I have been raised to with hardships from childhood. My father did not have a formal income during our upbringing. I was born in a family of five, two brothers and two sisters.

My parents used to pay just a fraction of my school fees forcing me to have frequent absenteeism from school. It is only by grace that I managed to complete primary school.

I enrolled in a mission day high school. Even in high school i was absent in most of the times due to lack of school fees. I used my part time to work and raise school fees.

I worked for a chain store after graduating from high school. I worked for three years to raise my university fees which I joined in 2014 to study business and economics online.

After graduating in 2016, I started a cosmetics venture with the savings I had made. My cosmetics business is fairing well. However, I want to expand it to create employment for the needy.

I have chosen cosmetics business because it targets ladies. Also, ladies like beauty products so they can provide a good market for my business.

I have employed a single mother to enable her raise her children from the salary she gets from my business. I want to impact on more needy people like her.

Also, I am supporting an orphan with school fees. I would like to empower youth through creating employment for them.

I sourced the capital for my current business from my past savings. I deal with beauty products and boutique.

These products are always in demand because ladies provide a great market owing to their behavior of going with current fashion.

I raised 130 US $ in my last loan which has helped me to grow my cosmetics business. My budiness is worth 3000 US $.

I need to raise 400US $ to grow my business by increasing stock and generate more profits for my growing demands. Also, I will use the profits to create more employment for the youths.

I currently have190 US$ and intend to raise 210 US$ through Zidisha. I have hired a youth who assist in running my business and she is able to save for her future from the salary that I pay her.

- I will buy braids and weaves because I have realized that they are in demand.

I intend to buy twelve types of hair weaves each two pieces at a cost of 70US $

-I will buy braided artificial hair 400PCs at a cost of 100US$. Braids are always on demand and

therefore I need to stock them well.

- I will spend 20US $ to pay for transportation of that stock.

- will spend 20 US $ to pay for business license.

I expect this loan to boost my business profits by 35%

I wantto help other people in our community develop economically by creating more employment.

To achieve this, I will use profits from my business to enlarge it so that I can create more employment for the youth.

I will also spend Part of my profits to pay for an orphan school fees.

I intend to raise 210 US $. I will buy hair braids and weaves for my cosmetics business.

With this loan I will buy about seventy two pieces of hair weaves.

I intend to buy about 400 pieces of braids. Also, I will pay for transport.