i was born 1982 Nakuru district currently known as Nakuru county in Engashura miles sita (kiamaina)

i joined kiamaina primary school 1989 and completed standard eight in 1989 and later joined Ngorika secondary school 1990 and completed in 1990. after school i started selling cabbages sukuma wiki (kales), green maize and other Agriculture products in Nakuru market both in Top market and the municipal market. i did this job for four years. later i started selling simple electronics in Nakuru town thats hawking items such as torches,spanners, phones chargers and other items.later i opened a small single shop in nakuru town behind jamia mosque.am not yet married but in the process of courtship. i attend full Gospel church in kiamunyeki center. am a member of youth fellowship in the church. academically i achieved a ordinary level and also a certificate in electronic repairs.during my leisure time i also participate in community development visiting the sick in the area.from my business returns i have been able to purchase a small plot in engashura which am planning to develop later in the course of next year

i started by selling simple electronics in Nakuru town thats hawking items such as torches,spanners, phones chargers and other items.later i opened a small single shop in nakuru town behind Jamia mosque which am currently running at the moment.i sell a variety of simple electronic items such as torches, electricity,fridge guard, flat iron, knives, spoons and spoons,headphones and other accessories. i choose this business because am acquitted better with when i was doing hawking.the products i sell have are highly demanded by customers because of its wide variety. i do get my purchases from suppliers who buys goods from Kampala because their are cheap and also from river road in Nairobi. my customers prefer my business because i sell my products at a cheaper price compared to my competitors and also i had created a good number of customers in Nakuru town.currently i do not face a stiff competition because i look for cheaper sources of my purchases.monthly sales of KES80,000 and total expenses from labor ,license and transport costs of KES30,000. The profit i have been getting i use it to expand my business

Thank you so much for the opportunity to apply another loan, I invested my loan wisely and got good returns, I will my fourth loan to buy additional stock of new items in the market today. I had traveled to Kampala Uganda last month and sold quite good number of items and also found new items that are not found in Nakuru market. I will add the loan to additional savings and buy the following items.

1. Memory cards and card holder.

2. Small speakers for the ‘boda boda’ bicycle riders.

3. Small torches that are rechargeable (electricity).

4. Headphones for radios and other small radios.

Am very positive about the products demand because schools in Kenya have closed and very young people who are my customers are all over looking for entertainment items.