Am a passionate dairy farmer and a sports coach in the sport of badminton. I practice my dairy farming in Bomet county where i focus on keeping dairy cows for production of milk for sale and breed the rest of the cows for sale.

Am currently in the process of expanding the size of the farm in order to have it as a full time job as i have to keep another job in Nairobi so as to sustain the dairy farm. Its full potential has not been realized and therefore have to continue investing for the next few months when the cows calve down and start producing milk.

While away from the farm, I also offer badminton coaching services. Sports coaching takes place in tho exclusive clubs in the Nairobi's park-lands area.

My main source of income are from the dairy farm and also the coaching services.

I make an average of between US dollars 200 and US dollars 450 per month depending on the month. At the moment, the net returns are mostly invested back into the dairy farm in order to aid the current expansion.

Most of the other income come from the business of buying and selling of badminton sports equipment which include badminton rackets, shuttles, grips and racket strings.

My intention is to fully commercialize my dairy farming business so that i can fully settle into the farm and focus in the commercial production of milk for sale.

My other major source of income will originate from the sale of cows to other farmers.

My loan proposal of 380 dollars will facilitate a bulk purchase of a lorry load of hay (fodder) for feeding my dairy cows. We are approaching a relatively dry period in my locality in Kenya (Rift valley), which is usually happens around January to April/May. The dry period means that the cows will not be able to get their daily feed ration unless proper planning is done to ensure bulk storage of dry feed while fodder is still available in plenty ( Harvest season). Failure to provide consistent daily feed ration for the milk cows results in a drop in milk production and subsequent loss of income from milk sale. The loan will therefore ensure that while we encounter a dry period, I'll still be producing milk. And since there will be less milk in the market (low supply) due low production by other dairy farmers, and demand remaining the same, I'll therefore fetch better prices for my milk supplied to the market.

Sourcing fodder at the moment will also be beneficial in many ways:

(1). Due to the harvest season, hay is relatively cheaper now. A month down the line, prices will rise steeply as the harvesting will be over. Buying now will save me that higher cost of purchase in January.

(2). Increased milk demand in January to April will mean better prices due to demand and supply forces in the market. Resulting effect is more income at the farm.

(3). Lastly, the cows will be able to maintain their good body condition score due to the consistent feed supply throughout the wet and dry season. That in itself ensures that my cows are healthy enough and are able to breed well and maintain a good milk production once they calve down later in the year.

From the 380 dollar loan, hay purchased will result in reliable milk production and thus earn more income from the farm. Through that, I will be able to save enough of it to buy another dairy cow to add to my dairy herd at the farm.

Fellow financiers and friends, I look forward to your positive response and fulfilling my dairy farm dream.