My name is Bramwel Mutali aged 35 years from Kenya.

I started my primary education away back in the year 1990 after a devastating eight years of primary school I completed and passed which enabled me to join secondary school .

Joining Eshikulu Secondary school was by God's Grace since I had to relay on my single mother both for fees and also for basic needs.Since my mother worked as a casual laborer in the county council of Kakamega her salary was too little to cater my education and those of my siblings.

I remember staying away from school for a year due to lack of my school fees to enable my brother who was then sitting for his Primary school education final examination.

with the help of area Member of Parliament the then Hon.Cyrus Jirongo who cleared my fees arrears and also paid my fees, I rejoined high school in the year 2001 and sat for my final exam in the year 2002.

Since finalizing my secondary education I have made my own decision on how I will be successful in my life because my community is mostly influenced with the specific culture that if a man is over eighteen and above years, is expected by the society to start his family and struggle with life.

I did not managed to make it to the university because of financial problem I had to develop my career to small business from little capital I got from little savings I made from small labours such as going to farm. In this job I believe that I will be successful and I will prosper in my community hence support and civilize them on development.

Swimming is my hobby but due to time I watch it through TV.

Food retail and supply of Milk is among my main activity I have been dealing with since I finished my secodnary education some 10 years back and I am very happy because I earn some little profit for day to day activities for my family and for the upkeep of the business.

I see it as my major work and I perform it with full of determination.

I have a goal, my goal is to expand my retail shop to a bigger wholesale in the future so that I can employ 5 to 10 people to work there.

I believe this vision is achievable with help and support from Zidisha loans.

More goods is required in the shop because my sorrounding area is growing in both population and economically therefore most of the customers are increasing each day and I must provide goods to so that they get whatever they need to buy.

If by God's favour am able to earn more profit I will use some of the profit to help my Church, take care of my family and also help the needy at large.

The loan requested will enable my business to have a high variety of goods because after the long school holiday people will buy back to school goods.There fore this is the time to get prepared to carter for the high demand that will emerge.At the same time I want to avoid long queues and high transport expenses during rush hours.The amount requested will enable the business to purchase at bulk and the wholesalers will also use their own means of transport up to my point hence saving that cost of transport.The following Items will be purchased;5bags of sugar at 200 dollars,5bags of rice at 200 dollars,The remaining amount I will purchase;Shoe polish,Biro pens,exercise books in different sizes and pages,tooth paste and brushes and sanitary towels.This will reduce customers expense to travel to big towns.It will also increase my profit at 50 dollars on top of my usual profit.It will increase my capital.