My names are Bashir Walter.i am the second born in a family of four. As earlier explained I live in lodwar and mostly also in kericho where we have bought land for tea plantation.My parents have livestock in ladwor as only livestock survives there and in kericho we plant tea maize beans etc.i have an mpesa in lodwar and also participate fully in tea plantation as we have a big ranch in kericho .i finished my high school and currently pursuing my business and management course doing part time at KIMS college.

since we have livestock in lodwar and visits there always i started up a business of mpesa and selling cell phones as we have very few services being offered in the place.my cousin brother runs the business for me.

Also i mostly engage in farming in kericho.These is where most of my family income comes from from.

we already have a 5 acre peace of tea plantation and it has been our main source educating us and also managing our bills without any constrain for the last six years.

These second loan will benefit our tea plantation.

on my free time i look upto my business both in lodwar and in kericho.i also like participating our church events.

Thank you.

my income will come from our tea plantation and also i get commission and profit from shop in lodwar.

After plucking the tea leaves(raw leaves)we normally take them to Mogogosiek Tea Factory Co Ltd in Kericho where they process tea leaves for local use and export.

our country is also well known for these tea production.Mogogosiek Tea Factory Co Ltd, normally pays us after a month on delivery and since we have a big land of tea plantation our source of in come has been improving.

These loan will assist us buy calcium ammonium nitrate,potassium sulfate and with addition of leave decomposing fertilizer which normally does both well,our tea will improve production.

we will also add medicines which will assist our plantations of infections and pests'as hose are the risks which affect our tea.

on every month on average collection after delivery we get about USD 825 AND net income of 600 after expenses.

With these we will pay our loan very comfortable.

Thank you Zidisha!!

Thank you zidisha and zidisha lenders for your first loan which has greatly boosted my business to higher levels.i am still pledging my dear lenders to assist me fund my second project.

These will be used basically to improve our tea production by purchasing fertilizers and medicines which will be used to protect pests and virus especially during these season where rains are at large.we also use medicines like weed all to ensure only the tea plantation are the once surviving in the land.

As follows we will use,295 to add the said fertilizers, usd 195 to add medicines and the remaining balance to add the weeedall.

with these in track our production will greatly increase increasing our income at the end.

Thank you and looking forward to your support lenders.