Andrew Chinambu is a youth development expert and a serial young social entrepreneur with business interests in mobile money payment solutions, and a co-founder of a social enterprise called Campus Community Foundation (CCF), that seeks to promote and champion youth development, entrepreneurship and leadership to university and college students in Zambia. Andrew is also an Award winning entrepreneur of the 2012-13 series INDIAFRICA Essay writing competition, 2014 INDIAFRICA Young Visionaries Fellowship Programme and attented an entrepreneurs Bootcamp in New Delhi, India and was a Winner and Finalist of the INDIAFRICA Business Venture Competition 2014 in Accra, Ghana. Andrew currently holds a Bachelors degree in Mass Communication from the University of Zambia.

I am currently running a profit making venture with the core business in mobile money solutions. This venture has been in existence for over three years and now I wish to seek for financial support and try to grow with the service and product offerings. I now wish to expand my agency business under the Zambia National Commercial Bank (ZANACO) Xpress Agent and help ease the challenge of deposits and withdraws from the limited number of ATMs around my community. I basically want to increase the services and product offerings so that customers can easily receive and send money via the Airtel and MTN money platforms. I wish to include Zanaco as it is Zambia's biggest commercial bank with the widest footprint across the country. With increased services and products, I can therefore anticipate an increase in my profit (commissions) margins I receive.

It's against this background that my application for this loan is to basically help me secure funds that will make it possible for my services and products to be increased thereby positioning my shop relevant to the everyday needs of the customers out there. The loan will enable me order more stock in terms of float on all the three networks.

The profits that will be generated off this venture will assist me in repaying my Zidisha loan as well as help me in my daily operational costs for running my mobile money payment solution and my daily livelihood.

Dear Lenders,

I humbly write to request for an additional loan to open two more booths that will make me scale up my agency business thereby giving me an added advantage in covering more people and increasing my weekly and monthly returns from the booths within my community.

By opening two more booths, I will safely employ two more youths who will have the opportunity to be trained in customer service as well as earn a monthly salary which will help them uplift their lives and positively impact their lives.

I am hopeful that with the opening of two booths, I hope to increase my profit margins by a K1,500 per month from the monthly volumes that will be generated from the two booths.

I write to submit my loan proposal of K14,200 or dollar equivalent that will make it possible for my strategic business proposition.

I am thanking all the Zidisha lenders in advance for this awesome platform that has made it possible for small businesses and individuals be able to have their business and financial dreams come true.

Kind regards,

Andrew Chinambu