do since i received your loan funds. You have also encouraged me to be working hard each day i woke up. My retail shop is doing good in that it is enabling me to repay my loan at a faster rate than i used to pay before. This is so because of you people and no one else. I really thank you so much for your kind and generous support you have given me all this time and may you continue being blessed in all you do at all times. You have brought a big change in my life and in my business. Now i have got two shops; computer shop and a Retail Shop which i manage by myself. I always pray for you people every time and you continue being with that heart of assisting. Good day and once again thank you.
John Musyoka
Oct 9, 2014
Thika, Kenya
Finishing construction of my own shop
* i purchased more clothes that made me to move from retail to a whole sale business.
* The purchase made much difference as i moved from retail to a whole sale business, more client got increased and hence more sales
* My business income has increased from US DOLLAR 227.22 Net profit monthly up to us dollar 318.18 Net profit monthly.
* From the increased earnings, i used US DOLLAR 56.81 for business, i added more clothes, i kept US DOLLAR 22.72 in my bank account as a savings, while US DOLLAR 11.36 i used it to buy new house hold- coffee table for my guests.
* Since the business has expanded , i added more staffs the child of my neighbor, hence promoting their income.
Lucia Bosire
Oct 9, 2014
Kitengela, Kenya
Construction of brooder
Hi. My thanks to those who have lend me money so far. Last time, after the purchase of extra infra red lights and feeding equipment, i increased the stock to 300. with that my profits went up by 50%. Where i was getting 18,000 (200$ appx) per every bird batch, i am now earning close to 27,000Kshs( 300$). With this money, i decided to increase my stock further.
So now, i need a separate brooding area to allow te main chicken coop to be used strictly for rearing chicken. That way, i can manage to raise them in a cycle, where i have new chicks every 3 weeks. This move, i believe will bring my profits up by over 70%!!!
I am an excellent manager of both my projects, and a keen eye for business. it is how i managed to pay my loan on time without any hassles, because of planning, and i am positive it will still be the same this round.
Much appreciation, Zidisha Family!!! Be Blessed, good people!!!
Feri Priatno
Oct 8, 2014
Purbalingga Jawa Tengah, Indonesia
Catfish & eel farming
thanks zidisha team has trust in me in giving loans to catfish farming, these results give me a loan that you use to buy the catfish seed. hopefully I can work together with you for ever ..
Hamim Achmad
Oct 8, 2014
Taluk Kuantan, Indonesia
Making & selling clothing
This is the result of a loan zidisha I earn and I will be growing bigger as I expected. and I will finish it later .. The proof of the results of the loan ..
John Otieno
Oct 8, 2014
Busia County, Kenya
Another greenhouse for my farm
Watering my farm ,courtesy of the loan.Thanks lenders
John Otieno
Oct 8, 2014
Busia County, Kenya
Another greenhouse for my farm
I can now spray my farm to keep diseases at bay
Stephen Gitau Mburu
Oct 8, 2014
Land Mawe, Kenya
A new motorbike to boost my courier business
Got my first Zidisha loan today. I am very elated!!! Thank you for this opportunity. Let the work begin.
George Kirungo
Oct 8, 2014
Mawanga, Kenya
Computer project worth $300
hi zidisha ,
thanks to your support,i have been able to buy another camera and recruted another person to help me in my job
Mary Boro
Oct 8, 2014
Nakuru, Kenya
For direct sales of second-hand clothes in an open market
Anther one,my excitement has no end.
Mary Boro
Oct 8, 2014
Nakuru, Kenya
For direct sales of second-hand clothes in an open market
Hi to all my zidisha family and to my lenders,Ifact i cant regret having joined this institution i have been having a successful repayment of my loan without difficulties because i choose a reasonable amount to pay and appropriate duration and i can clear all my bills and afford meals with my lovely daughter at the same time saving a little as i pay my loan.I cant wait to see my business grow to a big multi-profit zone.All this is thanks to my lenders and zidisha family at large.Two more installments and my loan will be cleared.I hope to increase my income tremendously next time.Happy to be linked with zidisha family.
Gloria Mensah
Oct 8, 2014
Nungua, Accra, Ghana
Expansion of my home supplies shop
my neighbors are asking me what is actually putting smiles on my face everyday and i tell them zidisha and her wonderful lenders make my dreams come through, even my dad has started asking of how to even join this platform to service his broken down taxi cab and i tell him to join us at anytime thank you lenders am highly grateful
Godwin Mshimba
Oct 8, 2014
Mombasa, Kenya
Buy a toolbox for my repair work
I am now approaching the end of my loan repayment and I must say it has been a good experience. I was given this loan towards the end of March this year and it has been of great help to me. I had no prior experience of borrowing credit due to strict and hard to meet conditions set by local lenders. Initially I was a bit sceptical about Zidisha because I thought it was a hoax or maybe they have other hidden charges. I was pleasantly surprised that I was wrong. Not only did I get my money within a very short time, but I realized there were no hidden charges.
I have paid my loan faithfully for the last 6 months and I am now planning to apply for a second loan as soon I finish the current one. I will remain faithful to my lenders and I believe with your support, I will move my business to great heights.
Ian Mwangi
Oct 7, 2014
Nairobi, Kenya
Help me teach and sell my transcription service
I would like to reschedule my loan. I'm expanding my business by opening a training college and due to the expansion I will take a short break as funds will be channeled to the expansion phase and once I've finished setting up the training center I will proceed with the repayments. The training center I am opening will be operational in three weeks time and will help educate and empower youths to be able to do transcription jobs from home and be able to earn some income.
