My name is Zephenia Cheruiyot Wale. I live in Kabuchoi town that shaped me resilience. I studied at Kapmungei school from nursery until class eight, but I lost my father at that time forcing me to stop school due to lack of school fees.Despite hardship I began hawking boiled eggs, and later growing into a clothes business through savings.My journey reflects determination.My dream is for educating my children to secure a bright future. In my free time I enjoys engaging with people and exploring small business ideas.

I will use the loan to buy more clothes stock to expand my business in Kabuchoi. I offer affordable clothes to the community meeting my daily needs with quality and variety. I chose the business because clothes are always in demand and easy to sell.My typical cost is buying stock in lower prices and selling at a profit.The revenue help me restock and grow. will use profits to support my family, educate my children, create jobs for the community and expand my business further.

I intend to use the funds to purchase more clothes to increase my stock and expand my business. I will buy clothes for men, women and children. I will purchase clothes like trousers, t-shirts, blousers, sweaters, fullnecks, skirtsuits,dresses,shorts and hoodies. With the funds i will expand my business and increase my earnings. Thank you.