My name is Samuel Njuguna and was born on 3rd January 1991 in Nakuru county, formerly known as Rift valley Province. I joined school at Mugwathi Primary School in 1998 and left in 2006. I enrolled at Bavuni Secondary School in 2007 and left in 2010. I stayed at home for one year before joining Tracom College in 2012. While at home in 2011, i reared a calf hoping to sell it a year later and add onto the money my parents would give me as school fees for my college fee. I reared the calf for a whole 11 months and while about to sell it in a month's time it was stolen. My hopes for joining college appeared dashed but my parents struggled to pay the entire fee. I pursued Computer Networking and graduated with a diploma in 2014. Upon graduation, my parents gave me $350 to venture into a business of my choice. I began a beauty and cosmetics shop along Langa Langa street.

I engage in selling of beauty and cosmetic products for ladies The goods are in demand because ladies all over the world are renowned for loving beauty, thus chose such kind of business. My costs are are as follows:

Rent- $44

Electricity- $6.

Whenever i buy goods worth $100, the sale is usually $200. On average i buy stock twice in a month and therefore my net income is usually $150. I use the profits to save and add more stock to my shop.

Hi lenders, my plan with loan is to increase on current products and adding new brands this will enable me to sell this products in wholesale to my new retail customers and also to my day to day customers. and since i have now connected to best supplier for local products i have an advantage since the products will now be delivered in time without delay at point of need.this will help me meet all of my customers need and satisfaction will be guaranteed. am going to buy locally produce goods Hair clips, handbags,ear rings,weaves,braids,Abuja hair and bungles. i will also going to buy goods from Uganda which are really going this are both men and women shoes, cream,powder, makeup, i will also add women blouses and tops.

cost of;

braids 80 pairs costing 30$

hair clips 70 pairs costing 50$

ear rings 180 pairs costing 60$

weaves 150 pieces costing 110$

Abuja hair 100 pieces costing 65$

bungles 100 pieces costing 70$

shoes 50 pairs costing 140$

cream 125 pieces costing 80$

Powder 14 pieces costing 30$

makeups 130 pieces costing 90$

handbags 70 pieces costing 80$

necklaces 100 pieces costing 80$

lotion 100 pieces costing 90$

women dress 10 pieces, blouses 10 pieces and Tops 10 pieces costing 90$.

with all this my business will be able to give back a higher profit of more than 80% and i will be able to pay my loan, meet all my needs and save. this will also benefit the community since it will reflect development in business, i will also expect more customers to come in since we are approaching festive season and am sure that my business will meet the needs for this season.