MY STORY

My name is Ephantus Ndirangu born in 1989 in Nyeri County in central Kenya. Am a God fearing man and a father of one daughter and happily married to one wife for two years. I went to Kigogo-ini primary school in 1995 and later went to Kiriti secondary school in 2003.in 2011 I joined Outspan College and pursued certificate in information and technology. In 2012 my father passed away and my mother was left alone to struggled with me in raising school fees and I finished with a lot of financial difficulties since also my sister was behind me in high school whereby she relied on borrowing loans in local women self help groups luckily enough God made me through .After I finished my college studies I was employed in as a waiter in a hotel and due to passion in ICT sector I saved some cash and I was able to purchase two computers and I started my own business so as to make the ends meet.

MY BUSINESS

My business is called vision computers and the name originates for the great vision I have for the future of my family and my community have two computer and a printer that I use to design wedding cards, fundraising cards, printing projects and teaching computer packages for which I have operated for one and a half years. I intend to continue with the business so as to change the life of my family and improve their living standards since my area is growing at a high speed and there is no cybercafe around

LOAN PROPOSAL

On my second loan due to my customers demands in our area I intend to purchase a portable laptop for freelance work in remote areas where there is no electricity , which I can use to upload photographs for outside events like weddings birthdays and even graduations ceremonies. With this laptop my business photographs will have enough storage space and secure.since my customers believe in my excellent work I want to reach them even in remote areas .with this i will be able to print instant photographs to sell to my customers and maintain high quality services. This will increase my income by 20% from the previous earnings .

A lot of thanks to Zidisha founders who came up with this idea that has really made me support my family and expand myself business wise. I have high expectations to be funded on my next loan.

Thanks in advance

On my third loan I need the fund to improve my new business venture in retail shop provisions and consumption's . I also intend to increase my Mpesa float . If I get funds I will manage to add plus items that my customers needs most. To the Mpesa Services my customers have increased and therefore I need to increase my float to meet their needs. The amount I will receive as Cash towards the items I will purchase and towards adding float will make a profit of 25% profit increment of the whole business .The amount funded will help me go direct to distributor avoiding brokers and hence this will help me increase profit margin. With all this I will be able to support my family and meet their demands.

Thanks in advance