i am single mother of three,two teenagers and a young boy of 9yrs of age.i have been operating a salon business for the last 4yrs,my earning per month 20000ksh,my two teenager are in secondary school.iam the one who pays their school fees.my business is doing quit well,but i want to purchase some goods thats why i am requesting for your loans to expand my business.i leave in a rental house where i pay rent for myself.i went to Drive-in primary school for my KCPE, Ruaraka Secondary school for my KCSE then i joined Vision Hairdressing college where i got my skills for hairdressing. i also participant in Merry-go-round which also help me to top up my rentals and school fees

1. In my salon I do combine providing services and a beauty shop where in sell weaves, wigs, braids and other products e.g. lotions and outfits. I also offer services like massaging and pedicure

2. The premises I do operate from are rental therefore I have to pay rent amounting to 10000

3. When schools are open; I have a tender in some neighboring schools where I extend my services of plating the girls

4. I have students in my salon who I train on how to provide the necessary services and they normally help to attend to my clients when I am busy therefore generating more income to boost my earnings

5. I also do offer free nail polish for my clients who regularly come to my salon so as to retain them and attract new once

6. For men clients; I normally give them a discount of 10% of the normal charges in order to attract new and motivate the old clients

7. I also try make sure that we provide good and quality services to all my clients to avoid complains from them hence keep them from changing to other service providers

8. I also do provide barber services since I have divided the room into two so as to accommodate the two

This way I am able to generate more income

I have six employees for the barber and salon.

In the barber shop, we do provide free face painting to children so as to entertain them and give them something to talk about; as you know children love the little things done to them. This way they are able to spread the name of the business to their parents who in the end become customers to my business therefore easing the completion around me

First I'm doing some improvement at my work place, I'm setting up a safe space to my clients, I need to hire some workers to assist, I'm adding new products like wigs. So I need to find people who can do a good job, I'm also planning to add something different from what I currently have, I want to buy a foot massage machine, and shaving machine, that doesn't use electricity, because sometimes we go without electricity and if I have this thing will make extra cash, while doing so will build a good clientel,and from my sales i must separate my profits, make sure I displine my self in matter consening cash coming in and going out. Not to spend any how, I have to budget for what I have and not what I don't have, I would say thank you because you have really supported me a lot, and I'm looking forward to having you a round Al the time I need your support.