My name is simion kiplimo kemei. I was born and raised in eldoret, in a village called chepkoilel. I went to a nearby primary school called Chepkoilel primary school where i passed after the standard 8 and i was then admitted at Uasin gishu secondary school and i completed my secondary education. I was not able to join the university because i did not have money for my admission and my school fees. I was born in a family of four that is mother, father and two children. I have only one brother. My father died when i was 14 years old leaving behind the three of us. My mother is a tailor and she has struggled to pay our school fees until when i finished my secondary education and i was not able to continue because she could not afford that much money. I became interested in tailoring way back when i was young and that passion led me to study home science as my favorite subject both in primary and high school. I was very skilled in making clothes and sewing them. I enjoyed every laundry lesson that i undertook and this made me to be the best student in home science in all the exams. When i lacked money for my college fees i immediately joined my mother in her tailoring business. I have been working , assisting my mother in her shop for five years now and i have saved a lot and managed to start my own tailoring shop at a different location from my mothers shop

i offer production of clothes. I make clothes for both men, women and also children. This services are as follows; i make suits for the men, women, dress for women and ladies and also uniforms for students and pupils. I also do repair of torn clothes.

This services are useful because for example nobody can walk with a torn clothe therefore i repair them and make the owner comfortable dressing in the same. I also make unique products for example i make designer suits that attracts a lot of customers particularly the youths and because of this my business is on demand.

I chose this business because having been raised by a tailor, i developed some interest towards clothe production and when i lacked the funds to go to the university i decided to venture into this business.

my business is still young and is growing gradually therefore the profits that i make is always directed to my savings and acquiring of new equipment and machines. Foe example at the moment i have made savings that i want to use to buy an automatic sewing machine.

Thank you once more for giving me an opportunity to write to you lenders. With a loan of 260 Us dollars, i will use the money to buy a sewing machine that goes for 500 Us dollars. I will thereby make an addition of 240 Us dollars to the loan and make this purchase possible.

I will benefit from this because with the automatic machine, i can be in a position to make a lot of clothes and thereby meeting my targets and satisfying my customers. The machine that i am currently using though it has really helped me its is quite slow because you have to pedal to rotate.

I believe that my profits can make an increase by almost 50 Us dollars per day. This will enable me grow financially and also i will be in a great position to pay back the loan and advance a second one.