I was born a muslim in Ndola. I was raised on Islamic, educated in its scriptures, and even became an Islamic leader here in Chisamba were we relocated. My educational background includes my high school diploma and some time in college, where I studied business management. I completed three terms of higher education.

‎When I wanted to start my first business at a young age to be an entrepreneur in my home town, my grandfather the advice he gave me was to get an education and management experience first. I was 17, I saw an opening in the market for a service. Being young and poor it still was an uphill struggle for me. I did many odd jobs in the early just to raise money to go and study. Finally following his advice I got a business certificate from a top institution  we have here in Zambia and then I qualified as an accountant, and I am proud of myself because I am now running my own businesses. ‎I am comfortable because here we're I live the place offers relatively affordable housing options compared to other towns, making it easier for people to find homes within my budgets.

‎Every parent wants their child to become a successful, confident, and good human being. So our job as parents is to help our kids become the best versions of themselves, they have to feel supported and encouraged to pursue their interests and talents.

I sell jerseys, curtains and home supplies. I focus on sports themed, home decor also offer a mix of apparel and window coverings. Managing this type of business is so good such that it keeps me improving and meet different types of people. The thing is, here people love football so as soccer fans people would want to display their team pride in their homes and seek to enhance their space with a personalized touch.

‎Selling jerseys, curtains and home supplies is  a good business due to diverse customer base and potential for high profit margins, that is why I have chosen it. Jersey sales, especially vintage and authenticated ones, tap into the passion of sports fans, creating a strong demand and potentially high prices. Talk of curtains, they cater to a broader market especially in home decor and it customized to suit individual preferences. ‎

The revenue I  generate from the sale of my goods and services is good enough for me to pay rent, insurance premiums and reinvest by paying someone I replace at for a job role who helps me with optimizing product development or rather let me say selling. I pay tax out of the money I maje and I invest again in my business  to ensure growth and long term sustainability to my business then the rest of the profit I take as a dividend.

I wanted to let you know just how thankful I am that you chose me for your home loan. It's a good feeling since I will get to be a full beneficiary in future. I am building my own shop so as to reduce cost of rentals, I bought a land just near the main road and the place is high catching for customers. 2000 blocks are needed, pockets of cements, liver sand and let me just say in general as in construction process tools, equipment and materials are which is needed. And I think I can only manage this with your help by lending me funds to support this project I am working on.