Hi lenders, my names are Daniel Kwemoi Andiema, I grew up from a humble background. my parents struggled in paying my fees from primary level all the way to university level. Due to lack of employment, I decided to venture into small business where I operate a grocery shop. I like reading novels and business articles during my free time.

I operate a grocery shop called Mali Mali and my major source of income is from family contributions and personal savings. I usually sell vegetables, fruits and grains to my customers at an affordable price which makes demand of my products very high. I decided to venture in this business for personal empowerment. My typical cost is ksh 20,000 ksh per month. I will use the profit to pay school fees for my children and the rest of the money for investment.

I will use the loan fund to purchase additional fruits and vegetables for sale. Avocados will cost me 20$, watermelon will cost 15$, Bananas will cost 20$, Oranges and Mangoes will cost 25$, Vegetables (Cabbages and Sukuma wiki) will cost 20$, Tomatoes and onions will cost 10$. Purchases will boost my stock and help to cushion the high demand from the customers. From the sells, iam expecting the total revenue to improve significantly, therefore I am expecting a 20% profit margin