My name is Fernard Mutombo born in 11th of June,1979 in Lusaka.I am the sixth born in the family of 11 and also a father of three children,thus two girls and one boy.I grew in a humble family and managed to complete my secondary education and through a small scale business i managed to take myself to college of which i did business administration and marketing.despite growing in a competitive community,it was perseverance and hard work which made me archive some goals.
After working for several companies, i realized to start my own thing through the capital i raised which has pushed me to where i am.am a proud Zambian who has patriotism for my country because its a land where everyone is free to bring out their ideas and plans as long as they stick to it.
My first born child aims at becoming a medical doctor if she does well in intergrated sciences.some want to become teachers.
I love watching and playing football.
I have diverged my business from the grocery to Laptops., even when the grocery is still working properly and also offering my good on wholesale., I still have to deal in other businesses and especially that I have tried once,. It will bring more revenue and be able support other small businesses I open since I joined Zidisha. I cant say much but all I can say is that Zidisha has made me stand on top of the Market. I have now started dealing good second hand Laptops, Printers and Smart Phones from South African dealers. And I have rented a place for the and because I am expecting this Loan I am applying for to order these new goods to stock my new shop. Thank you Zidisha and my Lenders for great and wonderful support to my Businesses and the well being of my Family.
I need to buy a second hand delivery vehicle or van to be transporting grocery goods at my shop and other grocery shops that i have opened, hence i need $2500 to purchase the van.Due to high transport cost this will help me reduce on transport cost.Initially i was generating ZMK 10,000 to 12,000 as profit but should i provide my transport i will be making more than ZMK 15,000,this is due to the growth of the business. The wholesale and the retail shop has improved on sales and i need transport urgently now to be delivering my goods.However this will add value to the business project and generate more profits.Thank you my renders for your support.