Am the ninth born child in a family of eleven siblings.Our mum passed 24years ago and she was not married.With the help of our uncle , I joined school in 1992 at Gitundu Pri. School in OThaya Division ,Nyeri South District in Nyeri County .After class eight I Passed well and was enrolled at Karima Boys High Sch. in Nyeri County. After high school I had to look for a job so to support my younger sister n brother cause our dear uncle who was supporting us in schooling passed on when I was in form four {most of my sibling had dropped out of school cause no one was there to support them}. I worked for five year in Tuskys Supermarket {a leading supermarket in Kenya and East African Region} till they finished with their education and i took them to a middle level college and each today is employed and doing well .In the year 2009 i joined part time classes in Kenya Polytechique University to study accounts and i graduated in the year 2011. Having gained sales mans skill i decided to drop my job in July the year 2012 and work on my own.I started a general shop here in Ruia in September. 2012 and the business has been doing well since then .Out of my earnings i have managed to keep my family well and also i have built for them a house at our mother land ground .Am married with one child who is to join school next year
Am a business minded young man and am looking forward to own a supermarket in the next six years .My plans is by August next year{2017} i will convert my shop to a wholesale store. Am more advantaged cause i know many manufactures and agent distributors{an advantage from my former job being in purchasing department} and this gives me a chance to get my products at manufactures price and thus am able to sell the products cheaper than my competitors . I also have good customer services/relation with my customers and also i got product knowledge and my shop is always clean and well displayed , i also makes sure my shop is well stocked so to meet my customers needs{i do not encourage stock out} .i also do not sell counterfeit products or expired products and also able to solve all my customers complains .my shop is located along a busy road where many residents use daily and thus my shop is always busy For the duration i have been in the business let me say the risk which my business was facing i have managed to address them and currently am stable.My monthly expenses includes
1.shop rent Ksh. 5000
2.bills {electricity} ave.ksh 500
[an annually fee of ksh 5000 for my business permit]
total exp p.m ksh. 5500
my drawings is ksh.10000 p.m.
my monthly sales revenue is around ksh 40000-45000
my profits is around ksh 20000-30000 p.m If i manage to get the loan,i will expand my gen. shop and i will start to convert it to a wholesale starting with food stuffs .am also planning to introduce cereals as demand is high as the population here is growing day by day i got a very good source of cereals and i have already started by introducing rice and pulses and the are doing very well. i use my drawings to cater for my family as well as reinvest in my growing business
i will buy 10 bags maize @$200
/ 10 bags beans@$250
10 bags rice @$ 180
10 bags sugar @$300
5 bags maize flour@ $70
Given the loan i will double my sales and my customers will enjoy a relatively low prices and much readily available cereals and stuffs.