I was born in the year 1993 on 7th of January in the village of Borborwet Kapsuser ward Belgut constituency, Kericho county in the western part of Kenya. I grew up in a family of six I am the third born and I have two sisters and three brothers. Education wise, I completed in the year 2010, I joined a tertiary institution and studied diploma in business management. My life has been surrounded by all manner of challenges and opportunities. Coming from a middle level family with the less resources available to sustain me and my fellow brothers and sisters. We had to struggle in many ways like lack of fees and constantly out of school looking for fees. This made me to venture into business that can lift me with the little brothers and sisters. School fees was of a big problem that made our parents really struggle hard (going to pluck tea leaves for neighbors so that they get fees for my education) and with the current situation in our country right now that it needs a lot of funds for someone to take a step. I completed my tertiary institution just after two years and search for a job but unluckily jobs are not such easy to get one, I choose to employ myself. And started by being a cowboy for my neighbor. This brought me up venture into my own business of dairy farming.

I have been in farming industry(dairy farming) for the last two years, I started dairy farming with a small calf that I bought from the money that I got from the building contract that I served as the man of hand (watu wa mkono). And savings from the being a cowboy bought me one goat. I later sold the goat when the calf was sick so that I got the vets attention. I was also motivated by my fellow friends and volunteer mentors that they have the experience and with the opportunities currently present. The calf which I bought grew very well and gave birth to a heifer which and produced four litres of milk daily. Challenges in this business is that when it comes to seasons like drought mainly in my area the feeds are not easily to be found so it forces me to buy from far grass like boma rods, hay and sometimes go far distance looking for dairy meal, also during this seasons the milk produce is of low quantity leading to the loss. Even though with the previous challenges I can get a profit during good seasons that is when the quantity of the milk is high. And currently we have new kcc that is an industry that buys milk produce from us in high quantity and pays very wells.

with my loan,that i will appreciate all my lenders ,i will us to buy a good healthy productive Frisian cow costing 800$ ,this Frisian cow produces up to 15 liters in a day which will improve my weakly income up by 45$ meaning a good income to my business,this will make me no blinking of my eye, making good use of my time and my youthful energy to boost up my business with the good an promising help from all my lenders.another 20$ i will use to buy feeds for my new frisian cow because for a good production i must provide my cow with a good and enough feeding.i will buy a good quality feeds,the dairy meal from the agrovets in my nearest town ,which will help in good production of milk by my cow..with 10$ i will use to maintain veterinary services for my dairy farming,this idea came to me with a good view to my community and also i did a good research that 90 % of my product will be of high demand .this gives me a courage to buy a good productive cow that will never let me and my community down because they totally rely on my product.also with a need to boost and make my business grow bigger to highest .when i will get the Frisian cow it will help me maintain my business in dairy farming and also because i currently supply the product then it will add my daily quantity that i supply.also the business will help me continue paying my sister's school fee and also meet my daily expense and making a good saving that will allow me to repay my loan softly and in on-time repayment,i will be greatful and thankful for the loan and thank all my lenders for making me move a step to top higher.