I am the second born in a family of 6 siblings, I hail from Othaya in Central Kenya. I have studied up to standard eight and due to the family status I was not able to proceed to Secondary school, instead I decided to take a technical course where by, I trained tailoring and set up a tailoring shop at JUJA. I continued with this business for a period of one year and later realized that the business is not doing well.

I started on another business of selling UNGA maize flour, which is booming and giving me profit and due to that I have retained it to date.

My passionate is to set out goals high for other youths to emulate in order to change mind of many youths, to let them know that they can also be useful in economic development of our country because many have been indulging in drugs and drug abuse. It will always remain my obligation to repay any cent granted to me by my honorable lenders.

Thank you all, Thank you Zidisha.

My business is solely involved in selling Maize flour and other food stuff, I normally distribute to local retail shops and get profit which vary form the distance of various retail shops.

I am very passionate in doing this business because there is some returns on this investment, as I take it as a way of feeding the nation. I believe this business can assist me move to the next level in the business community and become a middle level business entrepreneur in the next 3 years, it is my sincere hope that I will later set up a small milling industry in this location "JUJA" because the demand is much bigger than even the supply due to the ever rising population, as JUJA is a developing city with a national university and other surrounding industries.

I hope if given opportunity I will honor my obligation of paying all my loan with due diligence.

Thank you all, Thank you Zidisha.

I am planning to secure this loan to expand my business and increase my returns. My budget for the loan is as follows.

PURCHASES:

Additional 5 90 kg bags of maize floor @ 3150(31.50 USD) each = 15750(157.50 USD)

SELLING:

I sell my maize floor per kilo even if a client want to buy in bulk so my 5 bags will give me returns as follows:

1 kg @ 45 by 90kg =4050 KES(40.50 USD)

5 Bags will be 4050 by 5 = 20250 KES(202.50 USD)

Profit = 20250 - 15750 = 4500 KES(45.00 USD)

In one Month I will turnover this business 3 times meaning this profit of 4500 by 3 = 13500(135 USD) so if I subtract in-house expenses of 3500(35 USD), I will be able to save 10,000 KES. The payment of this loan will be easy and even expansion of the business based on the demand.This business is worth undertaking it, if you compare the overall cost of doing it and the overall returns.

Lastly my honorable Lenders I would like to pledge my sincerity and commitment in repayment of this loan.

God bless you all, God bless Zidisha.

Thanking you all in advance.