Am Simon am from Embu in the central part of Kenya in Africa. I was born and have been brought up in a humble backgroundin a low income family in the semi arid area of Laikipia County in kenya. i have grown up understanding the usefulness of the getting cheaper loans inorder to get basic needs like education, food, shelter and business loans. I have so far got an education up to secondary level from my parents. However to financial challenges i was could not proceed to university because my only earning parent was laid off his small employment from the kenya's civil service. I have however due to my own efforts and through the help of loans from micro finance institutions i have been able to get a post graduate raining in Law and i got a diploma. am currently working as a paralegal with the judicial depertment. Through the same efforts and loans from micro finance institutions i have started a small stationery business inorder to supplement my merger income. Due to the challenges i have the urge to do part time business and also to further my education to a bachelors degree level. Here in Kenya loans from the main Banks are too high and thus not too conducive for startups. We still live in a society where we value our culture very much and as to such my aging parents still rely on me for financial assistance and to such i have more obligations and needs to meet my goals through part time business. I want to get good business inorder to give my children the bet education i missed inorder to make them have their dreams of becoming lawyers a reality. I love the internet and its my hobby and thats where i meet most of my business interests and its where i research on the business i need.
Through the same efforts and loans from micro finance institutions i have started a small schools and office stationery business inorder to supplement my merger income. Due to the challenges i have the urge to do part time business. the business has prospects and i need to expand further.I need loans inorder to expand and get more resources. i need loans inorder to grow and i assure prospective lenders that i can make monthly periodic repayments in good time. I choose this business because of my love for education which i know has the power to change and improve lifes. my costs are between usd 2000 and usd5000 . I also need the loans inorder tofurther my education to attain a Bachelor of Laws degree. I intend to use my revenue from the business and also my salary from my full time employment inorder to repay my loans. My spouse is also studying for her bachelors degree in commerce at Kenyatta university and as to such i pay her fees using my business income.
i will buy more stock for my business and i will also pay some tuition for my bachelor of degree studies at the open universityb of Tanzania. i need a loan of Usd 4000. this will adequately pay for some stationery stocks and pay some fees for tuition. I promise to be repaying the loan a monthly installment until its fully paid.