Am a Kenyan citizen aged 37 years old and married. My personal attributes include being honest, proactive, respectful, trustworthy, self driven and self motivated person. Am a single Ophan without the father and a second born in a family of three with a brother and a sister. My home area is located in nyanza region, Homa bay county Rachuonyo district Kasipul division Kokech location Kawino sub- location in Oyugis near Kamuga Primary School. I have been an Entrepreneur from the year 2012 where i get my income.

I have gone through primary and secondary education which i attained the grade of C (plain) in my Kenya Certificate of Secondary (K.C.S.E) education in the year 2008 where i later joined K.C.A University to pursue an accounting course (Certified Puplic Accountant (CPA) ) where i have managed to do CPA I Sections 1&2, CPA II Sections 3&4 and an Accounting Technician Certificate (ATC) course both levels I&II and later on did Bachelor of commerce finance option at KCA university

I started my business in Nairobi from my personal savings which i saw was worthwhile for me to start the business of purchasing and reselling of electric hand tools so as to grow as an entreprenuer a long with my education and it is through this that i derive my income. I started with hand tools and electrical items which later on i expanded it with home appliance.

Something interesting a bout this business is that, i have to make friends and turn them as my reliable customers by just carrying my small bag sometimes with these goods inside to my friends places just to ask them to promote me by buying my goods at affordable prices of which sometimes they call me to come with the varieties especially when one want to buy. They find it easy when i bring these to their door steps or like the places we meet like recreational areas.

My business is located in Nairobi town at mfangano street. I started my business from my personal savings when i worked with the KenAfric Industries (KI) as a casual laborer in Nairobi in the year 2011 for six months of which i had to leave because of school due to the crash in time schedules. I purchase my goods at wholesale prices and resell them at a small profit Margin to my customers.

I sell my goods at a reasonable and affordable prices of a retail prices.

The business is profitable because i specialize on fast moving house hold goods.

The risks and challenges are always there for the business, especially it only boom during festive seasons and may be the increase in prices due to inflation in Kenyan economy may affect the sales.

Am therefore looking for loan to enable me upgrade my business from retail to wholesale.

My monthly costs are upto USD 1,235.29 with sales revenue of up to USD 2,452.94.

I want to use the loan to buy belts, vests and new blouses for my business of which there have been demand from the customers of the same. The purchase of these new stock will enable me to grow up my business and even to sirtisfy the interest of my customers demands which will enable me to make a good return from the business. I will use USD 23 to buy belts, USD 46 to buy vests and USD 57.5 to buy new blouses for ladies. Am therefore asking for this loan to purchase these new goods and to serve the interest of my customers for the prosperity of my business