Joseph Gatiba
Oct 7, 2014
Kimende,kiambu,kenya, Kenya
Goats for the Christmas festivals
Hello everyone, I am very much greatful to the great zidisha flaternity for the great wonderful things you have done mostly changing the lives of many around the world and mostly here in Kenya. I am one of the beneficiarys of these loans having received my second loan on mid June this year ,this has made my business to climb another level on terms of profits and by this I have been able to get approximately 20% more profits making it possible for me to pay my bills and take care of my family without any problems, I have also identified other areas that I am willing to invest and I am making the plans to add more income. Below is a photo of some of the simcards that I purchased with my last loan and keep on repurchasing since they have very good profits.
Iam a very happy man thanks to Ms Julia kurnia for this great platform the technical team that makes sure that the system is smooth and working ,the staff who volunteer their precious time for the success of this platform, Zidisha lenders who trust us with their money to see us succeed in our projects, the zidisha VMS who volunteer their time for the success of this great platform and also all the trustworthy borrowers who make sure they honour their agreements.
I love you more dear friends.
Regards
Gatiba
Harun Mwangi
Oct 7, 2014
Nairobi, Kenya
Rabbit and strawberry business expansion
Here are some of my farm's photo's.
Harun Mwangi
Oct 7, 2014
Nairobi, Kenya
Rabbit and strawberry business expansion
Here are some of the photos of the business, so far; both the strawberries and rabbit farm. The last photo is the weighing scale that I recently bought.
BigRosie
Oct 7, 2014
United States
Accounting degree tuition fee
Helping others creates a legacy that will never fade!
Maurin Oduol
Oct 7, 2014
Nakuru Kenlands Estate, Kenya
Boost my salon business
my salon , situated at Shabab, just next to Bells
Peter Maina
Oct 7, 2014
Nairobi, Kenya
Repainting my "matatu" bus
Hello my Zidisha family thank you very much again for standing with me and trusting me. Business is still doing great and I am very sure by the help of you lenders and the whole Zidisha family I will be able to achieve my dreams. God bless you so much for what you are doing. Attached kindly find the kind of seats I installed to one of my matatu by using my first loan.
Silas Amayi
Oct 7, 2014
Bungoma, Kenya
Venturing into farm inputs: cereals and vegetables
I appreciate Zidisha community once more for the previous loan. Actually, my business is growing day by day. Through this, am able to improve the family life-style. I want to expand my business and have my own stall in the market where i can able to store my cereals. Your help is highly appreciated.God bless you.
Daniel Kamau
Oct 7, 2014
Nakuru Town, Kenya
Inventory of pudding dishes, forks, glasses, and a cooler
thanks djkmoran for your support lam so much grateful,lam happy to hear your children love watermelon that's good because watermelon are of nutrition value to our body,watermelon are always available to me in the months of October to December during this period l normally go to purchase them in Loitoktok a distance of 450km from Nakuru town,in the month of January to March l fetch them in Baringo a distance of 150km from Nakuru town sometimes we fetch them in Uganda depending on the climatic condition l will be very happy if one day you and your family visit Kenya so that l take you around and eat watermelon freshly from the farm and enjoy our beautiful terrain as well
Emmanuel Larbi
Oct 6, 2014
Berekum, Ghana
Loan to work out faults in my taxi
I have received the loan and my faulty car is now working . I thank zidisha lenders for helping me out
Patricia Ballo
Oct 6, 2014
Mombasa, Kenya
Capital for clothing business & paying kids' school fees
Secondly i bought 8 pairs of Khanga commonly known as "leso" here in Mombasa used by women to wrap around when at home. Later i will post a photo of me in khanga but there are so many uses of khanga eg. carrying baby,stitch clothes,curtains,pillow case nd many more...
Buying price: 3,600.00 Kenya Shillings ( 450.00 Kenya shillings each pair)
Selling price: 4,400.00 Kenya Shilling ( 550.00 Kenya shilling each pair)
Profit: 800
Peter Owino
Oct 6, 2014
Kisumu City, Kenya
Supply of medicines for my pharmacy
At Dawalane Chemists we are very greatful to the Lenders who have pledged on this course and still urge other Lenders that we can make this to actualize tonight. My previous loan has increased daily sales output to over USD 150 from slightly above USD 100 before part of this proceeds have enabled me employ one additional staff and clear my wife's college fees and awaiting for her graduation end year while helping us in the pharmacy management.Re-stock and computerized sales will position us to efficiently offer services in Migosi in Kondele of Kisumu city.
Joshua Ageta
Oct 5, 2014
Kisii County, Kenya
House roofing materials (timber & iron sheets)
Hallo zidisha family and my Lenders. Today am here to share a funny moment we shared with my family. From some saving from my profits of the new computer i brought from the loan. I brought my daughter a small guitar today. (she has been asking for it for sometime) so when my wife took the guitar home, my daughter tried to play it then she asked when is the music now. she made us laugh and felt very happy that cause of zidisha have managed to not only boost my income but buy my child something she wanted so badly. i hope she'll learn soon enough how to use it. Thanks to zidisha and my lenders.
Kipkoech Muttai
Oct 5, 2014
Embakasi, Kenya
Working capital for my slim-fit suit clothing shop
Hi Christy!
Thank you for your message. I trust you are well. Yes, things are getting better. We haven't had any more insecurity incidents. Considering the clients we received last month, business is picking up and we are optimistic. Moreover, UK has lifted it's travel advisory and that will really help to boost international arrivals to Kenya. We really hope for the best! Thank you.
Muttai.