I am a married Kenyan with two children.My home county is Siaya,Siaya District,North Gem division,Maliera sub location, Am a teacher by profession. I started my primary education at Usingo primary school and did my KCPE in 1987 and attained 425 marks out of 700 marks i then joined Nyanganga secondary school and did my KCSE in the year 1992 and attained grade C+ (plus).I later ECDE college in the 2006 - 2007 and attained Certificate in ECDE. In 2009 - 2010 I did Diploma in ECDE from a government college. My hobby is interacting with needy children in the community to be able to assist them where i can

I currently run a small community school with a population of 300 pupils.I will use the loan to construct two more toilets. I will pay back the loan with school fees collected from the parents.Members of the community prefer our school because of the basic quality education that we offer to the children compared to our competitors.I chose this kind of business to enable me earn income and most importantly improve the life of future generation by providing quality and accessible education to members of the community. My business is profitable since we offer services in exchange for money.My business faces the risk of some parents failure to pay school fees due to financial challenges that they encounter. My typical monthly income is currently USD 1700 and my monthly expenses is USD 1000. My current monthly net profit also is 700 USD. I always use my profit to buy more learning materials at school and to pay my bills at home which include educating my two children who are currently in university.

I have a learning institution with a population of about 300 children and only two toilets to server whole institution. The ministry of health resently ordered that I add at least two toilets one for the children and another one to serve the staff . This was ordered as an emergency or the school risks to be closed down by the ministry in one month's time. .. that is by mid of November 2017. Therefore if I get this loan I would use it to construct the.... at least two needed toilets.

I will purchase blocks/stones at a cost of 80 USD,

15bags of cement will cost 120 USD,

One small lorry of ballast will cost 80 USD,

One small lorry of sand will cost 80 USD,

Two door boards at 60 USD

Assorted plumbing equipments will cost 100 USD,

100 USD will be used to pay the whole team proving their respective services like the plumbers and the rest.

20 USD will be used for transportation of the building materials.

Total of 640 USD.