MY names are Kate kariuki.i am the second born in a family of four. Am also a single mother and I am blessed with a daughter. I finished my 0 level in Uasingishu high school and graduated in Baraton University with a degree in business administration. These year march I got employed in Moi Teaching Referral t Hospital and I am yet to complete my three month probation.

I started my business last year on December,2013 when I completed my degree to assist me and my daughter as my daughter also graduated November to upper class. I STARTED the business of boutique and we offer our customers such services as manicure and pedicure, body message and hairdressing.

Among these we also sell hair pieces of different kinds. During my free time I help in my shop to work as we serve several customers especially college students and nearby residents. I also go out with my daughter and we like to play together like swimming.

My source of income will come from the business as it is profitable and also since I am now employed I can actually pay the loan if given the chance to access Zidisha loans without a constrain.as earlier pointed out, my business is boutique and we offer our customers such services as manicure and pedicure, body message and hairdressing. Among these we also sell hair pieces of different kinds which customers come and decide the hair peace which they want unlike other boutiques where customers come with their hairpieces.

I employed a lady whose professional is to perform the duty and she offers a good quality services and together with me we serve our customers very well. I normally get good items as I pass through Eldoret town when I come from work.THERE are no risks but only challenges like some times where our weekly targets are met as we normally work to a achieve our targets each week which we set on Sunday.

My loan proposal to zidisha is to assist me increase a blow drier costing USD 80 AND increase the hair stock as its one of our main source of income for USD 70.

THESE ARE MY MONTHLY EXPENDITURE AND PROJECTED INCOME:

GENERAL SALES FROM THE HAIR-PEACES AND CUSTOMER SERVICES =USD 600

EXPENSES.1 PURCHASES-USD 130

2. SALARIES- USD 160

3. RENT-USD 50

4. WATER AND ELECTRICITY-USD 40

5. MISLENOUS-USD 20-includes transport

Projected net profit=sales-expense =USD 600-400=200

Monthly incomes averages USD 200.

NB.Salaries includes also myself as we both assist I the customer services that generates income.

Thank you so much Zidisha and zidisha lenders as you have really brought me far!

Its my second time i come for you once more for you to take me further still by funding my following projects;

due to my number of increased customers,i would like to add a more sophisticated machine and hair steamer has been one of my targets which is u9sed to drive the product deep into the hair, leaving it smooth and shiny.it cost about USD 200(KSH.17000)

We have also experienced more customers who we message and therefore we frequently fall short of message oils and lotions. i will use USD 117 (KSH10000) to add to these stock.

The remaining balance of about USD 130 (11000) will be used to add more hair spray,make over sponge and applications.

i look forward to your continued support lenders,i could never be here without you!

THANK YOU.

BEST,

KATE.