I am 39 years old married to one wife with 2 children,the eldest daughter is in primary school class 5 while the younger is a son in baby class..

I am an accountant with Eldohosp Pharmaceuticals ltd. A private firm doing pharmaceuticals products distribution in Kenya.

I live in a slum estate known as Kamukunji /Bondeni in old Uganda road after Gituro quarry ,ask for moon light plot is well known house number 31 and 32 . plot number is 18/529/007

My wife and I started the small bakery business to boost our income to enable us have multiple streams of income so that we may have financial freedom.

My hobbies is listening to gospel music and reading the bible and traveling and my free time I go around the estate preaching to people and witnessing to the people about Jesus Christ as the Lord and savior

My business is Mandazi and queen cakes small bakery in Kamukunji / Bondeni estate of Eldoret .

We started the business two years ago ,our source of the earning from my employment and also the profit I make from the business.

The goods I sell to my customers are mainly Mandazi and queen cakes

Our customers prefer our business because we are always there to serve them and they never find us closed also my wife holds a certificate in comprehensive cookery and very soon will be doing diploma in the same these year starting April,her knowledge in the product enables our business to offer the best .Infact she is the one who is in full time in the job while most of my time Iam at my place of work,She is agood manager.

The business is profitable because there is high demand for the products that we are selling to them.The estate is densely populated .The risk my business faces is scarcity of products due to some times we unable to serve the entire population .

My typical monthly cost of running the business is US$ 205 while Gross profit or income before these expenses is usually approximately US$ 400.

Dear Lenders, I am so grateful to the loan you gave me at first and to this point I am able to take a higher Loan, I would like to request you for another Loan to help me increase my Business and as well as improve on the efficiency of business through education, this time i am going to use this loan to :-

1)-360 USD -purchase local (Juakali)baking machine bigger than the one i have.

2)-380 USD purchasing of the ingredients, baking flour,eggs,milk and sugar for the cakes

3)-600 USD -Pay collage fees for my wife who is in charged of the business she will be doing a diploma in cake baking and decoration starting April these year .

I believe the above funding will increase my business up to 300% and that move will enable me to repay early as before .Also I have planned to repay the money both from my business and employment.

Godbless you I look forward to your wise consideration.