I am a Kenyan citizen aged 40, married and is blessed with four children among them, last born named zidisha. I am a business man who hails from a very poor background, but managed to prosper through the help of zidisha.I have experienced a lot of challenges in my life and my experience taught me self discipline. We could at times go without food because my father drank all the money and couldn't provide food for the day. I wish I were old enough, I would have taken him to court for the pains he caused us as a family. But on the other side, I may pardon him because I feel he made me realize that to archive in life, hard work must be highly emphasised.
I started business in a very difficult situation since I didn't have enough capital until I leant about zidisha, now I have numerous businesses, like wholesale and retail shop, cyber cafe, financial services and a p.s.v vehicle. all these achievements just came because of you lenders and that is why I appreciate you.
I realized that my customer have increased when I could not efficiently serve them with the capital I have, as I had clarified early, my shop is just some few miles from the nearby secondary school and the population of the school is very high so I have managed to capture quite a number of student who pay school fee, due to the fact that the school does not allow cash payment of school fee so they pay school fee through my agent banking. I do get a lot of profit on this because the bank pay me commission on every transaction.
therefore sometimes it becomes challenging due to less capital that I have. my cyber is also doing well since I do print for them exams and even sell them learning equipment's like photocopying papers, pens, books etc. all these plus the tender that I have of supply the school with maize floor and sugar, I am un capable of financing all these without a helping hand, so I will be very grateful if the loan I requested is fully funded.
-I will buy maize floor and sugar that will take $1200
-I will again buy learning equipment worth $600
-I will add to my agent banking capital worth $600
this will create a very big impact to my business and will allow me serve my customers with a lot of satisfaction.
I expect a profit increment of 40-60%.
Cybercafe, food store agent banking sevices and mpesa
I am a Kenyan citizen aged 40, married and is blessed with four children among them, last born named zidisha. I am a business man who hails from a very poor background, but managed to prosper through the help of zidisha.I have experienced a lot of challenges in my life and my experience taught me self discipline. We could at times go without food because my father drank all the money and couldn't provide food for the day. I wish I were old enough, I would have taken him to court for the pains he caused us as a family. But on the other side, I may pardon him because I feel he made me realize that to archive in life, hard work must be highly emphasised.
I started business in a very difficult situation since I didn't have enough capital until I leant about zidisha, now I have numerous businesses, like wholesale and retail shop, cyber cafe, financial services and a p.s.v vehicle. all these achievements just came because of you lenders and that is why I appreciate you.
I realized that my customer have increased when I could not efficiently serve them with the capital I have, as I had clarified early, my shop is just some few miles from the nearby secondary school and the population of the school is very high so I have managed to capture quite a number of student who pay school fee, due to the fact that the school does not allow cash payment of school fee so they pay school fee through my agent banking. I do get a lot of profit on this because the bank pay me commission on every transaction.
therefore sometimes it becomes challenging due to less capital that I have. my cyber is also doing well since I do print for them exams and even sell them learning equipment's like photocopying papers, pens, books etc. all these plus the tender that I have of supply the school with maize floor and sugar, I am un capable of financing all these without a helping hand, so I will be very grateful if the loan I requested is fully funded.
-I will buy maize floor and sugar that will take $1200
-I will again buy learning equipment worth $600
-I will add to my agent banking capital worth $600
this will create a very big impact to my business and will allow me serve my customers with a lot of satisfaction.
I expect a profit increment of 40-60%.