NAME: Veronicah Wavinya

D.O.B: 04-11-1996

MARITAL STATUS: Married

MY PROFILE ABOUT ME

My name is Veronicah Wavinya from Vihiga county. I am a hardworking individual who enjoys working individually or with a group of people. I am excellent at meeting deadlines. I have one and half years of experience in business,and I would like to contribute to a business with my excellent skills and last work experience.I am generous person.

RESIDENTIAL ADDRESS

I am from vihiga county.I was born in the year 1996 in a village called Ndala in Majengo sub county.I grew up in in my village until I completed my college and got married.Currently I live in Majengo town where I am doing my business.My house is found opposite Majengo Secondary school, United Apartments room number three from entry gate.

EDUCATION BAGROUND

2000-2001: Ndala Nursery school

2002-2009: Tala Primary School

2010-2013: Majengo Secondary school

2015-2017: Kisumu National Polytechnic

WORK EXPERIENCE

2019-2022: Sorting, picking and packing at Signon Company

2022-2023: Marketing at Chebwai Facty.

HARDSHIP

While I was running my business in Majengo centre,I came across a big challenge of fire.Fire came out abruptly and consume everything in our shops of business including my goods and properties. And so I didn't loose hope,I request for help from government, community and my church.I was able to raise some capital which helped me back to run my business.Also I came to learn that I should have an insurance to helps me during emergency and hard time like this.

STARTING OF BUSINESS

I started my business in the year 2023, after I the job I was doing ended.Because I had saved some money I used them to start my business of home supplies.I had 50000 saving and used them as a starter of my business.Despite the challenge of fire I came across after six months in my business, government,my community and church assisted me to retain my business.

LAND AND CULTURE

I live in Majengo town where I am doing my business.I live with my lastborn child while I left my husband with my firstborn at home.My husband does farming at home.I live in a rented house.I stay in a town where there are different types of people from different places in the country and outside the country.

MARRIAGE

I got married in the year 2018 after I completed my college.I have two children, a girl and a boy.I gave birth to my first child Victor Wanjala in the year 2019 and lastborn child Faith

Masika in the year 2022.Firstborn is in grede three and lastborn in PP1.My husband is a farmer.

CHILDREN'S FUTURE

I have two children,a boy and a girl.My firstborn want to be doctor who he grows up, following his actions now, you can see that the child have passion for that.My lastborn wants to be an account that following her actions.

HOBBIES AND INTERESTS

I enjoys visiting old people to help them and learn more from them,I like visiting prisoners and orphans bringing them food.Also I like playing football, reading books and playing musics.

BUSINESS TITLE: Vera home supplies

GOODS AND SERVICES

In my business I do buy and sells home supplies goods.Good I sells in my business are thermos,bowls, plates, basins, knives, cups,stands,axes, pangas and plastic chairs.

SUPPLY AND DEMANDS

I do buy goods from wholesalers and sells them in retails.I buy from a cheap price from a supplier and sell to my customers at a good price.I am doing business because I am a business business lady.Bussiness is my professional career.

BUSINESS DECISION

I choose to do this business, because business is my career.I like business because it is my favourite of benefits.I have experience, skills and knowledge in business.I hold a diploma in Business Management.

COST AND REVENUE

The cost and revenue now is improving.Since I know how to manage my business,so now I am getting more benefits.I started my business with low capital but now I have grown my business.

IMPORTANTS OF INCOME

Earnings from my business assist me alot in many different ways.I used them to buy clothes for my family, pay school fees,buy clothes for orphans children and food for old people and also grow my business.

I will use the loan to buy goods those that are running less in my business and have high demands,also goods that I don't have but customers are asking.I will buy the following goods;

200 different types of basins for 4000kes

50 plastic chairs for 10000kes

10 plastic tables for 2500kes

50 dustbans for 500kes

10 dustbins for 500kes

20 different types of jugs for 1000kes

10 different types of thermos for 3000kes

I am happy for this loan will helps me alots to buy more goods to add my stock and earns more profits which will assist me do alots of positive things.I will use the profits to expand my shop, support orphans to pay their school fees and helps vulnerable families.Thank you.